HCR Update: Help with Grandfathering and Appeals Process

Sep 22, 2010

September 17, 2010

Should your clients grandfather? Help is here!

For your clients, choosing whether or not to grandfather can be generously described as a difficult decision to make. To demystify this particular aspect of health care reform law and help you provide guidance to your clients on a solution that fits their unique situation, we've created the Grandfathering Decision Tool . This tool is engaging, easy to use and will help you quickly evaluate your client's unique grandfathering situation. Give it a try!

The brochure that says it all about health care reform - now available in print

Want to get printed copies of the Employers' Guide to Health Care Reform we published a few weeks ago? We figured as much! Now you can get as many as you want by contacting your account representative today.

If you haven't experienced the quintessential health care reform law brochure yet, here's what you'll see when you get your very own:

· A year-by-year look at the effective dates of the health care reform law provisions

· A chart outlining how the law affects different types of health plans

· Details on special programs and cost savings created by the law

· Definitions of significant health care reform law terms

Get all the facts about the appeals provision in the health care reform law

We have a new fact sheet available that details the appeals provision of the health care reform law. The law requires health insurance companies to give consumers a straightforward and easy process to appeal coverage decisions to an outside board. This provision goes into effect for health plan years beginning on or after September 23, 2010.

If you want to know who's affected by this provision and how we are implementing it, please check out this detailed fact sheet.

Getting to the bottom of your health care costs

Did you know: Heart disease and cancer are among the five most costly conditions?

Heart disease, trauma-related disorders, cancer, asthma and mental disorders were the five costliest conditions in 2006 in terms of health care expenditures, according to the Medical Expenditure Panel Survey's July 2009 Statistical Brief #248. Mental and trauma-related disorders showed the largest increase in expenditures. Coincidentally, the same top five conditions rounded out the 1996 list.

This content is provided solely for informational purposes: it is not intended as and does not constitute legal advice. The information contained herein should not be relied upon or used as a substitute for consultation with legal, accounting, tax and/or other professional advisers.