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  • WHAT'S NEW
  • FORMS & APPS
  • PLAN DETAILS
  • RATES & BONUSES
  • Introducing Principal

    Oct 14, 2017

    ​We are excited to announce the addition of Principal to the Beere&Purves portfolio effective immediately. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and Principal does exactly that.Principal offers:Dental standalone for groups of 3+ livesVision, Life, STD and LTD standalone for groups of 5+ lives Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater5% discount on dental, life, STD and LTD if 3 or more lines are selectedDental highlights:Point of Service Plan (POS) for California Contracts Strong national network with 113,000+ dentists, California alone has:8,356 EPO dentists19,108 PPO dentistsChild orthodontia down to 3 lives, adult orthodontia available for 25+ livesRefreshed annual maximum at takeoverVision highlights:VSP Choice provider networkProvide ID cardsConsolidated billing with other Principal productsLife/AD&D highlights:Flat or multiples of salaryAbility to class outExpanded definition of owner compensation; salary plus net income averaged over 2 yearsSTD highlights:70% benefit availableOptional benefit of 20% up to $1,000 not coordinated with SDI availableOwn job descriptionLTD highlights:Expanded definition of owner compensation; salary plus net income averaged over 2 yearsNo mandatory rehabilitationSpecialty contract for attorneys and physiciansRates are available for dental, vision and life in bpQuote.

DentalRevision Date
EPO Plan 11 04 / 01 / 2016
EPO Plan 12 04 / 01 / 2016
POS Plan 10 04 / 01 / 2016
POS Plan 13 04 / 01 / 2016
POS Plan 14 04 / 01 / 2016
POS Plan 15 04 / 01 / 2016
POS Plan 16 04 / 01 / 2016
POS Plan 17 04 / 01 / 2016
POS Plan 8 04 / 01 / 2016
POS Plan 9 04 / 01 / 2016
PPO Plan 1 05 / 01 / 2015
PPO Plan 2 05 / 01 / 2015
PPO Plan 3 05 / 01 / 2015
PPO Plan 4 05 / 01 / 2015
PPO Plan 5 05 / 01 / 2015
PPO Plan 6 05 / 01 / 2015
PPO Plan 7 05 / 01 / 2015

LifeRevision Date
1 x Salary To 100k 07 / 01 / 2013
1 x Salary To 50k 07 / 01 / 2013
Flat 100k 07 / 01 / 2013
Flat 10k 07 / 01 / 2013
Flat 15k 07 / 01 / 2013
Flat 20k 07 / 01 / 2013
Flat 25k 07 / 01 / 2013
Flat 30k 07 / 01 / 2013
Flat 50k 07 / 01 / 2013
Flat 75k 07 / 01 / 2013

VisionRevision Date
Vision Plan 1 10-10, 12/12/24 04 / 01 / 2015
Vision Plan 2 10-25, 12/12/24 04 / 01 / 2015
Vision Plan 3 10-10, 12/12/12 04 / 01 / 2015
Vision Plan 4 10-25, 12/12/12 04 / 01 / 2015

Effective Dates

Book Rates

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Effective Dates

Bonus Programs

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