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2-50: Separate RAF Promotion for 100% Enrollment in Elements Plans

Mar 04, 2011


Small Group RAF Update for Elements Hospital Plans Effective 3/1/2011 


Effective March 1, 2011, groups of six or more with 100% enrollment in any of Anthem's California Small Group Elements Hospital plans (Elements Hospital, Elements Hospital Plus and Elements Hospital Preferred) will no longer receive a guaranteed RAF of .90 with a renewal RAF of 1.06 or less:

  • Groups of six or more enrolling medical subscribers enrolling in 100% Element plans will receive 1.0 RAF.
  • Group may submit health questions for a lower RAF Effective March 1, 2011 
  • Groups of five or fewer employees can also get less than 1.10 with the submission of a completed health questionnaire.  

Underwriting will honor a .90 RAF for groups that meet the guidelines of the RAF program IF the group was received and/or the quote produced for the group reflects a quote date on or before February 28, 2011.


For additional questions, please contact your b&p Group Sales Rep - 888.722.3373.

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