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Elements Plan Eligible for 1.0 in RAF Promotion
Feb 25, 2011
Small Group RAF Update for Elements Hospital Plans Effective March 1, 2011
Effective March 1, 2011, groups of six or more with 100% enrollment in any of our California Small Group Elements Hospital plans (listed below) will no longer receive a guaranteed RAF of .90 with a renewal RAF of 1.06 or less.
- Elements Hospital
- Elements Hospital Plus
- Elements Hospital Preferred
Additional rules include:
- Groups of six or more enrolling medical subscribers enrolling in 100% Element plans will receive 1.0 RAF.
- Group may submit health questions for a lower RAF Effective March 1, 2011
- Groups of five or fewer employees can also get less than 1.10 with the submission of a completed health questionnaire.
- Underwriting will honor a .90 RAF for groups that meet the guidelines of the RAF program IF the group has already been received and/or the quote produced for the group reflects a quote date on or before February 28, 2011.
For additional questions, please contact your b&p Group Sales Representative for details.