2-99: Anthem Benefit and Rate Adjustments Effective October 1, 2013

Anthem Blue Cross has announced a medical RATE PASS for October 2013 effective dates with no benefit, underwriting or region changes.  Other news includes:

• Come Back to Blue 
• .90 RAF Guarantee  
• Specialty Updates
• Medical quoting for October 1, 2013 effective dates currently available
  
• Dental quoting for October 1, 2013 effective dates currently available

Great news!  Anthem has announced a medical rate pass for new business for October 2013 effective dates.  Average statewide renewal rate increases by portfolio and product are provided below. Since increases vary by plan and region, any member of your b&p Sales Team will be able to provide plan specific rate increases.

EmployeeElect

• 2-50 & 51-99 HMO = 0.0% - RATE PASS 

• 2-50 & 51-99 PPO = 0.0%

• Please note that the 51-99 (including 2-50 MHP compliant plans) quarterly increase is the same as 2-50; however, book rates are slightly higher for the 51-99 portfolio. 

Anthem Blue Cross is offering their Come Back to Blue promotion through December 31, 2013!

Anthem will waive the 12-month rule and Guarantee Issue lapsed groups that would otherwise qualify under AB1672 when they reapply for Anthem Blue Cross Small Group medical coverage.

• No minimum group size
• No prior renewal RAF requirement
• Not available to any group that has been denied reinstatement and/or is currently in collections

Make sure to refer to the RAF Promotion Guidelines for details on how Come Back to Blue groups may qualify for a guaranteed lower RAF or contact your b&p Sales Representative to discuss Come Back to Blue. 

The Anthem Blue Cross .90 RAF program available through December 15, 2013 effective dates is their best ever! There are a few rules, but not too many.

• AB1672 qualified group
• Six (6) or more must enroll  
• No renewal RAF
• All portfolios are eligible
• PEO groups are eligible (click here to see qualifying guidelines)
• And some other exclusions you are already used to (click here to view)
• Click here for b&p's Deadlines & Offers resource

• Prime & Complete rates will change. More information to follow 
• All Dental PPO = Average trend increase of 1.23%
• All DHMO = Rate Pass

Vision 

• Average trend increase of 3.0% and no changes to benefits

IMPORTANT DATES   

• July 8th (approximate): October broker eRenewals will be available.
• July 11th (approximate): October agent hard copy renewals will be mailed. 
• July 22nd (approximate): October group renewals will be mailed.