News & Updates

  • What You Need to Know about Delta Dental

    Jan 18, 2017

    Rates January 2017 Rate Updates ​Dental: Two-Year Rate Pass Vision: Two-Year Rate Pass Delta Dental's rate pass for 2017 and 2018 effective dates means they haven't raised rates since 2013!​Plans & Benefits Plan Name Reminders ​PPO A changed to PPO Value. PPO B12 changed to PPO Enhanced. PPO C changed to PPO Plus Premier Enhanced.

  • Free Offers from EaseCentral

    Dec 23, 2016

    ​Subscribe to EaseCentral before the end 2016, and you'll receive not one (1), but two (2) gifts! A $5,400 savings!Subscription Subsidy from b&p Plus, when you work with beere&purves, you may choose to receive a subsidy toward your new EaseCentral subscription for every group you submit with a b&p medical carrier.EaseCentral in 3 MinutesWatch this quick, 3 minute ​video to learn more about using EaseCentral as a simple solution for Benefits and HR.

  • ACA Employer Reporting: Deadline Extensions

    Dec 16, 2016

    ​Distribution Deadline Extended Great news! The IRS announced a ​deadline extension for providing 2016 Forms 1095-B and 1095-C to covered individual and full-time employees. The deadlines in which employers and carriers are required to file 2016 forms with the IRS have not been extended. Deadlines ​1095-C Form Distribution (to insureds and F-T employees): March 2, 2017 1095-B Form Distribution (to insureds): March 2, 2017 IRS Paper Form Filling: February 28, 2017 IRS Electronic Form Filing: March 31, 2017 Form Usage ​​1095-C Form: Issued by employers with 50 or more full-time employees (including full-time equivalents).

  • Special Holiday Season Offer from EaseCentral

    Dec 15, 2016

    Save up to $5,400 this holiday season by subscribing to EaseCentral before the end of 2016!​

  • New W-2 Filing Deadline for Tax Year 2016

    Dec 02, 2016

    ​What's Changing? In December 2015, The Protecting Americans from Tax Hikes (PATH) Act was enacted to detect and prevent refund fraud and it also revised an employer's filing deadline for Form W-2 and certain types of Form 1099. One Deadline - January 31 ​Applies to the 2016 Tax Year going forward.

  • b&p Enrollment Services

    Dec 02, 2016

    b&p Comprehensive Enrollment ServicesStill need to complete December and January enrollment meetings? We can help with any of your enrollment needs.​ Online Enrollment b&p offers you and your clients free, online enrollment and setup through ​bpEnroll, powered by EaseCentral. We set up the enrollment and even subsidize your EaseCentral subscription costs.

  • New Waiver Rules for Workers Compensation Effective January 2017

    Dec 02, 2016

    New Exclusion Rule Effective January 2017 What's Changing? The recent passage of ​AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.

  • 4th Quarter Checklist: Steps to take in November

    Nov 04, 2016

    It's November. With only one month left to submit your December business, it's important to complete enrollments as soon as possible to help members avoid issues with provider access and prescriptions.

  • Early Submission Details

    Nov 04, 2016

    The earlier you submit December enrollments, the sooner your client's employees will receive their ID cards. The table below includes how early you can submit a December enrollment and whether or not the carrier will hold the premium check until the requested effective dates.For questions, please contact a member of your b&p Sales Team - 888.

  • 4th Quarter Checklist: Steps to take in October

    Oct 07, 2016

    ​It's October and time to start submitting your December business! We know December is still two months away but the longer your clients wait to complete and submit their enrollment, the longer their employees will wait to receive ID cards. Delayed ID cards mean frustrated employees for your client and provider and pharmacy service issues for you.

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  • Enhanced Medical Plan Selection

    Jan 09, 2017

    ​The Medical Plan Selection page has been enhanced to use both the Medical Filters and the Medical Portfolios simultaneously to narrow plan search results. Prior to this enhancement, a plan search could be narrowed by either the Medical Filters or the Medical Portfolios, but not both.The below image features the enhanced medical plan selection process.

  • Enhanced New Hire Worksheets and Table Rates & Benefit Reports

    Dec 13, 2016

    New Hire Worksheets To overcome problematic variations in the way carriers rate new hires, a new functionality is available that will allow you to generate New Hire Worksheets while viewing the Census. The two screen shots shown below outline how to generate the New Hire Worksheets so the rates are correct for the given Carrier, Group Renewal Date & New Hire Enrollment Date.

  • New Look for Single Plan Details, Benefit Sheet, Rider Summary, Portfolio Plan List, and Underwriting Guidelines Reports

    Sep 28, 2016

    We are pleased to share that even more bpQuote reports have received a fresh look and are available now. Please see the images below to view the new look of the Single Plan Details, Benefit Sheet, Rider Summary, Portfolio Plan List, and Underwriting Guidelines reports. For assistance with bpQuote report enhancements, please contact your b&p Group Specialist- 888.

  • Revised Census Import Template

    Sep 20, 2016

    bpQuote has a revised census template. Please begin using the new version immediately and replace any old version of the template you may have saved on your computer. Download the new census template ​here. For questions, please contact a member of your b&p Sales Team - 888.722.3373​

  • Side by Side Expansion

    Sep 20, 2016

    The Side by Side Detail report has been expanded to allow up to four (4) plans per page. Prior to this enhancement, the report was limited to a maximum of three (3) plans per page. The screenshot below shows the new option. For questions, please contact a member of your b&p Sales Team - 888.

  • Census Append Feature Available in bpQuote

    Sep 20, 2016

    Now you can import new hires or missing employees into an existing census within bpQuote thanks to the new Census Append feature. Prior to this feature becoming available, you were required to key in the new hire or missing employee information into bpQuote or import an entirely new census. The screenshots below highlight the new feature.

  • New Look for Current & Renewal, Cost Comparison, Employee Worksheet, and Table Rates Reports

    Sep 20, 2016

    We are pleased to share that even more bpQuote reports have received a fresh look and are available now. Please see the images below to view the new look of the Current & Renewal, Cost Comparison, Employee Worksheet – ACA, Employee Worksheet – Basic, and Table Rates reports. ​ For assistance with bpQuote report enhancements, please contact your b&p Group Specialist- 888.

  • New Look for Side by Sides and Employee Rate Reports

    Aug 25, 2016

    ​We are happy to announce that more bpQuote reports have been refreshed and are available now. Please see the images below to view the new look of the Side by Side, Side by Side Detail, Employee Rate Breakdown, Employee Rate Side by Side and the Member Rate Detail reports. For assistance with bpQuote report enhancements, please conta​ct your b&p Group Specialist- 888.

  • bpQuote Bookmarks Available Now!

    Aug 18, 2016

    bpQuote improvements just keep coming! Beginning today, your bpQuote proposals will include bookmarks so you can quickly advance from one report to another without having to click through each page. Bookmarks will automatically generate during PDF creation and they will be displayed in the Bookmarks panel within the navigation pane. Simply click a bookmark and you'll jump directly to the specified destination within the bpQuote proposal.

  • “Choice” Reports Receive an Updated Look

    Jul 29, 2016

    We are pleased to inform you that the Dual Choice, Multi Choice and Final Rates for Multi Choice reports available in bpQuote have been refreshed and are available now. Please see the images below to see the new look.Dual Choice Plan SummaryMulti Choice Plan SummaryFinal Rates for Multi ChoiceFor assistance with these report enhancements, please contact any member of your b&p Sales Team - 888.

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  • Investigation Reveals Foreign Nation Behind Major Anthem Cyber Breach

    Jan 13, 2017

    News ReleaseJanuary 6, 2017​SACRAMENTO, Calif. - The California Department of Insurance released today the examination findings and settlement agreement concerning the cyber security breach of health insurance giant Anthem Inc., which compromised 78.8 million consumers' records. Anthem agreed to make a number of enhancements to its information security systems, and also agreed to provide credit protection to all consumers whose information was compromised.

