Privacy Notice

 

NOTICE OF PRIVACY POLICY & ACCEPTANCE OF TERMS FOR Beere and & Purves, Inc.

Beere & Purves, Inc. (referred to as the “Company”, “Us” or “We”)Company”) is committed to protecting you and your clients' privacy with a blanket 'no-sharing' information policy while visiting or interacting with Company website (collectively the “Website”) and bpQuote (the “Service”). The Service and the Website are collectively referred to as the “BP Platform”. This Privacy Policy sets forth and discloses our current privacy practices regarding the information we collect when you interact with our Website and your use of bpQuote service. By accessing Company Websites and the Service, you acknowledge that you fully understand the Company’s Privacy Policy and consent to the information collection and use practices described in this Privacy Policy. The amount and type of information which we receive depends on how you use the BP Platform. Company is committed to protecting your privacy online. Please read the information below to understand what information the Company endeavors to provide regarding the use of the Website and the Service.

You acknowledge that this Privacy Policy is part of our Terms of Use for the Website and the Service, and by accessing or using our Website, you agree to be bound by all of its terms and conditions. If you do not agree to these terms, please do not access or use the Websites or the Service.

We reserve the right to change this Privacy Policy at any time. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to issuing an e-mail to the e-mail address listed by registered users and posting the revised Policy on this page. You acknowledge and agree that it is your responsibility to maintain a valid e-mail address as a registered user, review this site and this Policy periodically and to be aware of any modifications. Your continued use of the site after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by the modified Policy.

What information do We collect from you?

In order to better provide you with our Services, we collect two types of information about our users: Personally Identifiable Information and Non-Personally Identifiable Information. Our primary goal in collecting information from you is to provide you with a smooth, efficient, and customized experience while using our site.

Personally Identifiable Information: This refers to information that lets us know the specifics of who you are. When you engage in certain activities on this site, we may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, we may ask that you provide us personal information, such as your first and last name, mailing address (including zip code), e-mail address, employer, job title and department, telephone and facsimile numbers, and other personal identifying information. Depending upon the activity, some of the information we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.

Non-Personally Identifiable Information: This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Web site’s Uniform Resource Locator (“URL”) that you just came from, which URL you go to next, what browser you are using, and your Internet Protocol (“IP”) address. An URL is the global address of documents and other resources on the World Wide Web. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol (“TCP/IP”) network, such as the World Wide Web. Networks like the Web use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the web, allowing web servers to locate and identify your computer. Computers require IP addresses for users to communicate on the Internet.

Limitations

The Company Website contains information regarding Company and its services. The services described in this Website are available only in those states and territories of the U.S. specifically referred to within the description of each such program.

Website Usage & Log Files

If you visit Company' Website, we may gather and store certain information about your visit. The information that we collect does not personally identify you and cannot be linked back to you unless you decide at some point to identify yourself. If you are browsing, we may collect the following information: the type of browser and operating system used, the IP address, the date and time you access our site, the number of times you have accessed our site, whether your computer is enabled for Java or cookies, browser language, application and plug-ins, the pages you visit and if you linked to a Company Website from another website, and the address of that website. We use this information to generate statistics and measure site activity to better provide you with a smooth and efficient experience in using our Website.

Categories of Parties with Whom We May Disclose Information

The information we collect through this Website and from other sources is used to provide information for health insurance coverage through Company’ health plan carriers and to provide other products and services to our brokers. We may share information with our contracting health plan carriers during the underwriting process, as well as affiliated businesses as necessary, to provide services through such companies. The information we receive is a significant part of our business and one of our primary assets. In the future, we might buy, sell, exchange, assign, or trade business assets, which may include this information. Also, in the event that Company is, or substantially all of its assets are acquired, customer information may be one of the transferred assets. We may also release personally identifiable information when we believe that the release of such information is required by law or is necessary to protect the rights, property, or safety of Company, or others.

Hyperlinked Sites

This Website may contain hypertext links to other World Wide Web sites which are completely independent of this site. Company makes no representation or warranty as to the accuracy, completeness or authenticity of the information contained in any such hypertext link, and any hypertext link to the World Wide Web site of another person or entity shall not in any manner be construed as endorsement by Company of such person’s or entity’s World Wide Web site, products or services, and Company will not be a party to or in any way monitor any transaction between you and third-party providers of products or services. Furthermore, Company has no control over these sites, and the privacy policy of such sites may not conform to the privacy policy maintained by Company. Your linking to any other off-site pages or other sites is at your own risk. Your confidential use of these sites cannot be guaranteed by Company. Company shall not be responsible for any harm that you or any person may suffer as a result of a breach of confidentiality with respect to your use of these sites or any information you transmit through such sites.

Use of Browser Based Cookies

Cookies are pieces of information that a website transfers to an individual’s hard drive for record-keeping purposes so that we may track site and user activity. The use of cookies is an industry standard and you will find them at most major websites. We and/or our business partners may use cookies on our site. By showing how and when visitors use the Website, cookies help Company to determine how to better serve our customers. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. However, usage of a cookie is in no way linked to any personally identifiable information while on our site. A cookie cannot be used to access or otherwise compromise the data on your hard drive. Most browsers are initially set to accept cookies. If you’d prefer, you can set your browser to refuse cookies or to alert you when cookies are being sent. The “help” portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you have a new cookie, or how to disable cookies altogether. If the user rejects the cookie, it is possible that some parts of our site will not function properly.

