2025 Annual HSA Limits Announced
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The IRS has released the 2025 annual HSA contribution limits. The table below shows the 2024 and 2025 amounts with the year-over-year changes.
| HSA Contribution Limits | 2024 | 2025 | Change |
|---|---|---|---|
| Individual | $4,150 | $4,300 | +$150 |
| Family | $8,300 | $8,550 | +$250 |
There are no changes to the $1,000 HSA catch-up contribution limit.
Additionally, the IRS increased the minimum annual deductibles and the maximum out-of-pocket maximum for high deductible health plans.
| Self-only coverage | 2024 | 2025 | Change |
|---|---|---|---|
| Deductible | $1,600 | $1,650 | +$50 |
| Out-of-pocket maximum | $8,050 | $8,300 | +$250 |
| Family coverage | 2024 | 2025 | Change |
|---|---|---|---|
| Deductible | $3,200 | $3,300 | +$100 |
| Out-of-pocket maximum | $16,100 | $16,600 | +$500 |