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2-99: Anthem Benefit and Rate Adjustments Effective October 1, 2013

Jun 20, 2013

Anthem Blue Cross 2-50 & 51-99 
October 2013 Benefit & Rate Adjustments
Anthem Blue Cross has announced a medical RATE PASS for October 2013 effective dates with no benefit, underwriting or region changes.  Other news includes:
  • Come Back to Blue 
  • .90 RAF Guarantee  
  • Specialty Updates
  • Medical quoting for October 1, 2013 effective dates currently available
  • Dental quoting for October 1, 2013 effective dates currently available
Great news!  Anthem has announced a medical rate pass for new business for October 2013 effective dates.  Average statewide renewal rate increases by portfolio and product are provided below. Since increases vary by plan and region, any member of your b&p Sales Team will be able to provide plan specific rate increases.

  • 2-50 & 51-99 HMO = 0.0% - RATE PASS 
  • 2-50 & 51-99 PPO = 0.0%
  • Please note that the 51-99 (including 2-50 MHP compliant plans) quarterly increase is the same as 2-50; however, book rates are slightly higher for the 51-99 portfolio. 
EmployeeChoice = 0.0%

BeneFits = 0.0% (Hospital BeneFits Preferred plan will experience a rate increase due to the bundled dental and vision benefits)

Quarterly Rate Adjustments
Anthem Blue Cross Small Group has issued the following quarterly rate adjustments. It should be noted that these rate adjustments are statewide averages and vary by plan and by region.
  • July 2013 = 1.6% 
  • April 2013 = 2.7% 
  • January 2013 = 1.2% 
  • October 2012 = 1.0%    
October 2013 Book Rates
Book rates for October 2013 effective dates are available below as well as on the b&p website and bpServ (iPad/iPhone app).
Anthem Blue Cross is offering their Come Back to Blue promotion through December 31, 2013!

Anthem will waive the 12-month rule and Guarantee Issue lapsed groups that would otherwise qualify under AB1672 when they reapply for Anthem Blue Cross Small Group medical coverage.
  • No minimum group size
  • No prior renewal RAF requirement
  • Not available to any group that has been denied reinstatement and/or is currently in collections

Make sure to refer to the RAF Promotion Guidelines for details on how Come Back to Blue groups may qualify for a guaranteed lower RAF or contact your b&p Sales Representative to discuss Come Back to Blue. 

The Anthem Blue Cross .90 RAF program available through December 15, 2013 effective dates is their best ever! There are a few rules, but not too many.
  • AB1672 qualified group
  • Six (6) or more must enroll  
  • No renewal RAF
  • All portfolios are eligible
  • PEO groups are eligible (click here to see qualifying guidelines)
  • And some other exclusions you are already used to (click here to view)
  • Click here for b&p's Deadlines & Offers resource

Ancillary rate changes for October 1, 2013 effective dates are provided below. 



  • Prime & Complete rates will change. More information to follow 
  • All Dental PPO = Average trend increase of 1.23%
  • All DHMO = Rate Pass


  • Average trend increase of 3.0% and no changes to benefits
  • Rate pass and no changes to benefits
  • July 8th (approximate): October broker eRenewals will be available.
  • July 11th (approximate): October agent hard copy renewals will be mailed. 
  • July 22nd (approximate): October group renewals will be mailed.
Please contact any member of your b&p Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373.
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