2-50 & 51-99: January 2011 Rate Action & Extended RAF Program

Anthem Blue Cross Small Group announced their January 2011 quarterly medical rate adjustments, averaging 4.7% statewide. Other news includes:

• RAF Program extension through March 15, 2011 (PEO spin-off groups)
• Dental Blue 100-80 PPO, Vision and Life will receive a rate pass
• Quoting for a January 1, 2011 effective date available TODAY!

Other recent news announced by Anthem Small Group includes:

• HSA Open Window Details
• October 2010 Benefit and Rate Adjustments

RAF PROGRAM - PEO GROUPS ELIGIBLE - EXTENDED 

Current RAF Program Extended

The Anthem Blue Cross RAF Program will continue through March 15, 2011 effective dates.
PEO Groups Eligible for RAF Program Extended

PEO spin-off groups are eligible for the RAF Program through March 15, 2011 effective dates, assuming all other eligibility requirements are met.

* Click here for the Program Guidelines.

MEDICAL RATE ADJUSTMENTS (effective January 1, 2011)
Average statewide rate increases by portfolio and product are provided below. Since increases vary by plan and region, please contact any member of your b&p Sales Team to obtain plan specific rate increases.

EmployeeElect (Grandfathered and Non-Grandfathered plans)

• 2-50 & 51-99 HMO = 3.5%
• 2-50 & 51-99 PPO = 3.9%
• 2-50 & 51-99 CDHP = 8.3%
• Please note that the 51-99(including 2-50 MHP compliant plans) quarterly increase is the same as 2-50; however, book rates are slightly higher for the 51-99 portfolio. 

ANCILLARY CHANGES (effective January 1, 2011)

Dental Blue 100-80 PPO Plans

• Other PPOs = 6%
• DHMOs = 3%

No changes to rates or benefits.

• 1% RAF Savings (down to .90) - when a group buys at least $25,000 in life coverage. In many cases, the 1% RAF savings will cover the entire cost of the life premium.
• 6% Premium Savings - when groups purchase both dental and at least $25,000 in life coverage, they may receive 6% off both the dental and the life premiums.

IMPORTANT DATES 

• November 11th: January 2011 broker renewals will be mailed.
• November 22nd: January 2011 group renewals will be mailed.