News & Updates

  • Anthem: B&P Field Underwrites on Every Group, Regardless of Size!

    Oct 05, 2018

    We underwrite every Anthem Blue Cross group in house, regardless of size! This means your groups get approved quicker and members can access benefits sooner!

  • B&P Website Enhancements

    Jul 24, 2018

    We've added new documents and features to the Beere&Purves website. Below is a quick summary of what you will see on our medical carrier partner pages.

  • EaseCentral Ongoing Maintenance

    Jul 23, 2018

    As part of our service commitment to you and your groups, Beere&Purves is now offering ongoing maintenance for your EaseCentral groups.

  • EaseCentral: Save 50% on HRIS until May 14, 2018

    Apr 27, 2018

    For a limited time, EaseCentral is offering HRIS, their powerful suite of HR tools, for only $2 PEPM. When brokers buy today, they lock in this price and feature set of HRIS forever.

  • Important January Reminders

    Dec 14, 2017

    January 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season. ID Cards Members should not use their existing ID card after the new policy's effective date, even if they haven't received their new carrier's ID card.

  • Important December Reminders

    Nov 21, 2017

    December 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season. ID Cards Members should not use their existing ID card after the new policy's effective date, even if they haven't received their new carrier's ID card.

  • Plan & Rate Updates Effective January 2018

    Nov 06, 2017

    Click the carrier name below for a full summary of plan and rate updates effective January 2018. All rates are available for quoting!​

  • bpQuote Enrollment Export

    Jul 17, 2017

    ​bpQuote has a new Enrollment Export button that will allow Brokers with existing EaseCentral accounts to export a Group from the quote engine into their EaseCentral portal.The button is available on the Main Menu and the on the Proposal Options page of a specific group quote.The basic information being sent to EaseCentral includes: ​Group InformationCensus InformationPlans OfferedRates for those PlansBenefits for those PlansEligibility for those PlansEmployer Contribution (optional)Applications and any benefits summaries, SBCs, and provider and prescription search links will need to be added within the group's EaseCentral account.

  • EaseCentral: New Subscription Promotion

    May 10, 2017

    ​Q4 is right around the corner!What are you doing to go deeper with your groups this fourth quarter? EaseCentral, cloud-based benefits enrollment software built for insurance brokers, has a special offer on their subscriptions ending June 30th, 2017. If you purchase an EaseCentral subscription before June 30th, 2017 you’ll receive HRIS by EasCentral for free or 2 groups up to 200 lives each.

  • EaseCentral Subscription Changes

    Feb 17, 2017

    ​On February 21st, 2017 EaseCental is announcing changes to their subscription for all brokers and sharing a few product updates that are coming in the near future. To read about these changes and updates please click the link below: ​ Changes & Updates Two changes that you should be aware of: ​Onboarding will be included in the EaseCentral subscription when brokers renew their subscription, starting with April renewals.

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  • HealthConnect: Anthem Blue Cross Benefit Correction

    Sep 19, 2018

    An Anthem Blue Cross PPO plan (available in the Full & Select PPO networks) had an error in HealthConnect on the Emergency Room benefit stating that the plan deductible did not apply. The plans affected are: Anthem Blue Cross Gold PPO 750/20%/6500 and Anthem Blue Cross Gold Select PPO 750/20%/6500.

  • Carrier Benefit Summaries

    Aug 02, 2018

    The Medical Plan Selection page now includes links to the Carrier’s Summary of Benefits for each plan. Just click on the “SoB” link next to each plan’s quoted premium for all of the benefit details you need.

  • bpQuote Benefit and Employee Rate Comparison (Excel) Error Fixed

    Aug 02, 2018

    On Monday, HealthConnect fixed an issue with the Benefit and Employee Rate Comparison Excel File that switched the generated rates at the bottom of the page. The correct rates for a plan were being listed under the wrong set of benefits.

  • bpQuote Enhances Full Benefits Report

    Jun 20, 2018

    bpQuote added a new option to include the Current & Renewal plans to the Full Benefits Report.

  • Add Your Logo to bpQuote Proposals

    Apr 24, 2018

    If you'd like to add your logo to your bpQuote proposals, please send your logo as a 270-pixel wide x 200-pixel high JPEG to marketing@beerepurves.com.

  • bpQuote Employee ACA Worksheet Enhancement

    Mar 21, 2018

    bpQuote has a new enhancement for the ACA Worksheet report that allows users to sort plans by Premium instead of Plan Name.

  • bpQuote Multi-Option Enhancement

    Mar 12, 2018

    bpQuote has a new enhancement for the Multi-Option report that will show the Totals by Plan for each scenario built out.

  • 3 bpQuote Enhancements

    Feb 22, 2018

    bpQuote pushed out 3 enhanced this morning.

