News & Updates
Group size is based on enrolled employees.
Groups applying for the guaranteed RAF must be AB1672 eligible and have a current RAF of 1.06 or less with their current carrier.
Groups that received a 10-point increase in their RAF are ineligible.
Effective 2/1/12, Groups are eligible for the RAF promotion either two months (60 days) before or two months (60 days) after their renewal date.
COBRA/CalCOBRA enrollees do not count toward the enrolled employee counts.
Groups with 30% or more COBRA/CalCOBRA enrollees are excluded from the RAF promo.
Groups coming from CaliforniaChoice, Contractor’s Choice, HSA California, Kaiser Permanente Choice Solution, Associations, PEOs or groups that have withdrawn from Aetna within 12 months of the requested date are not eligible.
Carve out groups (management/non-management, union/non-union) are not eligible for RAF promotions.
Groups must submit a copy of both their current and last year’s renewal or their issued RAF at new business.
Groups must apply for the RAF promotion prior to final underwriting approval.
*Groups are eligible for lower RAF upon review of medical information on the application.