bpQuote has a new Enrollment Export button that will allow Brokers with existing EaseCentral accounts to export a Group from the quote engine into their EaseCentral portal.The button is available on the Main Menu and the on the Proposal Options page of a specific group quote.The basic information being sent to EaseCentral includes: Group InformationCensus InformationPlans OfferedRates for those PlansBenefits for those PlansEligibility for those PlansEmployer Contribution (optional)Applications and any benefits summaries, SBCs, and provider and prescription search links will need to be added within the group's EaseCentral account.
Q4 is right around the corner!What are you doing to go deeper with your groups this fourth quarter? EaseCentral, cloud-based benefits enrollment software built for insurance brokers, has a special offer on their subscriptions ending June 30th, 2017. If you purchase an EaseCentral subscription before June 30th, 2017 you’ll receive HRIS by EasCentral for free or 2 groups up to 200 lives each.
On February 21st, 2017 EaseCental is announcing changes to their subscription for all brokers and sharing a few product updates that are coming in the near future. To read about these changes and updates please click the link below: Changes & Updates Two changes that you should be aware of: Onboarding will be included in the EaseCentral subscription when brokers renew their subscription, starting with April renewals.
Rates January 2017 Rate Updates Dental: Two-Year Rate Pass Vision: Two-Year Rate Pass Delta Dental's rate pass for 2017 and 2018 effective dates means they haven't raised rates since 2013!Plans & Benefits Plan Name Reminders PPO A changed to PPO Value. PPO B12 changed to PPO Enhanced. PPO C changed to PPO Plus Premier Enhanced.
Subscribe to EaseCentral before the end 2016, and you'll receive not one (1), but two (2) gifts! A $5,400 savings!Subscription Subsidy from b&p Plus, when you work with beere&purves, you may choose to receive a subsidy toward your new EaseCentral subscription for every group you submit with a b&p medical carrier.EaseCentral in 3 MinutesWatch this quick, 3 minute video to learn more about using EaseCentral as a simple solution for Benefits and HR.
Distribution Deadline Extended Great news! The IRS announced a deadline extension for providing 2016 Forms 1095-B and 1095-C to covered individual and full-time employees. The deadlines in which employers and carriers are required to file 2016 forms with the IRS have not been extended. Deadlines 1095-C Form Distribution (to insureds and F-T employees): March 2, 2017 1095-B Form Distribution (to insureds): March 2, 2017 IRS Paper Form Filling: February 28, 2017 IRS Electronic Form Filing: March 31, 2017 Form Usage 1095-C Form: Issued by employers with 50 or more full-time employees (including full-time equivalents).
Save up to $5,400 this holiday season by subscribing to EaseCentral before the end of 2016!
What's Changing? In December 2015, The Protecting Americans from Tax Hikes (PATH) Act was enacted to detect and prevent refund fraud and it also revised an employer's filing deadline for Form W-2 and certain types of Form 1099. One Deadline - January 31 Applies to the 2016 Tax Year going forward.
b&p Comprehensive Enrollment ServicesStill need to complete December and January enrollment meetings? We can help with any of your enrollment needs. Online Enrollment b&p offers you and your clients free, online enrollment and setup through bpEnroll, powered by EaseCentral. We set up the enrollment and even subsidize your EaseCentral subscription costs.
New Exclusion Rule Effective January 2017 What's Changing? The recent passage of AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.
bpQuote has a new Enrollment Export button that will allow Brokers with existing EaseCentral accounts to export a Group from the quote engine into their EaseCentral portal.The button is available on the Main Menu and the on the Proposal Options page of a specific group quote.The basic information being sent to EaseCentral includes: Group InformationCensus InformationPlans OfferedRates for those PlansBenefits for those PlansEligibility for those PlansEmployer Contribution (optional)Applications and any benefits summaries, SBCs, and provider and prescription search links will need to be added within the group's EaseCentral account.
The Medical Plan Selection page has been enhanced to include the Inpatient Hospitalization benefits. This enhancement will provide an easily accessible way to help differentiate between plans during the selection process.The image below shows the location of the Inpatient Hospitalization benefits on the Medical Plan Selection page.For assistance with bpQuote enhancements, please contact your B&P Group Specialist – 888.
The bpQuote dental plan comparison has been enhanced to enable users to easily compare benefit information between plans. By clicking the “Compare” button with multiple plans selected, benefits information for the selected plans will be displayed in a side-by-side format.The below image features the enhanced dental plan comparison process.For assistance with bpQuote enhancements, please contact your B&P Group Specialist – 888.
The Medical Plan Selection page has been enhanced to use both the Medical Filters and the Medical Portfolios simultaneously to narrow plan search results. Prior to this enhancement, a plan search could be narrowed by either the Medical Filters or the Medical Portfolios, but not both.The below image features the enhanced medical plan selection process.
New Hire Worksheets To overcome problematic variations in the way carriers rate new hires, a new functionality is available that will allow you to generate New Hire Worksheets while viewing the Census. The two screen shots shown below outline how to generate the New Hire Worksheets so the rates are correct for the given Carrier, Group Renewal Date & New Hire Enrollment Date.
We are pleased to share that even more bpQuote reports have received a fresh look and are available now. Please see the images below to view the new look of the Single Plan Details, Benefit Sheet, Rider Summary, Portfolio Plan List, and Underwriting Guidelines reports. For assistance with bpQuote report enhancements, please contact your b&p Group Specialist- 888.
bpQuote has a revised census template. Please begin using the new version immediately and replace any old version of the template you may have saved on your computer. Download the new census template here. For questions, please contact a member of your b&p Sales Team - 888.722.3373
The Side by Side Detail report has been expanded to allow up to four (4) plans per page. Prior to this enhancement, the report was limited to a maximum of three (3) plans per page. The screenshot below shows the new option. For questions, please contact a member of your b&p Sales Team - 888.
Now you can import new hires or missing employees into an existing census within bpQuote thanks to the new Census Append feature. Prior to this feature becoming available, you were required to key in the new hire or missing employee information into bpQuote or import an entirely new census. The screenshots below highlight the new feature.
We are pleased to share that even more bpQuote reports have received a fresh look and are available now. Please see the images below to view the new look of the Current & Renewal, Cost Comparison, Employee Worksheet – ACA, Employee Worksheet – Basic, and Table Rates reports. For assistance with bpQuote report enhancements, please contact your b&p Group Specialist- 888.
