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2009 Annual Benefit Changes

Jan 22, 2009

You can see benefit changes for next year right now. Every year, Anthem Blue Cross (Anthem) combs through their products and plans to find ways to make them more valuable for members and groups alike.

In particular, Anthem took a close look at preventive care. They believe that preventive care is extremely important for maintaining good health. That's why they continue to cover these services in all standard plans for children and adults, including screenings, immunizations and other services to detect medical conditions in advance. To support these services, they also removed the $250 maximum on physical exams.

When deciding which services are considered preventive, Anthem listens to recommendations of the U.S. Preventive Services Task Force, the American Cancer Society, the Advisory Committee on Immunization Practices, and the American Academy of Pediatrics. In light of this, they've added colorectal cancer screenings to their preventive service list.

Click here for a spreadsheet listing January's benefit changes for the 51+ market. Benefit summaries are available October 1, 2008 and changes take effect on January 1, 2009. (Changes for 126+ RENEWING business will not take effect until April 1, 2009.)

Important January 2009 Quoting Activity Update

Please note any quotes delayed between December 1, 2008 to January 1, 2009 effective dates (including groups receiving rates prior to January 1, 2009 rates being available); need to have the following loads applied to the December 1, 2008 rates.

HMO - +2.6% (rates times 1.026)
PPO - +1% (rates times 1.01)

Please contact your B&P Large Group Specialist to request a requote.
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