  • ACA Repeal and Replace Process Underway

    Jan 11, 2017

    CAHUJanuary 5, 2017On January 3, Senator Mike Enzi (R-WY), Chairman of the Senate Budget Committee introduced a ​resolution providing for the repeal of ACA. The introduction of the resolution is one of the first official budgetary steps that Congress will take to address the many problems with the nation's ailing health care system.

  • 2018 Affordability Percentage Released

    Jan 10, 2017

    HR360, Inc.December 22, 20162018 Individual Mandate Required Contribution Percentage Released​Certain Special Enrollment Periods Also Codified The U.S. Department of Health and Human Services (HHS) has released a final rule which establishes the required contribution percentage under the individual mandate for 2018 and codifies certain special enrollment periods. 2018 Required Contribution Percentage The Affordable Care Act's "​individual mandate" provision requires every individual to have minimum essential coverage for each month, qualify for an exemption, or make a penalty payment when filing his or her federal income tax return.

  • The Anthem/Cigna Merger Trial: Sifting through the evidence

    Jan 10, 2017

    HealthAffairs BlogDecember 28, 2016​With the first phase of the trial in the government’s challenge to the merger of Anthem and Cigna wrapping up last Tuesday, several things seem to be coming into focus. The government has put on a strong case that the merger will produce significant market concentration in the sale of insurance plan services to large national employers.

  • Electronic Submission of Employment Tax Returns, Wage Reports, and Payroll Tax Deposits

    Dec 23, 2016

    HR360, Inc.December 22, 2016Beginning January 1, 2017, employers with 10 or more employees are required to electronically submit tax returns, wage reports, and payroll tax deposits to the Employment Development Department (EDD). All remaining employers will be required to electronically submit this information beginning January 1, 2018. The law is known as the "E-File and E-Pay Mandate.

  • 2018 Cost Sharing Limits Released

    Dec 23, 2016

    HR360, Inc.December 21, 2016​HHS Issues Final Notice of Benefit and Payment Parameters for 2018 A ​final Notice of Benefit and Payment Parameters from the U.S. Department of Health and Human Services (HHS) addresses, among other things, the requirement under the Affordable Care Act that non-grandfathered group health plans limit annual out-of-pocket cost-sharing for coverage of ​essential health benefits under the plan.

  • Final Rule Related to Premium Tax Credit Eligibility

    Dec 23, 2016

    HR360, Inc.December 20, 2016​IRS Issues Final Rule Related to Premium Tax Credit EligibilityPremium Tax Credit Eligibility Impacts Employer 'Pay or Play' Liability The IRS has released a final rule clarifying certain issues regarding the premium tax credit (PTC) for individuals who are not offered an annual opportunity to enroll in employer-sponsored coverage or provide inaccurate information to a Health Insurance Marketplace in order to become eligible for a PTC.

  • ACA Employer Reporting: Deadline Extensions

    Dec 16, 2016

    ​Distribution Deadline Extended Great news! The IRS announced a ​deadline extension for providing 2016 Forms 1095-B and 1095-C to covered individual and full-time employees. The deadlines in which employers and carriers are required to file 2016 forms with the IRS have not been extended. Deadlines ​1095-C Form Distribution (to insureds and F-T employees): March 2, 2017 1095-B Form Distribution (to insureds): March 2, 2017 IRS Paper Form Filling: February 28, 2017 IRS Electronic Form Filing: March 31, 2017 Form Usage ​​1095-C Form: Issued by employers with 50 or more full-time employees (including full-time equivalents).

  • 2016 Form 8941, Credit for Small Employer Health Insurance Premiums, Now Available

    Dec 14, 2016

    HR360, Inc.December 9, 2016The IRS has ​released Form 8941, Credit for Small Employer Health Insurance Premiums, and related instructions, for tax year 2016. Eligible small employers use this form to figure the credit for health insurance premiums under the Small Business Health Care Tax Credit. The ​Small Business Health Care Tax Credit is designed to encourage small businesses and tax-exempt employers to offer health insurance coverage to their employees.

  • Insurance Commissioner's Enforcement Action Against Zenefits

    Nov 29, 2016

    News RealeseNovember 28, 2016Insurance Commissioner's Enforcement Action Against Zenefits Results in Multi-Million Dollar Penalty Zenefits agrees to comply with agent licensing and education regulationsSACRAMENTO, Calif. - Insurance Commissioner Dave Jones today announced the enforcement action taken against Zenefits for multiple license violations has resulted in a $7 million penalty. Zenefits was charged with allowing unlicensed employees to transact insurance and circumventing insurance agent education requirements.

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  • Network: Health Net Contracted with Sutter Health for 2017 Plan Year

    Jan 19, 2017

    ​Health Net and Sutter Health have successfully completed negotiations for a one year contract renewal through 2017. No network disruption is expected.BackgroundSutter Health's contract with Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) was set to expire on December 31, 2016. Had Health Net and Sutter Health been unable to complete a new contract, Sutter Health physicians, medical groups and hospitals would no longer participate in currently contracted Health Net networks.

  • Network: Anthem to Allow Dual PPO Networks for Limited Time

    Dec 21, 2016

    Announcing a Dual Network PPO Promotional Option for Small Groups As of January 1, 2017 Anthem will allow clients to offer Dual PPO Networks on a promotional* basis. How does the promotion work? ​For new groups, simply indicate network option on the existing ​Employer Application, located on ​Easy Renew For January through March renewing groups – clients can request the PPO dual network option by: Submitting a ​Plan Change Request Form located on ​Easy Renew Submitting a letter signed by the owner/officer For groups that have already renewed, or will renew after March, clients can submit an ​Anniversary Month Change Form.

  • Network: Health Net's Current Contract Negotiations with Sutter Health

    Nov 29, 2016

    ​Health Net of California, Inc. and Health Net Life Insurance Company (Health Net), and Sutter Health are currently negotiating their contract, set to expire on December 31, 2016. While Health Net is working in good faith to reach a fair agreement that offers sustained affordability to their members, if Health Net and Sutter Health are unable to complete a new contract, Sutter Health physicians, medical groups and hospitals will no longer participate in currently contracted Health Net networks.

  • Network: Anthem's Small Group HMO Network Guide Available

    Sep 15, 2016

    Updated 2016 Small Group HMO Network Guide Now Available Anthem's updated ​2016 Small Group HMO Network Guide* is now available. The HMO Network Guide for small businesses with 1 to100 employees shows the participating medical groups and independent practice associations (PMGs/IPAs) that are part of these networks: CaliforniaCare, the Anthem Blue Cross HMO network Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals Priority Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals in select Southern California counties: Los Angeles, Orange, Riverside, San Bernardino and San DiegoIn the guide, a prime code identifies our contracted providers.

  • Network: Vitalidad HMO No Longer Available Effective January 2017

    Sep 08, 2016

    After careful consideration, Aetna will no longer offer the Vitalidad network in California effective January 1, 2017. As of September 1, 2016, quoting for Vitalidad HMO network is no longer be available for new business. Details for existing groups with members enrolled in Vitalidad HMO include: Current Vitalidad HMO members may access the SIMNSA network until December 31, 2016.

  • Network: Anthem and Stanford Sign Multi-Year Contract Effective September 2016

    Sep 07, 2016

    As previously communicated Anthem Blue Cross and Stanford Health Care have been engaged in contract negotiations for several months.

  • Network: Anthem Added 6 Sutter Providers to Small Group Full HMO

    Jul 13, 2016

    Anthem's goal is to create a Small Group portfolio that is competitive, meets the changing needs of the Small Group employer, and allows you to offer your clients the most robust product offering & network choice in the marketplace. Therefore, Anthem is pleased to announce that they have added 6 Sutter Providers to their CA SG Full HMO Network effective July 1, 2016.