Congressional Budget OfficeJune 26, 2017The Congressional Budget Office (CBO) and Joint Committee on Taxation (JCT) have completed their estimate of the direct spending and revenue effects of the Better Care Reconciliation Act of 2017. The bill would increase the number of uninsured people by 22 million and reduce the federal deficit by $321 billion by 2026.
News Release May 31, 2017California Association of Health Underwriters Responds to False Claims Made by Universal Single Payer Health Care Proponents Rick Coburn, president of the California Association of Health Underwriters (CAHU) issued the following statement today regarding California Nurses Association/National Nurses United (CNA/NNU)’s new research study on SB 562 (Lara/Atkins): “The California State Senate estimates a universal single payer government-run health care system as outlined in SB 562 will cost $400 billion annually and will dismantle a system that provides coverage for 94 percent of Californians leading to rationing and barriers to access.
Congressional Budget OfficeMay 24, 2017The Congressional Budget Office (CBO) and the Joint Committee on Taxation (JCT) estimate that enacting the American Health Care Act would reduce federal deficits by $119 billion over the coming decade and increase the number of people who are uninsured by 23 million in 2026 relative to current law.
Los Angeles TimesMichael HiltzikFebruary 15, 2017The Internal Revenue Service has become the first agency to follow President Trump’s directive to start undermining the Affordable Care Act. In a quiet rule change, but an important one, the IRS has told tax preparers and software firms that it won’t automatically reject tax returns that fail to state whether the tax filer had health insurance during the year.
HR360, Inc.February 13, 2017IRS: Participation in Both an HRA and an HSA is Permissible in Certain Circumstances IRS Guidance Outlines Permissible Arrangements IRS guidance clarifies that participation in both a health reimbursement arrangement (HRA) and a health savings account (HSA) is permissible in certain circumstances. Such permissible arrangements are outlined below.
HR360, Inc.February 8, 2017Reminder: New Versions of SBC Template and Related Documents for Use On or After April 1, 2017 Templates and Regulatory Guidance Available on Department of Labor Website New versions of the Summary of Benefits and Coverage (SBC) template, instructions, uniform glossary, and related documents are required for use on or after April 1, 2017.
News ReleaseFebruary 9, 2017Indianapolis, INAnthem, Inc. commented on the decision by the U.S. District Court for the District of Columbia granting the Department of Justice’s request to block Anthem’s proposed acquisition of Cigna Corporation. The company promptly intends to file a notice of appeal and request an expedited hearing of its appeal to reverse the Court’s decision so that Anthem may move forward with the merger, which was approved by over 99% of the votes cast by the shareholders of both companies.
News ReleaseFebruary 8, 2017Sacramento, CACalifornia Insurance Commissioner Dave Jones issued the following statement following the federal court decision blocking the proposed Anthem-Cigna merger: "Today's federal court decision to block the merger of two of the nation's largest health insurers is a significant win for consumers who need more choice, not less, in an already highly concentrated health insurance market.
Health Net of California, IncJanuary 26, 2017With a new administration in place in Washington D.C., change to the Affordable Care Act (ACA) seems inevitable. But what does that mean for you and your customers? Here's the latest: The ACA is still the law. Even though change is expected, the ACA remains in place and unchanged at this time.
HR360, Inc.January 26, 2017New San Francisco Paid Sick Leave Poster Also Available The San Francisco Office of Labor Standards Enforcement (OLSE) has released, along with additional compliance resources, the required poster that covered employers must display under the Paid Parental Leave Ordinance (PPLO). A new San Francisco Paid Sick Leave poster is also available.
HMO Network EnhancementsAnthem's Small Group HMO Network now matches their Large Group HMO Network in Northern California with the addition of 6 new Sutter providers effective July 1, 2017.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Health Net and Sutter Health have successfully completed negotiations for a one year contract renewal through 2017. No network disruption is expected.BackgroundSutter Health's contract with Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) was set to expire on December 31, 2016. Had Health Net and Sutter Health been unable to complete a new contract, Sutter Health physicians, medical groups and hospitals would no longer participate in currently contracted Health Net networks.
Announcing a Dual Network PPO Promotional Option for Small Groups As of January 1, 2017 Anthem will allow clients to offer Dual PPO Networks on a promotional* basis. How does the promotion work? For new groups, simply indicate network option on the existing Employer Application, located on Easy Renew For January through March renewing groups – clients can request the PPO dual network option by: Submitting a Plan Change Request Form located on Easy Renew Submitting a letter signed by the owner/officer For groups that have already renewed, or will renew after March, clients can submit an Anniversary Month Change Form.
Health Net of California, Inc. and Health Net Life Insurance Company (Health Net), and Sutter Health are currently negotiating their contract, set to expire on December 31, 2016. While Health Net is working in good faith to reach a fair agreement that offers sustained affordability to their members, if Health Net and Sutter Health are unable to complete a new contract, Sutter Health physicians, medical groups and hospitals will no longer participate in currently contracted Health Net networks.
Updated 2016 Small Group HMO Network Guide Now Available Anthem's updated 2016 Small Group HMO Network Guide* is now available. The HMO Network Guide for small businesses with 1 to100 employees shows the participating medical groups and independent practice associations (PMGs/IPAs) that are part of these networks: CaliforniaCare, the Anthem Blue Cross HMO network Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals Priority Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals in select Southern California counties: Los Angeles, Orange, Riverside, San Bernardino and San DiegoIn the guide, a prime code identifies our contracted providers.
After careful consideration, Aetna will no longer offer the Vitalidad network in California effective January 1, 2017. As of September 1, 2016, quoting for Vitalidad HMO network is no longer be available for new business. Details for existing groups with members enrolled in Vitalidad HMO include: Current Vitalidad HMO members may access the SIMNSA network until December 31, 2016.
As previously communicated Anthem Blue Cross and Stanford Health Care have been engaged in contract negotiations for several months.
Anthem's goal is to create a Small Group portfolio that is competitive, meets the changing needs of the Small Group employer, and allows you to offer your clients the most robust product offering & network choice in the marketplace. Therefore, Anthem is pleased to announce that they have added 6 Sutter Providers to their CA SG Full HMO Network effective July 1, 2016.
Good news! Anthem is pleased to inform you that El Camino Hospital, which includes hospital campuses in Mountain View and Los Gatos, once again participates in the Anthem Blue Cross network. In Anthem's February 29, 2016 letter, they informed you that El Camino Hospital terminated its contract with Anthem Blue Cross.
Anthem Blue Cross (Anthem) announced they have been unable to renegotiate the terms of their Commercial Hospital Agreement with El Camino Hospital for both locations in Mountain View and Los Gatos. As a result, the contract terminated effective February 29, 2016. Anthem has notified physicians who admit to El Camino Hospital so they can arrange for admission of all Anthem members to alternate facilities.
