CAHIP Webinar: Traditional vs. Hybrid Long - Term Care Insurance
As three quarters of Americans have not adequately planned for long term care needs, it is crucial for health insurance professionals to ask clients about their plan for living a long life. This course offers an overview of long-term care: defining Long Term Care (Extended Care), choices for care services, how LTC is paid for, cost of care in California, and how Medicare and Medi-Cal come into play.
The course will compare the two types of Long Term Care Insurance coverages, Traditional and Hybrid (also referred to as Linked Benefits) and explain the benefit and coverage options. Both these coverages pay for care but are funded differently, having varying purposes for financial planning purposes. The course will also cover how Group, Multi-life, and Association LTCI benefits are utilized in the workplace
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The course will compare the two types of Long Term Care Insurance coverages, Traditional and Hybrid (also referred to as Linked Benefits) and explain the benefit and coverage options. Both these coverages pay for care but are funded differently, having varying purposes for financial planning purposes. The course will also cover how Group, Multi-life, and Association LTCI benefits are utilized in the workplace