News & Updates
Strong 2009 results illustrate Aetna HealthFund as a proven solution
As health care costs continue to rise, employers are struggling to find ways to control the rising cost of covering their employees.
Aetna's seventh annual Aetna HealthFund Study results clearly illustrate that Aetna can help your customers achieve this goal. In the industry’s longest running consumer-directed health plan study, Aetna HealthFund products are delivering on the promise of consumerism.
Key findings include:
Savings at a glance:
What’s new this year
This year’s study revealed the key role plan design plays in driving results.
For example, plans with a deductible range of $1,500 or more experienced a 4.4% lower cost trend, when compared plans with a deductible of $999 or less.
Additionally, customers with coinsurance of 90% or more experience trends as much as 5% higher than those with lower coinsurance.
Another key finding: AHF members, even those in lower income households, still get the care they need and experience cost savings when compared to PPO households. This result helps address concerns that consumer-directed health plans disadvantage low income households.
Encouraging a more thoughtful health care consumer
Study results show that AHF members are incurring lower medical costs while spending more on preventive care.
Compared to PPO members, their total medical costs are lower:
But beyond these statistics, Aetna is seeing a more thoughtful approach to how these members seek care. For example, these members:
HSA members show the most dramatic results
Medical costs for HSA members were more than 9% lower than for PPO members.
HSA members realized the greatest reduction in PCP non-routine visits, and non-urgent ER visits.
HSA members are also more engaged in their health. When compared to PPO members, they:
View or download the PDF to see the full results of the study.
Contact your b&p Group Sales Representative for more information on Aetna HealthFund.