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1-50: SeeChange Grandmothering Details

Jul 15, 2014

​SeeChange Health would like to thank you for your continued support. They’re delighted to see the acceptance of their “Healthy Insurance. Simply.” plans for 2014. (And if you’re not familiar with that phrase, please ​call a member of your b&p Sales Team as soon as possible—you’re missing out on a lot).

As you no doubt are aware, the Governor signed into law Senate Bill 1446, sometimes called the “Grandmothering” Bill. This legislation allows some small groups to keep their current health insurance coverage when they renew in 2014 even if their current coverage does not meet certain requirements of the Affordable Care Act. To simplify: they get to keep their 2013 plans for another year.

Many of you have told SeeChange that your clients would like to take advantage of this opportunity. And they’re pleased to inform you they can. SeeChange Health Insurance will automatically renew your small groups with anniversary dates of October, November or December 2014 into their current 2013 plans unless they notify SeeChange they prefer to move to one of their ACA-compliant plans. 

Some things to note:

  1. 2013 underwriting rules apply. This means, for example, groups may downgrade their coverage with a simple request, but upgrades are subject to underwriting approval. Also, some groups may receive a new RAF.
  2. SeeChange is filing rates for these plans now. Due to their wanting to extend the option to stay with their current plan to groups renewing in October they’re redoing the renewal packages for these groups. This means you will not receive your copy of the renewals two weeks prior to your clients receiving them. SeeChange apologizes for this inconvenience and should be back on schedule in connection with November and December renewals.
  3. In June your impacted groups received notice that SeeChange is withdrawing their 2013 plans. While their 2013 plans remain unavailable for new sales, they will remain available to your groups renewing October, November or December 2014.

SeeChange Health Insurance will be posting updates and FAQs concerning our renewal policies online soon. Please check for these at ​SeeChangeHealth.com/brokers and look for emails with the header SB 1446 Update.

For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

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