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2-99: Anthem Benefit and Rate Adjustments Effective July 1, 2013

Apr 18, 2013

July 2013 Benefit & Rate Adjustments
 
Anthem Blue Cross has announced rate updates and new plans for July 2013 effective dates with no benefit changes. Quarterly rate adjustments to their 2-50 and 51-99 medical plans average 1.6% statewide. Other news includes:
  • New PPO Select Network
  • .90 RAF Guarantee  
  • Specialty Updates
  • Quoting for July 1, 2013 effective dates is available now
 
MEDICAL RATE ADJUSTMENTS
Average statewide rate increases by portfolio and product are provided below. Since increases vary by plan and region, any member of your b&p Sales Team will be able to provide plan specific rate increases.

EmployeeElect
  • 2-50 & 51-99 HMO = 0.0% - RATE PASS
  • 2-50 & 51-99 PPO = 2.1%
  • Please note that the 51-99 (including 2-50 MHP compliant plans) quarterly increase is the same as 2-50; however, book rates are slightly higher for the 51-99 portfolio. 
EmployeeChoice = 5.2%

BeneFits = 9.4%

Quarterly Rate Adjustments
Anthem Blue Cross Small Group has issued the following quarterly rate adjustments. It should be noted that these rate adjustments are statewide averages and vary by plan and by region.
  • April 2013 = 2.7% 
  • January 2013 = 1.2% 
  • October 2012 = 1.0%  
  • July 2012 = 0.0%  
July 2013 Book Rates
Book rates for July 2013 effective dates are available below as well as on the b&p website and bpServ (iPad/iPhone app).Visit the b&p website to access the RAF engines.
 
NEW SELECT PPO NETWORK
Anthem Blue Cross is introducing their new Select PPO network for July 1, 2013 effective dates. Select PPO is a statewide PPO network comprised of a subset of physicians that also participate in the Prudent Buyer PPO network. Providers participating in this network were selected based on clinically efficient health care practices and accessibility.

This network consists of over 40,000 primary care doctors and specialists. Prudent Buyer PPO physicians and facilities not in the Select PPO network, including most Sutter facilities, are considered out-of-network for anyone enrolling in a Select PPO plan. A Select PPO network flyer with provider details is expected soon.

Select PPO network will be available with the following plans:
Please contact your b&p Sales Representative to discuss the Select PPO network.
 
MonthRAF.90 RAF PROGRAM - BETTER THAN EVER 
The Anthem Blue Cross .90 RAF program available through September 15, 2013 effective dates is their best ever! There are a few rules, but not too many.
  • AB1672 qualified group.
  • Six (6) or more must enroll. 
  • No renewal RAF.
  • All portfolios are eligible.
  • PEO groups are eligible (click here to see qualifying guidelines).
  • And some other exclusions you are already used to (click here to view).
  • Click here for b&p's Deadlines & Offers resource.
 
specialtySPECIALTY CHANGES

Ancillary rate changes for July 1, 2013 effective dates are provided below. 

 

Dental  

  • Prime & Complete = Standard trend increase. 
  • All Other Dental PPO = Standard trend increase.
  • All DHMO = Rate Pass
  • No changes to benefits BUT stay tuned for details on Anthem's new Dental Complete plans.

Vision 

  • Rate pass and no changes to benefits.
Life
  • Rate pass and no changes to benefits.
 
IMPORTANT DATES   
  • April 10th (approximate): July broker eRenewals and hard copy renewals will be mailed.
  • April 30th (approximate): July group renewals will be mailed.
 
Please contact any member of your b&p Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373. 

Sincerely,
beere&purves
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