  • Network: Anthem & El Camino Hospital Contract Renewed

    Jun 30, 2016

    ​Good news! Anthem is pleased to inform you that El Camino Hospital, which includes hospital campuses in Mountain View and Los Gatos, once again participates in the Anthem Blue Cross network. In Anthem's February 29, 2016 letter, they informed you that El Camino Hospital terminated its contract with Anthem Blue Cross.

  • Network: Anthem & El Camino Hospital Contract Termination

    Mar 09, 2016

    Anthem Blue Cross (Anthem) announced they have been unable to renegotiate the terms of their Commercial Hospital Agreement with El Camino Hospital for both locations in Mountain View and Los Gatos. As a result, the contract terminated effective February 29, 2016. Anthem has notified physicians who admit to El Camino Hospital so they can arrange for admission of all Anthem members to alternate facilities.

  • Network: Hospitals Added to Aetna's Savings Plus & MC Networks

    Feb 17, 2016

    ​Network Updates: Additions to the Savings Plus Network (clic​k here for full network list) Beverly Hospital, Los Angeles; Rady's Childrens Hospital; effective 4/1/16 for all members Additions to the Open Access Managed Choice Network (OAMC/MC)Community Hospital of Monterey Peninsula; effective 2/1/16For questions, please ​contact a member of your b&p Sales Team - 888.

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  • 1-100: Aetna Plan & Rate Updates Effective 2017

    Oct 28, 2016

    Aetna has announced rate adjustments for January 1, 2017 effective dates with benefit and underwriting changes​. All rates are available for quoting!RATESMedical:​HMO: 1.6% average INCREASEPPO: 2.8% average INCREASEDental: rate INCREASEVision: RATE PASSLife: RATE PASSPLANS & BENEFITS​​New Medical Plans:Gold EPO 750 80Silver EPO 2000 CopayBronze EPO 4000 CopaySilver MC 2000 80/50 HDHP PlanBronze MC 6500 Copay​Existing Plans: Most Aetna small group plans will experience benefit changes with many plans being discontinued for specific network pairings.

  • 1-100: Aetna Reduces HMO Rates for 4th Quarter

    Sep 28, 2016

    Updated rates for Aetna CA Small Group Aetna recently implemented a 0.7% reduction to the 4th quarter rates in all 19 rating areas for our CA Small Group customers enrolling in or renewing Aetna HMO networks and plans, including HMO plans offered on CalChoice from October - December 2016. Due to the timing of the 0.

  • Network: Vitalidad HMO No Longer Available Effective January 2017

    Sep 08, 2016

    After careful consideration, Aetna will no longer offer the Vitalidad network in California effective January 1, 2017. As of September 1, 2016, quoting for Vitalidad HMO network is no longer be available for new business. Details for existing groups with members enrolled in Vitalidad HMO include: Current Vitalidad HMO members may access the SIMNSA network until December 31, 2016.

  • 1-100: New Renewal Policy Effective October 2016

    Aug 18, 2016

    New Small Group ACA renewal policy effective October 1, 2016 As an important Small Group partner, Aetna wants to keep you informed of upcoming policy changes. Starting with October renewal dates, Aetna must receive written confirmation in advance of the customer renewal date for all Aetna Small Groups (1-100). Written confirmation may include signed renewal acceptance from the customer delivered by mail, fax or email to the Aetna Client Manager.

  • 1-100: New Business Submission Dates Updated

    Aug 18, 2016

    Aetna's goal is to provide access to Medical and Rx benefits for new members on their effective dates to ensure they get the care they need. So, they’re implementing the following new business submission dates starting October 2016. Effective Date Submission Date 1st of the month 1st of the month 15th of the month 15th of the month The following must be submitted to receive the requested effective date: Master/Employer application (fully completed) Check copy or ACH form Enrollment and waivers (fully completed) or completed eList* Tax/Payroll for group with enrollment 5 and under Remember, Aetna cannot process cases that are missing vital information.

  • Aetna Pulls Back on Obamacare Plans in 2017

    Aug 18, 2016

    ​ReutersCaroline HumerAugust 15, 2016Aetna Inc, the No. 3 U.S. health insurer, on Monday said that due to persistent financial losses on Obamacare plans, it will sell individual insurance on the government-run online marketplaces in only four states next year, down from the current 15 states. Aetna's decision follows similar moves from UnitedHealth Group Inc.

  • Aetna May Pull Back from Health Exchanges

    Aug 03, 2016

    ​Modern HealthcareAugust 2, 2016Aetna announced Tuesday an about-face on plans to expand its presence on public healthcare exchanges. It is also re-evaluating its participation on the 15 state exchanges where it offers insurance, the company said while releasing second-quarter earnings. “While we are pleased with our overall results, in light of updated 2016 projections for our individual products and the significant structural challenges facing the public exchanges, we intend to withdraw all of our 2017 public exchange expansion plans, and are undertaking a complete evaluation of future participation in our current 15-state footprint," Aetna CEO Mark Bertolini said in a statement.

  • 1-100: Aetna Rate Adjustments Effective October 2016

    Jul 29, 2016

    Aetna has announced rate adjustments for October 1, 2016 effective dates with no changes to benefits or underwriting. Rates are available for quoting! RATES Medical: HMO: varies greatly by plan and region PPO: varies greatly by plan and region Dental : moderate rate increase Vision: RATE PASS Life: RATE PASS OCTOBER BOOK RATES Book rates for October 2016 effective dates are provided below and are also available on the b&p website.

  • 1-100: Aetna’s July & August Renewal Update

    Jun 21, 2016

    Aetna recently implemented a 2.71% reduction to the 3rd quarter rates in all 19 rating areas for their CA Small Group customers enrolling or renewing in an Aetna Managed Choice® or Open Choice® PPO (MC/OAMC/SavingsPlus/PPO) plan from July – September 2016. The Aetna quoting system, General Agent, and third party quoting vendor systems were updated with the new rates as of June 15.

  • Total Average Employee (TAE) Counts Needed by Aetna

    Jun 14, 2016

    Aetna is collecting total average employee counts for California Dental customers in June 2016 On June 7, 2016, Aetna is mailing letters to plan sponsors, and they'll need a response by August 12, 2016. California plan sponsors with 200 or fewer employees enrolled with Aetna Dental® Aetna will mail letters on June 7, 2016, to plan sponsors that had a fully insured Dental plan in 2015 with fewer than 200 employees.

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  • 1-100: Anthem Plan & Rate Updates Effective April 2017

    Jan 18, 2017

    Rates Anthem Blue Cross announced a RATE PASS for April 1, 2017 effective dates. Plans will not experience any benefit changes and underwriting promotions have been extended. Rates are available for quoting. Medical PPO: RATE PASS Medical HMO: RATE PASS Dental (Legacy): RATE PASS Dental (Prime & Complete): Pending Vision: RATE PASS Life: RATE PASS April Rate Guides Rate guides for April 2017 effective dates are pending, but will be posted to the b&p website as soon as they become available.

  • Investigation Reveals Foreign Nation Behind Major Anthem Cyber Breach

    Jan 13, 2017

    News ReleaseJanuary 6, 2017​SACRAMENTO, Calif. - The California Department of Insurance released today the examination findings and settlement agreement concerning the cyber security breach of health insurance giant Anthem Inc., which compromised 78.8 million consumers' records. Anthem agreed to make a number of enhancements to its information security systems, and also agreed to provide credit protection to all consumers whose information was compromised.

  • The Anthem/Cigna Merger Trial: Sifting through the evidence

    Jan 10, 2017

    HealthAffairs BlogDecember 28, 2016​With the first phase of the trial in the government’s challenge to the merger of Anthem and Cigna wrapping up last Tuesday, several things seem to be coming into focus. The government has put on a strong case that the merger will produce significant market concentration in the sale of insurance plan services to large national employers.