Aetna announced a medical RATE PASS for October 1, 2017 effective dates. Rates are available for quoting!RatesMedicalHMO: RATE PASSPPO: RATE PASSDental: Rate ChangeVision: RATE PASSLife: RATE PASSNetworksSaint John's Health Clinic is joining Aetna's HMO and HMO Deductible network effective August 1, 2017 The SCCIPA EPO and MC plans (Santa Clara County) are not available for new business as of 9/1/17; members enrolled in these plans will be asked to enroll in a different network at the time of their renewal starting January 2018October Rate GuideRate Guides for October 1, 2017 is provided below and on the B&P website.
Aetna and Sutter Health to Form Health Care Joint Venture in Northern CaliforniaAetna and Sutter Health are launching a new jointly owned health plan. The new joint venture will bring new, affordable insurance plan options to the greater Sacramento, Central Valley and Bay Area communities in 2018*. The collaboration is designed to deliver high-quality, fully insured and self-insured commercial health care products to employers and their employees.
Aetna is committed to delivering a simpler, more connected experience for their members. That's why they're reminding members of the resources available to help manage their health care benefits. And they can access these resources as soon as they enroll. Members can find a doctor, view Explanations of Benefits (EOBs), and even get personalized cost estimates using Aetna Navigator®.
Total average employee (TAE) counts for California dental customersCollecting TAE for CA dental customers in May 2017Aetna is mailing letters to plan sponsors on May 29, 2017. Aetna needs a response by August 11, 2017. California plan sponsors with 200 or fewer employees enrolled with Aetna Dental® On May 29, 2017, Aetna will mail letters to plan sponsors with 200 or fewer enrolled employees that had an Aetna fully insured dental plan in 2016.
Aetna will begin mailing the written assurance letter to non-ERISA and non-government plan sponsors on April 13, 2017. Aetna will need a response from these plan sponsors by June 30, 2017. This information is required for the Minimum Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) prior to calculating and distributing potential rebates.
Aetna has announced rate adjustments for July 1, 2017 effective dates with no plan, benefit, or underwriting changes. Rates are available for quoting!RATESMedical: Rate change varies by plan and regionDental: Rate change varies by plan and regionVision: RATE PASSLife: RATE PASSJULY RATE GUIDESRate guides for July 2017 are provided below and on the B&P website:1-100 HMO Rate Guide1-100 MC Rate GuideFor questions, please contact a member of your b&p Sales Team – 888.
Aetna Adds Five Hospital Partners to OAMC and PPO Networks in Southern CAAetna is pleased to announce that the below hospitals are now included in their California OAMC and PPO netwroks, as of 1/1/17:Corona Regional Medical CenterInland Valley Regional Medical CenterPalmdale Regional Medical CenterRancho Springs Medical CenterTemecula Valley HospitalNote that these hospitals are excluded (as of 1/1/17) from the Savings Plus network which is a subset of the Managed Choice® network .
Effective January 2017, new Aentna Small Groups of 1–100 will access the Aetna Value Formulary for prescription drug coverage, and renewing groups will move to the Aetna Value Formulary on their renewal date. Additionally in 2017, quarterly changes to Aetna’s pharmacy and specialty drug lists will begin. These changes will apply to all members on the date of the change (April, July, October).
Aetna needs to know the total average employee (TAE) count for plan sponsors in order to comply with the Affordable Care Act (ACA). Therefore, Aetna is sending letters about health care reform and MLR requirements to a targeted group of plan sponsors. BACKGROUNDThe ACA sets rules about how much plans must spend each year on medical care and activities that improve health care quality.
Aetna’s 2017 Small Group plans have been approved by the Department of Insurance and Department of Managed Health Care. During the review process, changes to three of Aetna's HMO plans were made effective January 1, 2017, for new and renewing plans. These changes apply to all of the HMO networks as well as the CaliforniaChoice and PrimeCare HMO Plans.
Refreshed ID Cards Coming: Simple changes make a big differenceMembers will receive newly designed ID cards for the upcoming Open Enrollment season. Anthem redesigned the card to make it easier for members to read and find key information on the card. No new information was added to the card. Instead, Anthem just used color in a new way and larger font sizes to focus attention on key areas, like the member ID number, cost-share details and the Member Services phone number.
Anthem has made changes to health benefit plans to meet the requirements of recent legislation passed in the state of California. Assembly Bill (AB) 72 requires the following changes. AB72- If you receive services from an In-Network Facility at which, or as a result of which, you receive non-Emergency Covered Services provided by an Out-of-Network Provider, you will pay no more than the same cost sharing that you would pay for those same non-Emergency Covered Services received from an In-Network Provider, and you will not owe the Out-of-Network Provider more than the In-Network cost sharing for such non-Emergency Covered Services.
RatesAnthem announced rate adjustments for October 1, 2017 effective dates with no benefit or underwriting changes. Rates are available for quoting!Medical (average increase from Q3 2017 to Q4 2017)PPO: 3.2%ase from Q3 to Q4 2017HMO: 2.2%Ancillary: RATE PASSRate GuideOctober 2017 book rates will soon be available on the B&P website.For questions, please contact a member of your B&P Sales Team - 888.
Specialty drugs are one of the key drivers of increasing health care costs today, with costs expected to continue their upward trend in the coming years. These specialty drugs are expensive and used to treat rare and complicated conditions like hepatitis C, rheumatoid arthritis, multiple sclerosis, hemophilia and cancer. Some specialty drug treatments can be taken orally, which members can manage themselves.
HMO Network EnhancementsAnthem's Small Group HMO Network now matches their Large Group HMO Network in Northern California with the addition of 6 new Sutter providers effective July 1, 2017.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
On-Demand doctor house calls available in Los Angeles, Orange County, San Diego, and the San Francisco Bay Area.
A strong relationship between members and their primary care physicians (PCP) is important to promoting wellness, improving health and reducing costs. Optional PCP Selection helps members choose a PCP. And when they do so, Anthem can reach out to that doctor with reminders about tests and services the member may need. A little background Anthem is moving from volume-based to value-based payment models, rewarding doctors when they improve patient health and affordability.
As health care continues to evolve, Anthem encourages their members to be informed about their dental benefits, as well as costs and health risks. To help Dental Complete members know where to find information, Anthem has developed an Online Dental Guide demo that shows the various online tools available to them.
