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2-50: February 2012 Rate Pass & RAF Guarantee

Nov 29, 2011

February 1, 2012 Rate Update
Health Net 2-50 Rate Adjustments & RAF Guarantee

Health Net Small Group has announced rate adjustments for February 1, 2012 effective dates, including another RATE PASS for HMO, EOA, POS and Salud HMO products! Quoting is available today.

 

Don't forget about Health Net's RAF Guarantee with no renewal RAF requirements. Six (6) or more enrolling will receive a .90 RAF! More details below.

 

HEALTH NET RATE ADJUSTMENTS (effective February 1, 2012)

 

MEDICAL:

  • HMO: Rate Pass
  • Salud HMO: Rate Pass
  • EOA: Rate Pass
  • POS: Rate Pass
  • Modest trend rate increase for all other Medical plans.
DENTAL: No rate changes at this time.
 
VISION: No rate changes at this time.
 
LIFE, CHIROPRACTIC, ACUPUNCTURE, COMBO RIDER: No rate changes at this time.
RATING REGION UPDATES:
  • Marin County moved from Region 4 - lowering many plan rates!
  • Zip codes 86315 (Prescott Valley, AZ) has been added to OOS Region 10.
 
NEW RAF GUARANTEE (effective December 1, 2011)

Health Net has rolled out a new RAF guarantee program for December 2011 through March 2012 effective dates with no renewal RAF requirements. Health Net thinks you'll agree that this is the best RAF program on the street!

 

Six (6) or more enrolled = .90 RAF

 

Guidelines (click here for the program flyer):

  • New AB1672 groups with minimum of six (6) qualifying new subscribers.
  • Qualifying new subscribers are those subscribers effective with the group on the date the group becomes effective with Health Net.
  • COBRA and CalCOBRA enrollees are excluded.
  • RAF guarantee is for the full 12-month contract period.
  • CHOICE Administrators programs, existing Health Net groups, association groups, carve-out groups, Hn Options groups and non-guaranteed issued groups are NOT eligible.
  • All other standard paperwork and underwriting rules apply.
 

Please contact any member of your b&p Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373. 
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