  • Network: Anthem to Allow Dual PPO Networks for Limited Time

    Dec 21, 2016

    Announcing a Dual Network PPO Promotional Option for Small Groups As of January 1, 2017 Anthem will allow clients to offer Dual PPO Networks on a promotional* basis. How does the promotion work? ​For new groups, simply indicate network option on the existing ​Employer Application, located on ​Easy Renew For January through March renewing groups – clients can request the PPO dual network option by: Submitting a ​Plan Change Request Form located on ​Easy Renew Submitting a letter signed by the owner/officer For groups that have already renewed, or will renew after March, clients can submit an ​Anniversary Month Change Form.

  • Changes to Small Group 2017 HSA Plans

    Dec 20, 2016

    There are some changes to the 2017 Silver HSA plan structure that you should be aware of. These changes include, but are not limited to: ​The applicable deductible depends on who is covered under the Plan at the time the service is rendered.​The 2017 plan will be an embedded deductible model:Subscriber and family coverage: For any given member, cost share applies either after he/she meets the per member deductible, or after the entire per family deductible is met.

  • Small Group Q4 2016 Update from Joe Greenberg

    Dec 16, 2016

    December 12, 2016​Success is the result of perfection, hard work, learning from failure, loyalty, and persistence.​​​-Colin Powell​​​As 2016 winds down, workloads and market activity are peaking as we continue to pursue success. This December is projected to be the largest sales month for Anthem Small Group in the past five years.

  • Availability of 2017 Plan Summaries, EOCs, & SBCs

    Nov 30, 2016

    2017 Portfolio Anthem recently released their 2017 portfolio with very competitive rates for new and renewing business. You can reference them below. ​2017 Product Portfolio & Marketing Materials​Q1 2017 RatesAs a Reminder: Easy to do Business with Anthem – Continues through Q1 2017 Anthem’s Small Group Portfolio is poised to offer the most comprehensive options in the marketplace heading into 2017.

  • Anthem may Trim Obamacare Participation in 2018

    Nov 04, 2016

    ReutersNovember 2, 2016​U.S. health insurer Anthem Inc on Wednesday raised the prospect of smaller participation in the individual Obamacare exchanges in 2018, saying it would have a market-by-market strategy that hinges on 2017 profitability. The company said that losses due to sicker-than-expected customers in its individual Obamacare plans were a bit less than foreseen in the third quarter and that it was planning for a slight profit in that business next year.

  • 1-100: Anthem Plan & Rate Updates Effective January 2017

    Oct 27, 2016

    Anthem Blue Cross announced rate DECREASES for January 1, 2017 effective dates. Underwriting promotions have been extended and details on plan changes will be available soon. Rates will be available for quoting early next week! RATES Medical: HMO: -4.6% average DECREASE PPO: -1.2% average DECREASE Dental (Legacy): RATE PASS Dental (Prime & Complete): modest DECREASE Vision: modest DECREASE Life: RATE PASS NETWORK UPDATE The Anthem Priority Select HMO network will be eliminated beginning with January 1, 2017 effective dates.

  • 1-100: Commissions for Embedded Dental and Vision

    Oct 07, 2016

    In 2015, Anthem stated that commissions would no longer apply to embedded dental and vision on Individual and Small Group business. Agents were paid commissions only on the medical plans. Starting with the September 30, 2016 statements, dental and vision embedded commissions will be added to the medical plans, as per the percent of premium and vested California agent agreements.

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  • 1-100: CaliforniaChoice Plan & Rate Updates Effective April 2017

    Jan 18, 2017

    Rates CaliforniaChoice announced updates for April 1, 2017 effective dates and details are provided below. Rates are available for quoting. Medical ​A RATE PASS has been offered by Anthem Blue Cross, Kaiser Permanente, Sutter Health Plus, UnitedHealthcare, and Western Health Advantage. Health Net and Sharp Health Plan rates will adjust rates.

  • A Message from the President, Ron Goldstein

    Dec 23, 2016

    As a result of the presidential election, many questions loom regarding the future of health insurance, especially the Affordable Care Act (ACA) and the potential impact on small group. A Message from the President Dear Broker: As a result of the presidential election, many questions loom regarding the future of health insurance, especially the Affordable Care Act (ACA) and the potential impact on Small Group.

  • 1-100: CaliforniaChoice Plan & Rate Updates Effective January 2017

    Oct 28, 2016

    CaliforniaChoice announced rate adjustments for January 1, 2017 effective dates with Medical benefit changes​. Rates are available for quoting!RATESMedical: varies by carrier, plan, and regionAncillary: RATE PASSPLANS & BENEFITS​New Plans:Anthem Blue Cross Silver EPO BKaiser Permanente Silver HMO DSutter Health Plus Platinum HMO BExisting Plans: Many plans will experience benefit changes to remain in compliance with required actuarial values.

  • 51+: CaliforniaChoice Q4 Jackpot Bonus

    Oct 01, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • 1-100: CaliforniaChoice January 2017 Renewal Information

    Sep 28, 2016

    CaliforniaChoice has notified employers their 2017 portfolio is changing to reflect both new benefit plans and benefit plans that will no longer be available in 2017. CaliforniaChoice is required to send the enclosed regulatory notification about the benefit plans that will no longer be available. Renewal packets will include information about new benefits and new benefit plans.

  • 1-100: Two New WHA Plans for December 2016

    Sep 15, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373​

  • 1-100: New WHA Plans Coming December 2016

    Sep 08, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • 1-100: CaliforniaChoice Deductible & OOP Max Credit Resource

    Sep 07, 2016

    For your clients who have employees thinking of changing health plans during renewal or maybe you’re about to move an entire group, deductible credits are something you’ll want to make sure you bring up. That’s because many of California Choice's health plan partners allow a deductible credit when moving from one health plan to another – or from one of their own plans to a different plan within their portfolio.

  • Upcoming Renewal Proposals Now Available Online

    Aug 05, 2016

    ​CaliforniaChoice now offers your upcoming renewal proposals online! Login or register at ​www.calchoice.com​ to access your upcoming renewal proposals, where you can download and save the PDF for each renewal, including all Employee Renewal Enrollment Worksheets. Renewal is an excellent time to discuss adding some of the other lines of coverage offered through CaliforniaChoice. For questions, please ​contact any member of your b&p Sales Team - 888.

  • 1-100: CaliforniaChoice Rate Adjustments Effective October 2016

    Jul 29, 2016

    California Choice announced rate adjustments for October 1, 2016 effective dates with no changes to underwriting. Rates are available for quoting! RATES CaliforniaChoice received a RATE PASS from Kaiser and Western Health Advantage. BOOK RATES Book rates for October 2016 effective dates are provided below and are also available on the b&p website. Rate Guide (HMO & PPO) Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.

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  • Anthem Blue Cross Joins Choice Builder

    Oct 31, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373.​​

  • Choice Builder Plan & Rate Updates Effective December 2016

    Oct 28, 2016

    Choice Builder announced a RATE PASS for all products, for December 1, 2016 through March 30, 2017 effective dates and the addition of new dental plans through Anthem Blue Cross. All rates are available for quoting! RATESDental: RATE PASSVision: RATE PASSLife: RATE PASSChiro: RATE PASSNEW PLAN OPTIONS Anthem Blue Cross has been added to the portfolio as a new Dental carrier.

  • Choice Builder Announces RATE PASS Effective October 2016

    Aug 04, 2016

    Choice Builder announced a RATE PASS for October 1, 2016 effective dates with no changes to benefits or underwriting. All rates are available for quoting!Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373.

  • Choice Builder’s Streamlined Program

    Jul 28, 2016

    For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • Choice Builder Announces RATE PASS Effective July 2016

    May 26, 2016

    Choice Builder announced a RATE PASS for July 1, 2016 effective dates with no changes to benefits or underwriting. All rates are available for quoting! PLANS & BENEFITS Madison National Life has been removed from the portfolio. Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.