Get paid to shop. Really! You’re invited to join this unique rewards program that gives Anthem members up to 15% cash back on purchases. Here’s why this is no ordinary rewards program: You get serious cash back from PayForward – we’re talking up to 15% instant cash back when you shop at more than 12,000 participating retailers – online and in stores like Home Depot, The Gap and Target.
Short Term and Long Term Disability Now Available for Groups of 2-9Starting June 16, 2017, you’ll be able to quote Short and Long Term Disability with Anthem. Offering Disability in the Small Group market (with 2 to 9 employees) allows Anthem to provide a total benefits solution to California employers of this group size.
CaliforniaChoice announced updates for October 1, 2017 effective dates. Rates are available for quoting.RatesMedical:A RATE PASS has been offered by Kaiser PermanenteAnthem Blue Cross, Health Net, Sharp Health Plan, Sutter Health Plus, UnitedHealthcare and Western Health Advantage will adjust ratesAncillary: RATE PASSPlans & BenefitsUpdated Medical PlansAnthem Blue Cross, Kaiser Permanente and Western Health Advantage will implement some minor benefit changes retroactive to January 1, 2017.
Anthem EPO Offers Savings + Great ProvidersIf your clients want access to a great provider network and competitive rates, an Anthem Silver or Bronze EPO plan may be just what the doctor ordered. Your clients will appreciate: Access to the largest network in CaliforniaChoice's portfolio: Anthem Prudent Buyer Network No more charges for out-of-network providers (like an anesthesiologist) when using an in-network hospital (available beginning July 1, 2017) Silver EPO A offers no deductible on prescription drug benefits Plus, the Prudent Buyer Network includes some of the region’s most-sought-after providers: Bay Area: Brown & Toland, Mills-Peninsula, Palo Alto Medical Foundation, Alta Bates, California Pacific Medical, El Camino, and UCSF Benioff Children’s Hospital Oakland Sacramento Valley: Hill Physicians, Mercy Physicians; Sutter Health, Dignity Health/Mercy, NorthBay Healthcare, UC Davis Medical Center Santa Clara County: Palo Alto Medical Foundation, Physicians Medical Group, Stanford Health Care, Good Samaritan, O’Conner Hospital, Sutter Health El Camino Real Fresno County: Santé Health, Saint Agnes Medical Center, Clovis Community, Fresno Surgical Stanislaus County: AllCare IPA, Sutter Gould, Doctor’s Medical Center, Memorial Medical (Sutter) San Joaquin County: Sutter Gould, Hill Physicians, Doctor’s Medical Center, Dameron (Sutter), St.
CaliforniaChoice announced updates for July 1, 2017 effective dates. Rates are available for quoting through the Choice Administrators Export button in bpQuote. Rates are expected to be live in bpQuote April 13, 2017.RATESMedical: A RATE PASS has been offered by Sutter Health Plus and Western Health AdvantageAnthem Blue Cross, Health Net, Kaiser Permanente, Sharp Health Plan and UnitedHealthcare will adjust rates.
CaliforniaChoice® was recently notified by Aetna of a 0.4% rate reduction to the Silver HMO A plan retroactive to January 1, 2017.Groups will receive notification of adjustments on the May invoice.An updated rate summary can be found on the B&P website:1-100 Rate Guide (HMO & PPO) effective January 1, 2017For questions, please contact a member of your B&P Sales Team - 888.
CaliforniaChoice® was recently notified by multiple carriers within their program that they must make various benefit changes to several plans inside their portfolio. In order to comply with state regulatory bodies, these changes have been mandated to be in effect retroactively to 1/1/17. Quotes with effective dates of March 1st through June 1st have been reprocessed with the revised benefits.
Our new Network Availability by Carrier & Plan Summary gives you a snapshot of: Our carriers Bronze Tier plans and networks Silver Tier plans and networks Gold Tier plans and networks Platinum Tier plans and networks It’s a quick, easy way to see how the dozens of plan options under CaliforniaChoice break down by PPO, EPO, HSP, HMO, and carrier.
If you have existing groups set to renew in coming months or groups looking for coverage effective April 1, 2017, CaliforniaChoice is offering five (5) new plan options from which they can choose: UnitedHealthcare (UHC) HMO C: Bronze Metal Tier, Alliance Network Sharp Health Plan: HMO D: Bronze Metal Tier, Premier Network Sharp Health Plan: HMO C: Silver Metal Tier, Premier Network Sharp Health Plan: HMO C: Gold Metal Tier, Premier Network Sharp Health Plan: HMO C: Platinum Metal Tier, Premier Network All of the new plans include an array of services, including: Doctor office visits Specialty visits Lab work X-rays MRI, CT, PET Inpatient hospital services Emergency room visits Urgent care Outpatient hospital services Ambulance services Prescription benefits Plus a variety of other benefits In addition to these UHC and Sharp Health Plans, your groups have dozens of other choices for 4/1 from Anthem Blue Cross, Health Net, Kaiser Permanente, and Sutter Health Plus.
Rates CaliforniaChoice announced updates for April 1, 2017 effective dates and details are provided below. Rates are available for quoting. Medical A RATE PASS has been offered by Anthem Blue Cross, Kaiser Permanente, Sutter Health Plus, UnitedHealthcare, and Western Health Advantage. Health Net and Sharp Health Plan rates will adjust rates.
As a result of the presidential election, many questions loom regarding the future of health insurance, especially the Affordable Care Act (ACA) and the potential impact on small group. A Message from the President Dear Broker: As a result of the presidential election, many questions loom regarding the future of health insurance, especially the Affordable Care Act (ACA) and the potential impact on Small Group.
CaliforniaChoice announced rate adjustments for January 1, 2017 effective dates with Medical benefit changes. Rates are available for quoting!RATESMedical: varies by carrier, plan, and regionAncillary: RATE PASSPLANS & BENEFITSNew Plans:Anthem Blue Cross Silver EPO BKaiser Permanente Silver HMO DSutter Health Plus Platinum HMO BExisting Plans: Many plans will experience benefit changes to remain in compliance with required actuarial values.
Choice Builder announced a Rate Pass and minor benefit changes for October 1, 2017 effective dates. All rates are available for quoting!RATES Dental: RATE PASSVision: RATE PASSLife: RATE PASSChiro: RATE PASSPLANS & BENEFITSVSP: Increase to frames allowance on all Employer Sponsored and Voluntary Vision Plans. OCTOBER RATE GUIDEThe rate guide for October 2017 will be posted on the B&P website as soon as it's available.
