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Guardian Portfolio & Network Glossary

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Guardian Small Group Plans & Networks  Description
PPO

3 PPO plans available using the DentalGuard Preferred PPO network.

  • Value: PPO plans with a fee schedule
  • Network Access Plan (NAP): offers 3 tiers of benefits at the same coinsurance: Tier 1 contracted providers will save members the most, Tier 2 will be standard discounted PPO fees, and Tier 3 is non-contracted dentists
  • Dental PPO: offers 3 tiers of benefits at different coinsurances: Tier 1 contracted providers will be have the richest benefits, Tier 2 contracted providers will be the second richest, and Tier 3 is non-contracted dentists with the lowest coinsurance
Vision

Guardian has 2 possible Vision networks groups can quote:

  • VSP Choice network
  • Avesis network (narrower and lower cost)

Unless specified, Guardian will quote the VSP network for CA groups.