  • New Choice Builder ER & EE Apps Required

    Feb 25, 2016

    The Choice Builder employer and employee enrollment applications have been revised. Access the new forms below: 2016 Employer Application​ 2016 Employ​ee Application For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • Choice Builder Announces RATE PASS Effective April 2016

    Feb 17, 2016

    Choice Builder has announced a RATE PASS for April 1, 2016 effective dates with no changes to benefits or underwriting. All rates are available for quoting! PLANS & BENEFITS Madison National Life has been removed from the portfolio.

  • Choice Builder: Chiro & Acupuncture Benefits Fee Changes for 2016

    Nov 12, 2015

    Choice Builder wanted to advise you of a notification being mailed to employers this week concerning new employee/patient fees for 2016 under the Landmark Healthplan Chiropractic & Acupuncture benefits offered through Choice Builder. The patient fee increases for 2016 represent the first fee schedule changes for Choice Builder members in five years. You can view the 2016 fee schedule and letter h​ere.

  • What You Need to Know about Delta Dental

    Jan 18, 2017

    Rates January 2017 Rate Updates ​Dental: Two-Year Rate Pass Vision: Two-Year Rate Pass Delta Dental's rate pass for 2017 and 2018 effective dates means they haven't raised rates since 2013!​Plans & Benefits Plan Name Reminders ​PPO A changed to PPO Value. PPO B12 changed to PPO Enhanced. PPO C changed to PPO Plus Premier Enhanced.

  • Delta Dental of California Remaining in 16 Public Exchanges

    Nov 30, 2016

    San Francisco — Delta Dental of California and its affiliates today announced their recommitment to participate in 16 state and federal public exchanges for plan year 2017. The open enrollment period for plan year 2017 is November 1, 2016, to January 31, 2017. In 2016, about 250,000 people purchased either DeltaCare® USA, a prepaid/dental HMO-type program, or Delta Dental PPOSM plans, which allow enrollees to get covered services from both in- and out-of-network providers.

  • Delta Dental's Online Self-Service Features

    Aug 22, 2016

    Delta Dental offers many resources to help you manage your client's eligiblity and billing information, view enrollee benefits and more. Simplify your billing and reconciliation processDelta Dental can move your client's billing and reconciliation process online. Their Online Billing and Reconciliation application lets users: View and download current and historical invoices in an Excel-based format.

  • Delta Dental Issues 2-Year Rate Pass

    Jul 28, 2016

    How does Delta Dental follow three straight years without a rate increase? By adding two more. that's how! Delta Dental of California is very pleased to announce that they are continuing the Small Business Program rates for two additional years beginning in 2017. This amounts to five straight years with no change in rates! You can begin quoting the current benefit designs to any new groups requesting a 2017 effective date, and these contracts will be issued for a two year period.

  • Delta Dental Participation Requirement Reduced

    Feb 19, 2016

    The Delta Dental Participation requirement has been reduced to 75% for January 1, 2016 effective dates and beyond.For questions, please contact any member of your b&p Sales Team - 888.722.3373​

  • Delta’s Ortho Coverage vs Pediatric Dental Ortho

    Oct 20, 2015

    ​If your client is currently offering their employees a Medical plan that includes pediatric Dental as part of an Essential Health Benefits plan (EHB), they may only be covering the bare minimum. EHB plans are affordable, but they don’t offer robust benefits — like comprehensive orthodontic coverage. Your client's might instead consider Delta Dental’s Small Business Program for a portfolio of Delta Dental PPO and DeltaCare® USA plans that are specially designed to offer small businesses valuable benefits at a variety of price points.

  • 2-99: Delta Dental PPO ID Cards

    Sep 15, 2015

    ​To view a printable version of the above flyer, click ​here.For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • Delta Dental Rate Adjustments Effective January 2016

    Jul 29, 2015

    Fourth quarter rates will hold for Delta Dental plans through 2015 and a RATE PASS has been announced for January 1, 2016 through December 31, 2016 effective dates.BOOK RATESBook rates for 2015 effective dates are provided below and are also available on the b&p website. 2016 book rates are pending.2-99 Delta Care Rate Guide2-99 PPO Rate GuidePlease contact any member of your b&p Sales Team for assistance with quote requests and questions regarding the details above - 888.

  • Delta Dental Small Business 2016 Program Update

    Jul 23, 2015

    Delta Dental of California is very pleased to announce that they are continuing the current Small Business Program rates through 2016. This is the third straight year with no change in rates! You can begin quoting the current benefit designs to any new groups requesting a 2016 effective date. Delta Dental is also considering some additional benefits for 2016 and will inform you when decisions are final.

  • Delta Dental's 2014 Annual Report

    Jun 05, 2015

    ​To feel great, you must have a healthy smile. That’s the thinking behind Delta Dental's recent ad campaign (“With Great Teeth, Anything is Possible. Choose Greatness.”). And while they don’t recommend that you play tug of war with your teeth, they want to make it easier for you to take the steps necessary for a healthy smile – which includes having a great dental plan.

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  • Billing Changes to Integrated MediComp

    Dec 20, 2016

    ​As of November 1, 2016, Integrated MediComp's combined billing feature with Anthem's small group health coverage was discontinued. New customers participating in Integrated MediComp will now receive an invoice directly from EMPLOYERS for their workers' compensation insurance coverage and will have their choice of four convenient direct bill payment options: ​100% payment in full 10% down payment and 11 monthly installment payments 30% down payment and three quarterly installment payments ​PrecisePay® (pay-as-you-go) system requires a minimum premium threshold of $2,500 Please note that existing Integrated MediComp participants will need to select one of the above payment options at renewal.

  • New Waiver Rules for Workers Compensation Effective January 2017

    Dec 02, 2016

    New Exclusion Rule Effective January 2017 What's Changing? The recent passage of ​AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.

  • The Premium Audit Process

    Nov 22, 2016

    Conducting a Premium Audit on Your Business​​For many business owners, an audit ranks in the same category as a root canal. However, in the world of workers’ compensation, premium audits are routine, and relatively quick and painless. Your workers’ compensation policy premium is based on estimates you provided at the time of application.

  • EMPLOYERS New Employee Hotline

    Nov 22, 2016

    EMPLOYERS® is introducing the ​Injured Employee Hotline. The hotline is available to injured workers covered by EMPLOYERS® 24/7 and is staffed by registered nurses specially trained to provide medical guidance over the phone for new work-related injuries and illnesses. This service is available to injured workers who have not yet received medical treatment.

  • EMPLOYERS Additional Online Payment Method

    Oct 20, 2016

    Paying Your Bill Online Just Got Easier​EMPLOYERS has made it easier to do business by offering online Automated Clearing House (ACH) payments directly from your savings or checking account through our EACCESS® portal. Convenient Online Payment Methods Now Include: ​Bank Account (Checking or Savings Account) Debit Card - Visa™, and Mastercard® Credit Card - Visa™, Discover®, or Mastercard® Log into the EACCESS policyholder portal today to pay your bill, manage policy information, view claim status and much more.

  • How to Encourage Proper Ergonomics for Remote Workers

    Aug 05, 2016

    The Business JournalMay 10, 2016 Employee wellness and workspace ergonomics have become increasingly popular topics, since poor ergonomics have been found to lead to musculoskeletal issues, including bursitis and muscle strain. While many workplaces offer in-house employees workspace evaluations along with wrist supports, adjustable monitor stands, stand-up desks and other tools to help combat the risks of sedentary jobs, many businesses haven’t been as proactive about encouraging ergonomic best practices for their remote workers.