Choice Builder announced a Rate Pass for July 1, 2017 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2017. All rates are available for quoting!RATES Dental: RATE PASSVision: RATE PASS Life: RATE PASS Chiro: RATE PASSJULY RATE GUIDEThe Rate Guide is available below and on the B&P website.
For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Choice Builder has announced a Rate Pass for April 1, 2017 effective dates except for the addition of rates for the new MetLife dental plans. All rates are available for quoting!RATESDental: RATE PASS*Vision: RATE PASSLife: RATE PASSChiro: RATE PASS*Rates added for the new MetLife dental plans.PLANS & BENEFITSNew Plan Offerings MetLife Platinum Plus PPO & Platinum PPOEmployer sponsored only5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) onlyMetLife Silver PPOEmployer Sponsored and voluntaryGroup sizes:Employer sponsored: 5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Voluntary: 4 group sizes (10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) onlyAPRIL BOOK RATESBook rates for April 2017 effective dates are provided below and on the b&pwebsite.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Choice Builder announced a RATE PASS for all products, for December 1, 2016 through March 30, 2017 effective dates and the addition of new dental plans through Anthem Blue Cross. All rates are available for quoting! RATESDental: RATE PASSVision: RATE PASSLife: RATE PASSChiro: RATE PASSNEW PLAN OPTIONS Anthem Blue Cross has been added to the portfolio as a new Dental carrier.
Choice Builder announced a RATE PASS for October 1, 2016 effective dates with no changes to benefits or underwriting. All rates are available for quoting!Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Choice Builder announced a RATE PASS for July 1, 2016 effective dates with no changes to benefits or underwriting. All rates are available for quoting! PLANS & BENEFITS Madison National Life has been removed from the portfolio. Please contact any member of your beere&purves Sales Team for assistance with quote requests and questions regarding the details above - 888.
The Choice Builder employer and employee enrollment applications have been revised. Access the new forms below: 2016 Employer Application 2016 Employee Application For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Did you know that problems in other parts of your body can have consequences for your teeth and gums? From diabetes to ulcers, these illnesses can erode teeth, cause bad breath and even turn your tongue black!Acid reflux. Your dentist may be the first to notice gastroesophageal reflux disease, commonly known as acid reflux.
News ReleaseOak Brook, IllinoisMay 25, 2017Delta Dental Survey Sees 7% Decline in Out-of-Office DaysTooth aches, pain and unplanned trips to the dentists keeping American adults away from the office are on the decline compared to last year, finds a survey from Delta Dental. In 2016, more than one-quarter (28 percent) of adults in the workforce cited missing work due to oral health issues.
Rates January 2017 Rate Updates Dental: Two-Year Rate Pass Vision: Two-Year Rate Pass Delta Dental's rate pass for 2017 and 2018 effective dates means they haven't raised rates since 2013!Plans & Benefits Plan Name Reminders PPO A changed to PPO Value. PPO B12 changed to PPO Enhanced. PPO C changed to PPO Plus Premier Enhanced.
San Francisco — Delta Dental of California and its affiliates today announced their recommitment to participate in 16 state and federal public exchanges for plan year 2017. The open enrollment period for plan year 2017 is November 1, 2016, to January 31, 2017. In 2016, about 250,000 people purchased either DeltaCare® USA, a prepaid/dental HMO-type program, or Delta Dental PPOSM plans, which allow enrollees to get covered services from both in- and out-of-network providers.
Delta Dental offers many resources to help you manage your client's eligiblity and billing information, view enrollee benefits and more. Simplify your billing and reconciliation processDelta Dental can move your client's billing and reconciliation process online. Their Online Billing and Reconciliation application lets users: View and download current and historical invoices in an Excel-based format.
How does Delta Dental follow three straight years without a rate increase? By adding two more. that's how! Delta Dental of California is very pleased to announce that they are continuing the Small Business Program rates for two additional years beginning in 2017. This amounts to five straight years with no change in rates! You can begin quoting the current benefit designs to any new groups requesting a 2017 effective date, and these contracts will be issued for a two year period.
The Delta Dental Participation requirement has been reduced to 75% for January 1, 2016 effective dates and beyond.For questions, please contact any member of your b&p Sales Team - 888.722.3373
If your client is currently offering their employees a Medical plan that includes pediatric Dental as part of an Essential Health Benefits plan (EHB), they may only be covering the bare minimum. EHB plans are affordable, but they don’t offer robust benefits — like comprehensive orthodontic coverage. Your client's might instead consider Delta Dental’s Small Business Program for a portfolio of Delta Dental PPO and DeltaCare® USA plans that are specially designed to offer small businesses valuable benefits at a variety of price points.
To view a printable version of the above flyer, click here.For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Fourth quarter rates will hold for Delta Dental plans through 2015 and a RATE PASS has been announced for January 1, 2016 through December 31, 2016 effective dates.BOOK RATESBook rates for 2015 effective dates are provided below and are also available on the b&p website. 2016 book rates are pending.2-99 Delta Care Rate Guide2-99 PPO Rate GuidePlease contact any member of your b&p Sales Team for assistance with quote requests and questions regarding the details above - 888.
Workers’ compensation insurance is an important safety net that protects your business and employees in case of an on-the-job illness or injury. However, you might not be aware of some additional resources your insurance carrier may provide to help you maintain a safe workplace, save money and get more value out of your policy.
As of November 1, 2016, Integrated MediComp's combined billing feature with Anthem's small group health coverage was discontinued. New customers participating in Integrated MediComp will now receive an invoice directly from EMPLOYERS for their workers' compensation insurance coverage and will have their choice of four convenient direct bill payment options: 100% payment in full 10% down payment and 11 monthly installment payments 30% down payment and three quarterly installment payments PrecisePay® (pay-as-you-go) system requires a minimum premium threshold of $2,500 Please note that existing Integrated MediComp participants will need to select one of the above payment options at renewal.
New Exclusion Rule Effective January 2017 What's Changing? The recent passage of AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.
Conducting a Premium Audit on Your BusinessFor many business owners, an audit ranks in the same category as a root canal. However, in the world of workers’ compensation, premium audits are routine, and relatively quick and painless. Your workers’ compensation policy premium is based on estimates you provided at the time of application.
EMPLOYERS® is introducing the Injured Employee Hotline. The hotline is available to injured workers covered by EMPLOYERS® 24/7 and is staffed by registered nurses specially trained to provide medical guidance over the phone for new work-related injuries and illnesses. This service is available to injured workers who have not yet received medical treatment.
