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2-50: Aenta's October Rate and Benefit Updates

Aug 11, 2010

Important changes to health benefits plans for 10.1.10 effective dates


Announcing upcoming plan changes for new and renewing groups with 2 - 50 eligible employees effective as of October 1, 2010. 

Overview of Upcoming Changes

Health Care Reform Plan Changes

Competitive Product Solutions for California
As of October 1, 2010, Aetna will be launching a refreshed product portfolio allowing Aetna to serve your California Small Group clients’ more efficiently and simplify their plan choices. Their new streamlined portfolio of products will give your customers the ability to select from different plan designs at a variety of price points.  

These changes are part of Aetna's continuing effort to provide your clients access to high-quality, affordable health coverage.Changes in plan designs may result in reduced coverage for some services. Aetna recommends you and your clients carefully review their plan documentation to understand which of these changes may apply to their plans.

Plans with Benefit Changes

MC $10,000  100/50

MC HSA* $2000  80/50

MC HSA* $3000  90/50

MC HSA* $3500  80/50

* As of 10/1/10, all of the HSA Plans in the Small Group portfolio will be True Integrated Family (TIF) deductible and coinsurance plans. With a TIF plan the Individual Deductible or Out-of-Pocket maximum can only be met when a member is enrolled for self only coverage with no dependent coverage. The Family Deductible or Out-of-Pocket maximum can be met by a combination of family members or by any single individual within the family. Once the Family Deductible or Out-of-Pocket maximum is met, all family members will be considered as having met their deductible or Out-of-Pocket maximum for the remainder of the calendar year.

Deleted Plans

Vitalidad HMO $5

Vitalidad Plus HMO $20/$5

Vitalidad Plus HMO $40/$10

HSA $3300  80/50

EPO  $500  80

PPO  $750


Please click here to access all of Aetna's current plan designs.

What to expect


You should also be aware that the Federal government recently released regulations related to grandfathering of health plans in existence on March 23, 2010. Changes in benefit design and contribution strategy may affect grandfathering. Renewal offerings may not preserve grandfathering.

Contact us with questions
If you have questions regarding Aetna's October 2010 plan changes, please contact your b&p Group Sales Representative at 888.722.3373.

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