  • Introducing the EMPLOYERS Injured Employee Hotline

    Jul 28, 2016

    EMPLOYERS® is pleased to introduce the Injured Employee Hotline, a hotline that is available to policyholders 24 hours a day, seven days a week and is staffed by registered nurses specially trained to provide medical guidance over the phone for new work-related injuries or illnesses. This services is available to injured or ill workers who have not yet received medical treatment.

  • Medical Marijuana in the Workplace

    Jun 08, 2016

    Business WireOctober 14, 2015Now that marijuana has become legal in 24 states for medicinal or recreational purposes, a new poll by EMPLOYERS®(NYSE:EIG),America's small business insurance specialist® found that small businesses have mixed feelings about its presence in the workplace. One in five small business owners (19 percent) said they would allow an employee who has a doctor’s prescription for medical marijuana to use it while at work, while nearly two-thirds of small business owners (62 percent) said they would not.

  • Detecting and Preventing Workers Compensation Fraud

    Jun 08, 2016

    Hotel Business ReviewMay 24, 2016Hotels can be ripe environments for workplace injuries, which is why hotel owners and managers need to be able to distinguish between legitimate work-related injuries and potentially fraudulent attempts to claim workers' compensation insurance benefits. To protect their businesses, hotel owners and managers need to understand the types of workers' compensation fraud as well as the red flag indicators that could signal a fraudulent claim.

  • Four Things Your Clients Need to Know When Shopping for Workers' Compensation

    May 24, 2016

    Business owners rely on their insurance agents to provide sound guidance and practical insurance recommendations. With a deep understanding of their client’s businesses, state-specific insurance requirements and the differences between carriers and coverages, agents can be trusted partners who help business owners protect their assets, minimize risk and manage costs.

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  • What is an Employee's Benefits IQ?

    Nov 30, 2016

    Workers Overestimate Their Employee Benefits IQ. How Big of a Problem is That? Working Americans don’t understand their employee benefits as well as they think. Guardian asked a variety of true/false questions about group insurance products and terminology. While IQ results varied, the average grade of C clearly indicates a need for more effective education and benefits enrollment support.

  • Guardian Joins Forces with Maxwell Health to Launch Guardian BenefitsCenter

    Jul 28, 2016

    The Guardian Life Insurance Company of America® (Guardian), a leading provider of employee benefits, announced it is working with Maxwell Health (Maxwell) to launch Guardian BenefitsCenter, a multi-carrier, proprietary platform that provides brokers and their clients with a comprehensive end-to-end operating system for delivering employee health and financial security benefits.“The launch of Guardian BenefitsCenter is another example of how Guardian is at the forefront of the workplace benefits market,” said Dong Ahn, Executive Vice President, Group and Worksite Markets at Guardian.

  • Guardian Offers Path to Affordable Whole Life Policy Ownership

    Jul 28, 2016

    The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, announced two new enhancements to its whole life insurance offerings. Guardian’s Lifetime Protection Builder and Enhanced Whole Life Policy Loan Options provide policyholders choice around how their protection is structured and how they may access policy cash value for any use.

  • Employers Increasingly Outsourcing Employee Benefits Administration

    Mar 29, 2016

    It’s time to re-evaluate. With employee benefits administration becoming increasingly complex, companies need to take stock of their in-house resources and capabilities to ensure they can achieve their benefits goals. An increasing number of outsourcing solutions with niche expertise can be leveraged. Guardian's Third Annual Guardian Workplace Benefits StudySM can provide insights on how to take a more strategic approach to employee benefits plans.

  • Guardian Introduces the Next Generation of Life Insurance

    Dec 18, 2015

    NEW YORK, N.Y., September 8, 2015 —The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, is taking Whole Life insurance to a new level with the introduction of the Index Participation Feature (IPF).1,2 This patent-pending feature allows Whole Life policyholders to link a portion of their cash value to the performance of the S&P 500 Price Return Index,3 subject to a cap and floor – a feature that no other Whole Life insurance carrier offers in the market today.

  • Guardian Rate Adjustments Effective January 2016

    Oct 07, 2015

    Guardian has announced rate adjustments for January 1, 2016 through December 31, 2016 effective dates with no changes to benefits or underwriting. Rates are available for quoting! RATESEE: 3% EE+SP: 3% EE+CH: -0.5% up to 0.5%FAMILY: -0.5% up to 0.5% JANUARY BOOK RATES Book rates for January 2016 effective dates are not yet available. Once they become available, you can access them on the b&p website.

  • Four Reasons to Keep Medical and Dental Separate

    Sep 28, 2015

    ​Under Health Care Reform (HCR), pediatric oral (Dental) coverage is one of the essential health care benefits employers must provide to their employees. So one of the first decisions plan sponsors need to make about benefits is whether to rely on limited Dental coverage via their health insurer, or keep it with a separate Dental carrier.

  • Guardian First to Introduce College Tuition Rewards® for Dental Members

    Jun 26, 2015

    The national average cost of attending a four-year public college is more than $28,000 per year, and more than $59,000 for a private college*. Given these costs and future projections, the need for financial assistance has become increasingly important. As part of its commitment to help customers attain financial confidence, The Guardian Life Insurance Company of America® (Guardian) announced the launch of the ​College Tuition Benefit®, a value-added benefit that helps Guardian Dental members pay for college.

  • Guardian's Employee Satisfaction Resources

    Apr 28, 2015

    Workplace benefits are generally valued by employees, but only 1 in 5 place “High Value” on their benefits. The new Guardian Employee Satisfaction infographic is a resource that you can use to help clients better understand the key drivers of benefits satisfaction — which is important because it can lead to greater employee productivity.

  • Guardian Introduces Benefits Value Tool

    Apr 28, 2015

    Give your clients a new way to look at benefits The Guardian Benefits Value Tool is an innovative online resource for employers that measures how employee benefits are valued by your clients. It can help your clients understand and reexamine their benefits offering, and shows them how their approach to benefits compares with companies their size and what this can mean to the their benefits program in the future.

  • Network: Health Net Contracted with Sutter Health for 2017 Plan Year

    Jan 19, 2017

    ​Health Net and Sutter Health have successfully completed negotiations for a one year contract renewal through 2017. No network disruption is expected.BackgroundSutter Health's contract with Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) was set to expire on December 31, 2016. Had Health Net and Sutter Health been unable to complete a new contract, Sutter Health physicians, medical groups and hospitals would no longer participate in currently contracted Health Net networks.

  • Health Net Bronze PPO for Small Business

    Nov 29, 2016

    ​Watch your year-end commissions grow with Bronze PPO small business plans from Health Net Life Insurance Company (Health Net). Health Net's two plan designs have the lowest PPO premiums for December 2016 in 15 counties. ​Bronze 60 PPO 6000/70 Bronze 60 HSA PPO 4750/15 Alternate Bronze plans give employers a practical way to lower their medical benefit spend while connecting employees with health care coverage.

  • Network: Health Net's Current Contract Negotiations with Sutter Health

    Nov 29, 2016

    ​Health Net of California, Inc. and Health Net Life Insurance Company (Health Net), and Sutter Health are currently negotiating their contract, set to expire on December 31, 2016. While Health Net is working in good faith to reach a fair agreement that offers sustained affordability to their members, if Health Net and Sutter Health are unable to complete a new contract, Sutter Health physicians, medical groups and hospitals will no longer participate in currently contracted Health Net networks.

  • New Online Commercial Broker Contracting Tool

    Nov 17, 2016

    Improve your contracting experience with the use of the new Online Commercial Broker Contracting Tool. Benefits for brokers include: ​Faster, more efficient way of processing appointment consideration. Required fields must be completed and requested documents uploaded before moving forward in the process. This reduces errors and incomplete submissions. Check the current status throughout the appointment process.

  • 1-100: Spotlight on Bronze PPO Plans

    Nov 15, 2016

    ​Spotlight on PPO Bronze for Small Businesses Have small business clients that would love to offer a PPO if the price was right? Health Net has that! Health Net's PPO Bronze plans have the lowest PPO premiums for December 2016 in 15 counties. Small business clients renewing for December 2016 now have an affordable entre into the flexibility of a PPO plan.