Paying Your Bill Online Just Got EasierEMPLOYERS has made it easier to do business by offering online Automated Clearing House (ACH) payments directly from your savings or checking account through our EACCESS® portal. Convenient Online Payment Methods Now Include: Bank Account (Checking or Savings Account) Debit Card - Visa™, and Mastercard® Credit Card - Visa™, Discover®, or Mastercard® Log into the EACCESS policyholder portal today to pay your bill, manage policy information, view claim status and much more.
The Business JournalMay 10, 2016 Employee wellness and workspace ergonomics have become increasingly popular topics, since poor ergonomics have been found to lead to musculoskeletal issues, including bursitis and muscle strain. While many workplaces offer in-house employees workspace evaluations along with wrist supports, adjustable monitor stands, stand-up desks and other tools to help combat the risks of sedentary jobs, many businesses haven’t been as proactive about encouraging ergonomic best practices for their remote workers.
EMPLOYERS® is pleased to introduce the Injured Employee Hotline, a hotline that is available to policyholders 24 hours a day, seven days a week and is staffed by registered nurses specially trained to provide medical guidance over the phone for new work-related injuries or illnesses. This services is available to injured or ill workers who have not yet received medical treatment.
Business WireOctober 14, 2015Now that marijuana has become legal in 24 states for medicinal or recreational purposes, a new poll by EMPLOYERS®(NYSE:EIG),America's small business insurance specialist® found that small businesses have mixed feelings about its presence in the workplace. One in five small business owners (19 percent) said they would allow an employee who has a doctor’s prescription for medical marijuana to use it while at work, while nearly two-thirds of small business owners (62 percent) said they would not.
Hotel Business ReviewMay 24, 2016Hotels can be ripe environments for workplace injuries, which is why hotel owners and managers need to be able to distinguish between legitimate work-related injuries and potentially fraudulent attempts to claim workers' compensation insurance benefits. To protect their businesses, hotel owners and managers need to understand the types of workers' compensation fraud as well as the red flag indicators that could signal a fraudulent claim.
Guardian Awarded Life Insurance Brand of the Year by Harris Poll’s 2017 EquiTrend SurveyBusiness WireJune 15, 2017NEW YORK - The Guardian Life Insurance Company of America (Guardian), one of the nation’s largest mutual life insurers and a leading provider of employee benefits, has been recognized as Brand of the Year in the Life Insurance category, according to The Harris Poll® EquiTrend Study, which reveals the strongest brands across industries based on consumer response.
2020 Women on Boards RecognitionFor 2016, Guardian has been named a Winning “W” Company, 2020 Women on Boards’ highest award. This honor is given to companies that champion diversity by having 20 percent or more of their board seats held by women. 2020 Women on Boards is a national campaign working to increase the percentage of women who serve on company boards to 20 percent or more by the year 2020.
Plans & BenefitsGuardian plans are available for groups with 2-49 employees. Dental plans are available for quoting in bpQuote. Please contact a member of your B&P Sales Team for quotes with additional lines of coverage and discounts.DentalOne of the largest dental networks nationwide with 360,800+ total locationsNo waiting period for groups with 5+ employeesImplants for groups with 2+ employeesMaximum Rollover on all plansVision Flexible copay and frequency optionsTwo provider networks VSP: 58,000 access pointsDavis Vision: 44,000 access pointsLife & DisabilityOffer big company benefits to small business clients including the following Guaranteed Issue* amounts for groups under 10 employees:2-4 Employees Life: $50,000 STD: $1,500 per week LTD: $2,500 per month 5-9 Employees Life: $100,000 STD: $1,500 per week LTD: $6,000 per monthGroups with 10-49 Employees can receive other generous Guaranteed Issue amounts.
Download PDF.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Workers Overestimate Their Employee Benefits IQ. How Big of a Problem is That? Working Americans don’t understand their employee benefits as well as they think. Guardian asked a variety of true/false questions about group insurance products and terminology. While IQ results varied, the average grade of C clearly indicates a need for more effective education and benefits enrollment support.
The Guardian Life Insurance Company of America® (Guardian), a leading provider of employee benefits, announced it is working with Maxwell Health (Maxwell) to launch Guardian BenefitsCenter, a multi-carrier, proprietary platform that provides brokers and their clients with a comprehensive end-to-end operating system for delivering employee health and financial security benefits.“The launch of Guardian BenefitsCenter is another example of how Guardian is at the forefront of the workplace benefits market,” said Dong Ahn, Executive Vice President, Group and Worksite Markets at Guardian.
The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, announced two new enhancements to its whole life insurance offerings. Guardian’s Lifetime Protection Builder and Enhanced Whole Life Policy Loan Options provide policyholders choice around how their protection is structured and how they may access policy cash value for any use.
It’s time to re-evaluate. With employee benefits administration becoming increasingly complex, companies need to take stock of their in-house resources and capabilities to ensure they can achieve their benefits goals. An increasing number of outsourcing solutions with niche expertise can be leveraged. Guardian's Third Annual Guardian Workplace Benefits StudySM can provide insights on how to take a more strategic approach to employee benefits plans.
NEW YORK, N.Y., September 8, 2015 —The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, is taking Whole Life insurance to a new level with the introduction of the Index Participation Feature (IPF).1,2 This patent-pending feature allows Whole Life policyholders to link a portion of their cash value to the performance of the S&P 500 Price Return Index,3 subject to a cap and floor – a feature that no other Whole Life insurance carrier offers in the market today.
Guardian has announced rate adjustments for January 1, 2016 through December 31, 2016 effective dates with no changes to benefits or underwriting. Rates are available for quoting! RATESEE: 3% EE+SP: 3% EE+CH: -0.5% up to 0.5%FAMILY: -0.5% up to 0.5% JANUARY BOOK RATES Book rates for January 2016 effective dates are not yet available. Once they become available, you can access them on the b&p website.
Health Net announced rate adjustments for October 1, 2017 effective dates. Rates are available for quoting!RatesMedical:PPO/EPO: 0.0% quarterly increase (although not technically a rate pass, the majority of rates are identical to Q3)HMO/HSP: RATE PASSAncillary: RATE PASSPlans & BenefitsNew OfferingsEffective 12/1/17, Health Net will launch the EnhancedCare PPO in Los Angeles.
California Small Group Underwriting Promotions For a limited time, you can now offer your clients the choice of selecting from all of our provider networks. HMO Full Network WholeCare Network SmartCare Network Salud y Más CommunityCare Network PPO/EPO/HSP HSP Network EPO Network EPO Network* If you have a group of 6+ eligible employees, their participation requirement is only 35% when choosing from any of our HMO, HSP, EPO plans and/or our PPO Bronze tier plans.
