51-99: Enhanced Suite Spot Offering from UHC and KP


An Enhanced Suite Spot offering from UnitedHealthcare and Kaiser Permanente

UnitedHealthcare has made changes to Suite Spot to provide clients with even more choices and value, including:
  • Broader product portfolio that includes a wide range of low-cost deductible HMO product options from Kaiser Permanente
  • Access to UnitedHealthcare’s broad and narrow network products
  • Improved underwriting guidelines: 10% COBRA eligible employees are now allowed instead of 5% previously; Valid waivers are no longer excluded from calculating the 75% participation requirement
  • Enhanced administrative platform: Integrated ancillary lines of coverage onto the BENU platform at less than 50% of typical administrative charges. Suite Spot medical and dental administrations remain free
  • BENU Administrative Services has upgraded its platform for greater ease of use and service, so customers can enjoy faster setup and implementation, enhanced employee self-service at open enrollment, year-round availability of employee self-service, simplified user interface for daily administrative tasks, enhanced and simplified reporting capabilities, system updates sent more quickly to carriers, and reduced lag time on invoice data cutoff

Why Sell Suite Spot
  • A broader choice of key physicians and network based hospital systems in California and superior out-of-area national coverage, including access to UnitedHealthcare’s national footprint, for employers without-of-state employee populations
  • Solves the challenges of slice including participation requirements, death spiral, and administrative hassles. Suite Spot’s premium sharing arrangement helps promote rate stability between UnitedHealthcare and Kaiser and there is no minimum or maximum enrollment required
  • Simple, single-point quoting and renewal process for you and employers receive a full medical benefits administration platform. Ancillary benefits from other carriers can also be administered for a nominal fee
  • For employers without Kaiser, the addition of Kaiser will typically reduce the total premium when compared to quotes not including Kaiser

Suite Spot offers a broad range of products, from PacifiCare HMOs and Kaiser Permanente HMOs to UnitedHealthcare PPOs, so your clients receive:
  • Broad choice of plans from two carriers with one proposal
  • A large local and national network coverage
  • Stabilized rates that help them manage their budget
  • One enrollment experience, invoice, eligibility guidelines, and benefits customer service center