  • Health Net's 2015 MLR Results

    Oct 31, 2016

    ​2015 MLR ResultsHealth Net met or exceeded the MLR standards for Individual, Small Group plans, and Large Group plans in all regions.Background InformationHealth Net filed 2015 MLR results with CMS in July and August 2016.The federal Affordable Care Act (ACA) requires health carriers to maintain an MLR of at least 80 percent for Individual and Small Group plans and 85 percent for Large Group plans.

  • 1-100: Health Net Plan & Rate Update Effective January 2017

    Oct 28, 2016

    Health Net announced rate adjustments for January 2017​ effective dates. Details on benefit and underwriting changes will be available soon. Rates are not yet available for quoting.RATESMedical: ​HMO: 4.6% average INCREASEPPO: 1.2% average INCREASEDental: RATE PASSVision: RATE PASSLife: RATE PASSOptional Chiro: $3.00/member/monthPLANS & BENEFITSExisting Plans:The existing medical plans will experience benefit changes and are expected to apply to: ​Specialty Rx maximumsUrgent Care copayOut-of-Pocket increases to HMO plansOutpatient and Inpatient increases to HMO plansNew Plans: ​PPO Gold ValuePPO Silver Value​New plan summaries and plan change details will be shared once they become available.

  • Health Net: More Than an ID Card

    Oct 19, 2016

    Health Net focuses on early access and preventionHealth Net doesn't wait until people get sick to help out. The job of Health Net's staff, always, is to connect members with the care they need. Under the Affordable Care Act and with the risk adjustment program, reaching out to members is even more important.

  • Health Net's 51-100 Enhanced Choice

    Sep 28, 2016

    Health Net has developed a tremendous selling opportunity to help you finish 2016 strong! If you have employer groups with 51-100 "benefit eligible" employees, but also have "full-time equivalent" employees that bump the groups over the 100-employee limit, Health Net has the solution: Large Group Enhanced Choice! Rates & Plans Rates Composite rates Health Net Large Group pool Plans Enhanced Choice portfolio Choose up to six (6) plans Good Fit for Groups At the lower-end of the 51-100 benefit eligible sector With at least 51 benefit eligible but no more than 100 Not offering Kaiser b&p Resources Enhanced Choice Flyer Group Size Attestation Form 4th Quarter Bonus 51-100 Transition Presentation 51-100 Transition Recording Commission & Bonus Commission 5% Bonus Sold groups qualify for Health Net’s 4th Quarter bonus program $50 per HMO member $75 per PPO member Quoting RFPs must be submitted through b&p Group Size Attestation Form required to receive quote Groups with 51-55 eligible must provide last year’s renewal Census must include full-time benefit eligible plus full-time equivalent employees (FTEs) FTEs are used to determine status Enrollment Requirements Group Service Agreement Online enrollment preferred b&p will establish online enrollment through bpEnroll bpCensus A secure and convenient way to collect census data.

  • Pharmacy Creditability: Employer Required Notice to Employees

    Sep 28, 2016

    ​Pharmacy Creditability - Employer Required Notice to Employees Health Net is mailing an important reminder to employer groups about a CMS notice they must provide their employees by October 15, 2016: Pharmacy plan creditable coverage. Employers must send this notice to their employees in the coming weeks, if they haven't already.

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  • MetLife and b&p: Vision Solutions

    Nov 11, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • MetLife and b&p: Life Solutions

    Nov 11, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373.​​

  • The Millennial Benefits Perspective

    Nov 08, 2016

    View the full report ​here.​​For questions, please contact a member of your b&p Sales Team - 888.722.3373.​

  • MetLife and b&p: Disability benefits and absence management

    Nov 08, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373.​​

  • MetLife and b&p: Dental Solutions

    Nov 04, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • MetLife and b&p: The Power of a Strong Relationship

    Nov 04, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • New MetLife Dental Program: MetLife TakeAlong Dental

    Oct 12, 2016

    ​insurancenewsnet.comDorothy LainczSeptember 15, 2016The traditional workforce of the past has been replaced by a new norm—a mix of full-time employees, part-timers and consultants. While this new norm combines unique generations, different aspirations, and a new way of thinking about the workplace and employee benefits, dental remains a must-have benefit. A new program from MetLife—MetLife TakeAlong DentalSM—is designed to complement employers’ traditional MetLife group dental benefits, offering an individual coverage option for the segment of the workforce not eligible to participate in a traditional employer-sponsored dental plan.

  • New MetLife Mobile App

    Oct 11, 2016

    ​For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • MetLife's PDP Plus Network for Small Group

    Oct 11, 2016

    Numbers count. So do discounts, utilization, and savings when it comes to evaluating dental provider networks. MetLife's PDP Plus network1 checks every box on the must-have list when recommending dental plans to small business clients. ACCESS 361,000+ participating dental access points2 In-network utilization that outpaces the industry average by 18%3 DISCOUNTS Negotiated fees that are typically 15%-45% less than average charges in the same community4 REAL SAVINGS More than $2.

  • 1-200: Rate Updates Effective October 2016 - March 2017

    Oct 07, 2016

    MetLife announced rates adjustments effective October 1, 2016 through March 31, 2017. Rates are available for quoting! RATES Dental: moderate rate DECREASE Vision: 5.0%DECREASE For questions, please contact a member of your b&p Sales Team - 888.722.3373.​

  • MetLife's Legal Services - MetLaw

    Sep 27, 2016

    MetLife's Legal Services - MetLaw ​ For questions, please contact a member of your b&p Sales Team - 888.722.3373​

  • Life Insurance Infographic

    Sep 20, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373​

  • 1-100: Small Business Tailored Solutions

    Sep 20, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373​

  • 10-99: New MetLife Bundles with 2-Year Rate Guarantees

    Sep 08, 2016

    Please contact a member of your b&p Sales Team to assist with your MetLife business - 888.722.3373.

  • Multi-Product Advantage for Brokers Effective July 2016

    Jul 29, 2016

    ​To view the bonus flyer with examples, click ​here.For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • 50-99: MetLife's Quarterly Dental Advantage Program for Brokers

    Jul 28, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • MetLife’s 2016 Supplemental Compensation Plan

    May 10, 2016

    ​MetLife is pleased to present the 2016 Supplemental Compensation Plan, a plan that pays brokers that qualify a percentage of 2016 Received and Earned Premium. All appropriately licensed and appointed brokers are offered the Supplemental Compensation Plan.Click ​here for all details, including eligible products and services and general guidelines of the Supplemental Compensation plan.For questions, please ​contact a member of your b&p Sales Team - 888.

  • MetLife’s 14th Annual Employee Benefit Trends Study Released

    May 10, 2016

    MetLife’s 14th Annual U.S. Employee Benefit Trends Study reveals employee loyalty is on the rise, with 45 percent of employees saying they plan to work for their current employer 12 months from now, compared with 41 percent last year. Loyalty is strong among all generations with 57 percent of baby boomers and 53 percent of both Generation X and millennials saying they are committed to their current employer’s goals.

  • MetLife Rate Updates Effective July 2016

    May 03, 2016

    MetLife announced rate adjustments for July 1, 2016 effective dates. Rates are now available for quoting! UNDERWRITING The Statement of Responsibility form is no longer required for groups under 100 eligible lives.Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.

  • MetLife Rate Updates Effective April 2016

    Apr 25, 2016

    ​MetLife has announced rate adjustments for April 1, 2016 effective dates with changes to underwriting but no changes to existing benefits. All rates are available for quoting!Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373.