Health Net has made it easier to set up an Electronic Funds Transfer (EFT) for your commissions. Brokers can now set up and make changes to an online Electronic Funds Transfer (EFT) account.This new online tool will allow you to:Create an EFT account so your commissions will be directly deposited into your account.
Health Net announced rate adjustments for July 1, 2017 effective dates. There will be no changes to plan details or underwriting. Rates are available for quoting!RATESMedical: Rate change varies by plan and regionDental: RATE PASS Vision: RATE PASS Life: RATE PASS Chiro: RATE PASS JULY RATE GUIDEBook Rates for July 2017 effective dates are not available yet but will be posted to the B&P website as soon as they become available.
March 30, 2017When it comes to managing your accounts, Health Net knows what’s important. Our online tools set you up for success with time-saving solutions to better serve your clients, and make it simple to manage your business in ways that work for you. All at your fingertips! Let our business-powering tools help you gain a competitive edge.
A Message from Chief Sales Officer, Larry TallmanKeeping our members healthy and fostering well-being are top priorities at Health Net. Our wellness benefit programs had proven success in 2016 and are growing in demand! These programs are continuing to make a positive difference. Join us by sharing our successful and new 2017 wellness benefit program offerings with your clients! Click on the following link, which provides all exciting details:2017 Wellness Programs We have a profound commitment to the health of our members – and to help your business grow! Sincerely, Larry Tallman Chief Sales Officer Western Region, Large Group and Major Accounts California, Small Business Group and Individual and Family PlansFor questions, please contact a member of your B&P Sales Team - 888.
Health Net wants to know what group members think about their coverage with Health Net of California, Inc. and/or Health Net Life Insurance Company.Health Net is launching an online Net Promoter Score® (NPS) survey for California small and large group business plan members. Health Net is already sending this survey to individual and family plan members as a way to understand what they love about their coverage—and what Health Net can do better.
Medical Loss Ratio (MLR) Process Underway at Health Net Ensuring they remain in good standing and compliant with all government and regulatory requirements is a top priority at Health Net. Currently, Health Net is working to comply with the Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) which requires all health care insurers to spend a certain percentage of premium revenue on medical expenses.
Health Net of California, IncJanuary 26, 2017With a new administration in place in Washington D.C., change to the Affordable Care Act (ACA) seems inevitable. But what does that mean for you and your customers? Here's the latest: The ACA is still the law. Even though change is expected, the ACA remains in place and unchanged at this time.
Rates Health Net announced rate adjustments for April 1, 2017 effective dates with the statewide average increases listed below. There will be no changes to plan details or underwriting. Rates are available for quoting! Medical HMO: approximate 4% increase PPO: 3-4% increase Dental: RATE PASS Vision: RATE PASS Life: RATE PASS Chiro: RATE PASS April Rate Guide The April 2017 Rate Guide is not yet available.
It's no joke or secret that for small business owners cost is a key driver in most decision making. When trying to balance many financial obligations adding insurance programs can be a tough sell. MetLife's insightful white paper can help you warm the door by sharing real life examples of small businesses that added benefits to their offerings and how they did it.
Accounting for two-thirds of new jobs and generating more than half the nation's economic output1, there's nothing small about small business.The MetLife & U.S. Chamber of Commerce Small Business Index takes the pulse of this critical segment within the workforce to gauge its outlook on economic and societal trends, resulting in a quarterly Index score.
The Power of Legal Plans for Small Business Benefits Programs At some point, virtually everyone will need to deal with a legal issue. There are important legal implications associated with many common life events. An affordable legal services plan is a natural and valued fit for your clients – especially those small business clients looking to add more to their benefits program without added cost.
Welcome to a new age of benefits Working doesn't look like it used to. Demographic shifts and changing employee expectations are creating new challenges – and opportunities – for today's employers. MetLife's 15th Annual U.S. Employee Benefit Trends Study focuses on the rapidly transforming workforce and ways employers can adapt their benefits strategies to address diverse needs and succeed in meeting top benefit objectives.
Plans & Benefits DentalDental 2-99 employeesMost popular plans in bpQuoteCustom plans available through B&P SpecialistCalendar Year Maximums up to $2,500, $3,000 and $5,000Orthodontia down to 5 enrolled (with prior coverage)Broker Bonus for groups with 50-99 eligibleVisionLifeDisability Simply Smart Bundles MetLife Simply Smart Bundles bring together Dental, Vision, Life and Disability options based on local market needs and pricing demands of businesses with 10-99 employees.
Introducing Benefit Bundles Tailored to Compete in Your MarketSimple. MetLife Simply Smart Bundles bring together Dental, Vision, Life and Disability options based on local market needs and pricing demands of businesses with 10-99 employees. MetLife's plan options provide flexibility to recommend the right plan for each client.Smart. Exclusive value-adds provide differentiators that can help close sales and strengthen client relationships.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
View the full report here.For questions, please contact a member of your b&p Sales Team - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
insurancenewsnet.comDorothy LainczSeptember 15, 2016The traditional workforce of the past has been replaced by a new norm—a mix of full-time employees, part-timers and consultants. While this new norm combines unique generations, different aspirations, and a new way of thinking about the workplace and employee benefits, dental remains a must-have benefit. A new program from MetLife—MetLife TakeAlong DentalSM—is designed to complement employers’ traditional MetLife group dental benefits, offering an individual coverage option for the segment of the workforce not eligible to participate in a traditional employer-sponsored dental plan.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Numbers count. So do discounts, utilization, and savings when it comes to evaluating dental provider networks. MetLife's PDP Plus network1 checks every box on the must-have list when recommending dental plans to small business clients. ACCESS 361,000+ participating dental access points2 In-network utilization that outpaces the industry average by 18%3 DISCOUNTS Negotiated fees that are typically 15%-45% less than average charges in the same community4 REAL SAVINGS More than $2.
MetLife announced rates adjustments effective October 1, 2016 through March 31, 2017. Rates are available for quoting! RATES Dental: moderate rate DECREASE Vision: 5.0%DECREASE For questions, please contact a member of your b&p Sales Team - 888.722.3373.
MetLife's Legal Services - MetLaw For questions, please contact a member of your b&p Sales Team - 888.722.3373
For questions, please contact a member of your b&p Sales Team - 888.722.3373
For questions, please contact a member of your b&p Sales Team - 888.722.3373
Please contact a member of your b&p Sales Team to assist with your MetLife business - 888.722.3373.
