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1-100: CaliforniaChoice Deductible & OOP Max Credit Resource

Sep 07, 2016

For your clients who have employees thinking of changing health plans during renewal or maybe you’re about to move an entire group, deductible credits are something you’ll want to make sure you bring up. 

That’s because many of CaliforniaChoice's health plan partners allow a deductible credit when moving from one health plan to another – or from one of their own plans to a different plan within their portfolio. 

Here’s an example: 

If a member has paid $500 toward his or her deductible on a Health Net plan, and then moves to an Anthem Blue Cross plan, the new insurer will accept the deductible already paid as a credit. Going forward, the member has Anthem coverage and the $500 already paid counts toward the Anthem plan deductible.

All of the details are available in the Deductible & Out-of-Pocket Maximum Credit Reference Sheet, which you’ll find ​here​.

If you have any questions about deductible and out-of-pocket maximum credits, please contact a member of your b&p Sales Team - 888.722.3373.

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