Small Group RAF Guarantee Now Available to Large Groups

Apr 10, 2009

RAF Program Enhanced for Groups Moving to Small Group Aetna from Another Large Group Carrier

Aetna has expanded their RAF promo through 12/31/09 and AB1672 eligible groups moving from a large group contract are now eligible for their RAF program. To qualify, groups must provide a large group renewal of less than a 20% increase within 90 days of their requested effective date. Click here for details.

2009 RAF Promotion Effective May 1 through December 31, 2009

10 – 50 medically enrolling CA ees	.90 RAF
5 – 9 medically enrolling CA ees	Medically underwritten to determine RAF
2 – 4 medically enrolling CA ees	1.10 RAF

RAF Promo Guidelines:

Groups must submit a copy of both their current and prior renewal or their issued RAF at new business
Groups that received a 10-point increase in their RAF are ineligible for this promotion
Groups applying for the guaranteed RAF must be AB1672 eligible and have a current RAF of 1.06 or less with their current carrier
Groups coming from a large group contract that are not AB1672 eligible are eligible if they can provide a large group renewal of less than a 20% increase within 90 days of their requested effective date
COBRA/Cal-COBRA enrollees to not count toward the enrolled employee counts
Groups enrolled with CaliforniaChoice or that have withdrawn from Aetna within 12 months of the requested effective date do not qualify
Groups without prior coverage do not qualify