TriNet has long been recognized as a leading provider of full-service HR solutions and a trusted advisor to thousands of small and midsize companies in a wide range of industries. TriNet's HR services are built with five distinct components: 1. HR Team: industry specialization, employee onboarding, and benefits enrollment 2. Payroll: tax remittance and filing, real-time entry, and direct deposit 3.
We are excited to announce our new partnership with TriNet! We recognize you may compete against a PEO for new clients or existing clients may view PEOs as a viable option for their business, so we want to make sure you are prepared to protect your business. TriNet is the only broker-friendly PEO, so when consulting with your existing clients and prospects, you can confidently recommend TriNet's HR bundled solutions without the threat of losing the business and revenue.
UnitedHealthcare has assembled a broad-based approach to providing flu shot access for its members for the 2017-2018 flu season. Benefit Coverage Members should review their benefit plan to determine coverage for flu immunizations. Preventive services, including immunizations, are provided under the standard, fully insured UnitedHealthcare Certificate of Coverage (COC). Many self-funded customer plans also include coverage for approved flu immunizations, but are dependent upon benefit plan and may include member copayments or deductibles.
RatesUnitedHealthcare announced rate updates for October 1, 2017 effective dates. Rates are available for quoting!Medical PPO: RATE PASS!HMO: 4% average, varies by HMO network SignatureValue: 3.0%Advantage: 3.4%Alliance: 5.4%Focus: 7.5%Zip Code AdditionAlliance network will include zip code 93451 (San Luis Obispo).Plans & UnderwritingNo changes made to existing portfolios, plans, benefits or underwriting.Book RatesBook rates for October 2017 effective dates are not available yet but will be posted to the B&P website as soon as they become available.
UnitedHealthcare is offering a bonus to agents in California who sell new medical groups and grow their book of business with up to 100 eligible employees from October 1, 2017 through December 31, 2017. Agents must sell a total of at least 25 enrolled employees and have a net change percentage of at least 100% during the bonus period in order to be eligible for the bonus.
UnitedHealthcare is offering a bonus to agents in California who sell new medical groups and grow their book of business with up to 100 eligible employees from July 1, 2017 through September 30, 2017. Agents must sell a total of at least 25 enrolled employees and have a net change percentage of at least 100% during the bonus period in order to be eligible for the bonus.
UnitedHealthcare invests in a variety of new health care options – such as Virtual Visits - that offer a quick and convenient way to access cost-effective health care services.The virtual visit provider groups UHC contracts with deliver care using live audio and video technology based on quality standards aligned with American Medical Association (AMA) and Federation of State Medical Boards (FSMB) guidelines.
RATES UnitedHealthcare announced rate updates for July 1, 2017 effective dates. Rates are available for quoting!Medical HMO: 7.1% average increase from April 2017 PPO: 3.2% average increase from April 2017 Dental: Minor rate increase Vision: Minor rate increasePLANS & BENEFITSPortfolios There will be three (3) portfolios beginning July 1, 2017: Choice Simplified I Choice Simplified II Multi-Choice StateNew Plans Silver HSA 2000/20%: available with the Select Plus, Core, and Navigate networks in the Choice Simplified II portfolio Bronze HSA 4800/40%: available with the Select Plus network in the Choice Simplified II portfolioBOOK RATES Book Rates for July 2017 effective dates are not available yet but will be posted to the B&P website as soon as they become available.
View the UnitedHealthcare and SignatureValue Formulary Prescription Drug List (PDL) updates scheduled to take effect July 1, 2017.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
UnitedHealth Group was the top-ranking company in the insurance and managed care sector for FORTUNE's 2017 "World's Most Admired Companies" list. Since 1997, FORTUNE has collaborated with Korn Ferry Hay Group, a global management consulting firm, to identify, select and rank the World's Most Admired Companies based on the business practices, innovative spirit and social responsibility that make companies that are chosen for the list both highly regarded and successful.
Optum Behavioral Health Expands Network for Telemental Health Video-based Health Care ServiceTo improve access to care, Optume Behavioral Health has expanded its telemental health network to over 3,000 behavioral providers including AmWell and Doctor on Demand psychologists and psychiatrists effective January 1. Expanding the telemental health network provides network solutions for those in underserved areas and improves overall wait-time for appointments with behavioral providers.
Notification/Prior Authorization Required for New Specialty MedicationsProbuphine (buprenorphine) subdermal implants are indicated for the maintenance treatment of opioid dependence in patients who have achieved and sustained prolonged clinical stability on low to moderate doses of a transmucosal buprenorphine-containing product (i.e., doses of no more than 8 mg per day of buprenorphine sublingual tablet equivalent).
As a VSP Vision Care member, you have access to great eye doctors, eyewear, and the affordable care you deserve. VSP wants to be sure you get the most out of your vision benefit! We know vision care naturally comes with some questions; here are five popular questions asked by VSP members: Where’s all of my benefit information? Your personalized benefit information and eligible services is just clicks away on vsp.
Exciting savings for your clients and their employees: through July 31, eligible employees get an Extra $40 to spend on Calvin Klein, Cole Haan, and Salvatore Ferragamo frames.No extra paperwork, no hassle, just fabulous frames. The extra $40 is automatically added to the current frame allowance by their VSP® doctor when they select an eligible frame brand.
For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Download PDF.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Rates January 2017 Rate Updates Signature Plans Non-Voluntary: 2.0% increase Voluntary: 3.0% increase Signature 4-Tier Rate GuideChoice Plans Non-Voluntary: 1.5% increase Voluntary: 3.0% increaseChoice 4-Tier Rate GuidePlans & Benefits Direct contract for 5-99; no monthly administration fees. Choose between Signature and Choice plans, Non-Voluntary and Voluntary. Choice plans can offer a 25% savings over Signature plans with a minor difference in network providers.
Exciting savings for your clients and their employees: from November 1 through March 31, eligible employees get an Extra $40 to spend on Calvin Klein and Cole Haan frames. No extra paperwork, no hassle, just fabulous frames. The extra $40 is automatically added to the current frame allowance by their VSP® doctor when they select an eligible frame brand.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
Did you know that only one in ten* employees get the preventive screenings you'd expect during an annual medical visit? A vision plan with high enrollment and engagement can help build a bigger safety net for early illness detection. Great savings and access aside, VSP doctors are often the first to detect early signs of chronic conditions, so it's no wonder that VSP has a 23% higher enrollment than any other vision carrier.
VSP knows that healthy and happy employees is one of your clients' top priorities. It's theirs too. That's because they're not just a vision carrier, they're a healthcare company focused on the total health and wellness of your clients' employees. With VSP Simple Values – a new Exclusive Member Extra, you can do just that.