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  • Introducing Broker-Friendly TriNet

    Feb 05, 2016

    We are excited to announce our new partnership with TriNet! We recognize you may compete against a PEO for new clients or existing clients may view PEOs as a viable option for their business, so we want to make sure you are prepared to protect your business. TriNet is the only broker-friendly PEO, so when consulting with your existing clients and prospects, you can confidently recommend TriNet's HR bundled solutions without the threat of losing the business and revenue.

  • 1-100: UHC Plan & Rate Updates Effective April 2017

    Jan 19, 2017

    Rates UnitedHealthcare announced a RATE PASS for April 1, 2017 effective dates including no changes to plans details or underwriting. Rates are available for quoting. Medical ​HMO: RATE PASS PPO: RATE PASS Dental: Minor rate increase Vision: Minor rate increase April 2017 Rate Guide The April 2017 Dental and Vision Rate Guides are available below.

  • 2017 Specialty Benefits Bonus Program

    Jan 18, 2017

    Earn Rewards for Selling UnitedHealthcare's Specialty BenefitsWhen you sell or renew group term life, supplemental life, dental, short-term disability, long-term disability, vision, critical illness, accident insurance and hospital indemnity insurance from the specialty product portfolio for groups with two or more eligible employees during 2016, you may be eligible for a broker bonus!For addition information, view the full ​Specialty Benefits Broker Bonus Program flyer.

  • UnitedHealthcare Motion Garners Best in Biz Award

    Jan 13, 2017

    UnitedHealthcare Motion™ has been awarded a Best in Biz Award in the Consumer Product of the Year category. UnitedHealthcare Motion is a product design that features a wearable device that enables enrollees to earn up to $1,500 per year in financial incentives by meeting daily walking goals, which may enable employers to more effectively manage health care costs.

  • 1-100: UHC December PDL Updates

    Jan 13, 2017

    The PDL Tracker provides a recap of changes outside UnitedHealthcare's January 1 and July 1 pharmacy benefit updates. Please click h​ere to view the December 2016 changes.For questions, please contact a member of your b&p Sales Team - 888.722.3373.​

  • 1-100: UHC November PDL Updates

    Dec 16, 2016

    ​The PDL Tracker provides a recap of changes outside UnitedHealthcare's January 1 and July 1 pharmacy benefit updates. Please click ​here to view the November 2016 changes. For questions, please contact a member of your b&p Sales Team - 888.722.3373.

  • Real Appeal Weight Loss Program Available January, 2017

    Dec 16, 2016

    Beginning January 1, Real Appeal, a virtual weight loss program, will be embedded for most fully Insured customers with 51+ eligible employees on their renewal date and will be available at no additional cost to these employers or employees. Real Appeal is already available for self-funded markets. Real Appeal is designed to help employees lose weight, feel good, and prevent weight-related health conditions like heart disease, type 2 diabetes, hypertension, and high blood pressure.

  • Annual Disclosure Notice Mailing Issued

    Dec 16, 2016

    The Annual Member Notice (formerly Annual Rights and Resource Disclosure) was distributed to fully insured medical plan subscribers the week of Nov. 28. This notice meets health plan accreditation and notification requirements from the National Committee for Quality Assurance (NCQA), Health Insurance Portability and Accountability Act of 1996 (HIPAA), and other federal and state compliance regulations.

  • Cost Implications of Orphan Drugs for Organizations

    Nov 29, 2016

    ​The prices charged for many orphan drugs are extremely high - up to $500,000 per-year per-patient, with over $100,000 per year average costs. Orphan drugs are aimed at extremely rare diseases; defined as afflicting fewer than 200,000 patients in the U.S. Out of approximately 7,000 known rare diseases, 95% still have no approved therapies.

  • CMS Ratings Released

    Nov 29, 2016

    UnitedHealthcare's 2017 Star Ratings Reflect Positive ResultsThe Centers for Medicare and Medicaid Services (CMS) recently released the 2017 Star Ratings for UnitedHealthcare® Medicare and Retirement. CMS publishes the Part C and D Star Ratings each year to measure quality in Medicare Advantage and prescription drug plans (PDPs or Part D plans), assist beneficiaries in finding the best plan for them, and determine Medicare Advantage Quality Bonus Payments.

  • Disclosure Notice Mailing Scheduled for November 2017

    Nov 11, 2016

    To meet annual health plan requirements for accreditation with the NCQA, and federal and state compliance regulations, the Annual Member Notice (formerly Annual Rights and Resource Disclosure) will be distributed to fully insured medical plan subscribers in late November. View the ​postcard notice. This information will be shared with UnitedHealthcare small business, 100+ grous, and public sector customers in the November 16 Customer Connection.

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  • VSP Calvin Klein & Cole Haan Frames Promotion

    Nov 04, 2016

    Exciting savings for your clients and their employees: from November 1 through March 31, eligible employees get an Extra $40 to spend on Calvin Klein and Cole Haan frames. No extra paperwork, no hassle, just fabulous frames. The extra $40 is automatically added to the current frame allowance by their VSP® doctor when they select an eligible frame brand.

  • Eyeconic

    Aug 18, 2016

    For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • 6 Steps to Healthier and Happier Clients

    Aug 18, 2016

    ​For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • Beyond the Network

    Aug 18, 2016

    Did you know that only one in ten* employees get the preventive screenings you'd expect during an annual medical visit? A vision plan with high enrollment and engagement can help build a bigger safety net for early illness detection. Great savings and access aside, VSP doctors are often the first to detect early signs of chronic conditions, so it's no wonder that VSP has a 23% higher enrollment than any other vision carrier.

  • Member Extras – VSP® Simple Values

    Aug 18, 2016

    VSP knows that healthy and happy employees is one of your clients' top priorities. It's theirs too. That's because they're not just a vision carrier, they're a healthcare company focused on the total health and wellness of your clients' employees. With VSP Simple Values – a new Exclusive Member Extra, you can do just that.

  • 5-99: VSP Rate Adjustments Effective January 2017

    Aug 05, 2016

    VSP has announced a moderate rate increase for January 1, 2017 through December 31, 2017 effective dates with no changes to benefits or underwriting. RATES Signature Plan Non-Voluntary: 2.0% increase Voluntary: 3.0% increase Choice Plan Non-Voluntary: 1.5% increase Voluntary: 3.0% increase BOOK RATES Book rates for 2017 effective dates are provided below and are also available on the b&p website.

  • New Health, Wellness, and Lifestyle Savings Program

    Jul 28, 2016

    VSP® Vision Care, the nation’s only not-for-profit vision insurance company, announced that its 75 million members in the United States will now be able to save more on their health and wellness thanks to a new discount program called VSP® Simple Values.A complimentary offering and new element of VSP’s Exclusive Member Extras, VSP Simple Values provides eligible members and their families with access to savings on a comprehensive suite of discounts for products and services like: prescription drugs, diabetic care supplies with home delivery, 24/7 telehealth access to medical doctors via phone and video visits, entertainment, travel and more.

  • Boost Employee Retention and Satisfaction

    May 20, 2016

    ​With the Cadillac Tax urging employers to cut health care costs in 2020, help boost your clients’ employee retention and satisfaction with more robust voluntary benefits. For more strategies and voluntary benefit options ​watch this short video from EBA and VSP Vision Care.For questions, please ​contact a member of your b&p Sales Team - 888.

  • Boost ROI and Get Fit in the New Year

    Feb 17, 2016

    The VSP GetFIT Program® is a complimentary turnkey wellness program that includes easy, customizable tools that can contribute to lowering your clients' healthcare costs and improving productivity.​Click h​ere to view a printable version of the above flyer.For questions, please co​ntact a member of your b&p Sales Team - 888.722.3373.

  • Extra $20 Extended for 2016–Back by Popular Demand

    Feb 17, 2016

    ​Your clients' employees can still add an extra $20 to their frame allowance by choosing from our wide selection of featured frame brands at their VSP doctor's office. Share this ​easy-to-​use coupon with your clients.For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

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