Collection of Personally Identifiable Information to Provide a Service or Correspondence

Company will receive and store information which may be personally identifiable to you (such as name, address, e-mail address, gender, age, type of request, and possibly additional information) whenever you and/or your affiliate provides this information to us through this website. We may also obtain information about you from third parties. We may obtain information about employers and their employees through a participating insurance broker. This can occur when the employer requests a quotation for health insurance coverage. In order to obtain a quotation from Company, the broker will obtain information regarding the employer’s business and employees. This information is provided to us in order to obtain a quote. We may also receive the aforementioned information regarding employers and employees when a broker uses our online account management functionality. This personal information is collected and stored in a manner appropriate to the nature of the data and may be passed on to our affiliates. Once our affiliates, receive this information, that data also becomes the property of each respective affiliate. Any request to opt out of future communications from such affiliates must be made directly to each such party.

Transmission of Information & Security

Even though We endeavor to ensure that all available procedural safeguards are integrated into our website and we adhere to the generally accepted standards of security for the purpose of protecting information provided by visitors to this website, transmission of information through our website has the potential of being unstable, unreliable and insecure. Company makes every effort to ensure the secure collection and transmission of sensitive user information using industry-accepted data collection and encryption methodologies such as TLS (Transport Layer Security), SSL (Secure Socket Layer) and PGP (Pretty Good Privacy); however, there is a risk that such information may be illegally intercepted. The Company’s Employees are kept up to date on our security and privacy practices.

Children's Online Privacy Protection

This website is not designed for or intentionally targeted at children 13 years of age or younger. The Company websites comply with the Children’s Online Privacy Protection Act of 1998 (COPPA). COPPA and its accompanying FTC regulation protect the privacy of children using the Internet. Company does not knowingly collect or solicit personally identifiable information from children under 13. The Company websites are not intended to solicit information of any kind from children under 13 and is designed to block our knowing acceptance of any such information unless such information is provided by or with the consent of the child’s parents or guardians. It is possible that by fraud or deception we may receive information pertaining to children under 13. If we are notified of this, as soon as we verify the information, we will immediately obtain parental consent or otherwise delete the information from our servers. If you want to notify us of our receipt of information by children under 13, please do so by emailing us at [email protected]

Your California Privacy Rights (California Residents)

California Civil Code Section 1798.83 and 1798.100-1798.199 (the California Consumer Privacy Act) permits our users who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. We currently do not share any personal information with third parties for their own direct marketing purposes.

S.B. 370 Notice (California Residents)

Currently, we do not track your behavior on our websites. However, in the future, we may track your behavior, in which case our websites will not honor “do not track” browser settings. Third parties such as advertising networks may collect information from your use of our websites. We will modify this privacy policy upon implementing a tracking process.

Personally Identifiable Information

You have the legal right to access and edit the Personally Identifiable Information that you have provided to us. You may change any of your Personally Identifiable Information in your account online at any time. You may also access and correct your personal information and privacy preferences by writing us at 1350 Treat Blvd Ste. 470, Walnut Creek, CA 94597. You can also contact us by email at [email protected], or FAX at (888)978-7837. You should be cautious about sending personal information updates through unencrypted email. Please include your name, address, and/or e-mail address when you contact us. We encourage you to promptly update your Personally Identifiable Information if it changes. You may ask to have the information on your account deleted or removed; however, because we keep track of past transactions, you cannot delete information associated with past transactions on this site. In addition, it may be impossible to completely delete your information without some residual information because of backups.

Aggregated Quoting Data

The Company may share information with authorized partners regarding "Aggregated Quoting Activity" that takes place on our websites (defined as all quoting activity including any information relating thereto except for group level data).

Broker Broadcast Newsletters & Promotional Emails

From time-to-time, we may offer free e-newsletters and occasionally send out promotional e-mails as a service to our visitors. We send e-mails only if the user has opted to receive communications from Company through its websites or its affiliates.

Social Networking

The Company websites may in the future include chat rooms, forums, message boards, news groups and/or links to social networking sites. If so, Company shall be deemed as a passive conduit and will not be liable for any of the transmitted information. Any information that is disclosed in these areas becomes public information. You should exercise caution before disclosing your personal information via these public venues, which you do at your own risk. If you do so, you may receive unsolicited emails or “spam.” Company cannot safeguard the privacy of personally identifiable information that is disclosed and can be viewed or accessed online in this manner.

Changes to Privacy Policy

The Company has the right, in its sole and absolute discretion, to update this Privacy Policy at any time and without Notice, and it is your responsibility to review this Policy for any changes. When we do, we will also revise the updated date of this privacy page. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service and this website constitutes your agreement to this privacy statement and any updates, as well as your agreement to abide and be bound by the modified policy.

Consent to Terms or Privacy Policy

If any provision of this Policy is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Policy, which shall remain in full force and effect. No waiver of any term of this Policy shall be deemed a further or continuing waiver of such term or any other term, and Company’ failure to assert any right or provision under this Policy or any other Agreement shall not constitute a waiver of such right or provision. By using this site, you signify your assent to this Privacy Policy. If you do not agree to this policy, please do not use this site any further and exit this site immediately.

Contacting Company

If you have questions regarding this Privacy Policy, the practices of this site, or your specific dealings with this website, you can contact: [email protected], or call our offices at (888) 722-3373. You may also write to us: Beere & Purves, Inc., 1350 Treat Boulevard, Suite 470 Walnut Creek, CA 94597 Attn: Privacy

The policies described in this Privacy Policy do not apply to Beere & Purves offline communications, data collection practices, or other activities.

Current: March 10, 2020

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Privacy Policy