  • 4 bpQuote and Enrollment Export Enhancements

    Nov 20, 2017

    bpQuote pushed out two reporting enhancements on the proposal options page and two enhanced to the EaseCentral Enrollment Export feature.COST COMPARISON REPORTUsers now have the ability to select one or more Metallic tiers to filter the Cost Comparison Report by. An example of the Metallic tier filter is provided below.TABLE RATESWhen generating table rates, users now have the ability to factor in a base plan contribution.

  • Network Designation Enhancement

    Nov 08, 2017

    We've added a new enhancement to a number of reports within bpQuote! Starting Wednesday, November 8, 2017, the following reports will show whether each quoted plan falls into a Broad Network, or a Narrow Network:​Side By SideSide By Side DetailPlan GridEmployee Rate Side By SideSingle Plan DetailFull BenefitsDual OptionThis enhancement makes it easier for​ users to identify if they have unintentionally included a Narrow Network plan.

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  • Network: Dignity Health Medical Network-Sequoia Closure

    Sep 24, 2018

    Anthem Blue Cross was recently informed that Dignity Health Medical Network-Sequoia will close its doors and discontinue all services on November 1, 2018.

  • Network: Premier Physician Network Satellite Site Closure

    Sep 24, 2018

    Anthem Blue Cross was recently informed that the Premier Physician Network satellite sites listed below will close and discontinue services effective December 1, 2018.

  • Network: Anthem Adds Six Sutter Providers to HMO Network

    Jul 05, 2017

    ​HMO Network EnhancementsAnthem's Small Group HMO Network now matches their Large Group HMO Network in Northern California with the addition of 6 new Sutter providers effective July 1, 2017.​For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • Network: Health Net Contracted with Sutter Health for 2017 Plan Year

    Jan 19, 2017

    ​Health Net and Sutter Health have successfully completed negotiations for a one year contract renewal through 2017. No network disruption is expected.BackgroundSutter Health's contract with Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) was set to expire on December 31, 2016. Had Health Net and Sutter Health been unable to complete a new contract, Sutter Health physicians, medical groups and hospitals would no longer participate in currently contracted Health Net networks.

  • Network: Anthem to Allow Dual PPO Networks for Limited Time

    Dec 21, 2016

    Announcing a Dual Network PPO Promotional Option for Small Groups As of January 1, 2017 Anthem will allow clients to offer Dual PPO Networks on a promotional* basis. How does the promotion work? ​For new groups, simply indicate network option on the existing ​Employer Application, located on ​Easy Renew For January through March renewing groups – clients can request the PPO dual network option by: Submitting a ​Plan Change Request Form located on ​Easy Renew Submitting a letter signed by the owner/officer For groups that have already renewed, or will renew after March, clients can submit an ​Anniversary Month Change Form.

  • Network: Health Net's Current Contract Negotiations with Sutter Health

    Nov 29, 2016

    ​Health Net of California, Inc. and Health Net Life Insurance Company (Health Net), and Sutter Health are currently negotiating their contract, set to expire on December 31, 2016. While Health Net is working in good faith to reach a fair agreement that offers sustained affordability to their members, if Health Net and Sutter Health are unable to complete a new contract, Sutter Health physicians, medical groups and hospitals will no longer participate in currently contracted Health Net networks.

  • Network: Anthem's Small Group HMO Network Guide Available

    Sep 15, 2016

    Updated 2016 Small Group HMO Network Guide Now Available Anthem's updated ​2016 Small Group HMO Network Guide* is now available. The HMO Network Guide for small businesses with 1 to100 employees shows the participating medical groups and independent practice associations (PMGs/IPAs) that are part of these networks: CaliforniaCare, the Anthem Blue Cross HMO network Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals Priority Select HMO, a network built around PMGs and IPAs that demonstrate the most efficient practice patterns and hospital referrals in select Southern California counties: Los Angeles, Orange, Riverside, San Bernardino and San DiegoIn the guide, a prime code identifies our contracted providers.

  • Network: Vitalidad HMO No Longer Available Effective January 2017

    Sep 08, 2016

    After careful consideration, Aetna will no longer offer the Vitalidad network in California effective January 1, 2017. As of September 1, 2016, quoting for Vitalidad HMO network is no longer be available for new business. Details for existing groups with members enrolled in Vitalidad HMO include: Current Vitalidad HMO members may access the SIMNSA network until December 31, 2016.

  • Network: Anthem and Stanford Sign Multi-Year Contract Effective September 2016

    Sep 07, 2016

    As previously communicated Anthem Blue Cross and Stanford Health Care have been engaged in contract negotiations for several months.

  • Network: Anthem Added 6 Sutter Providers to Small Group Full HMO

    Jul 13, 2016

    Anthem's goal is to create a Small Group portfolio that is competitive, meets the changing needs of the Small Group employer, and allows you to offer your clients the most robust product offering & network choice in the marketplace. Therefore, Anthem is pleased to announce that they have added 6 Sutter Providers to their CA SG Full HMO Network effective July 1, 2016.

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  • CVS-Aetna Deal Approved

    Oct 10, 2018

    CVS Health and Aetna can go ahead with their about $68 billion deal, the Justice Department said, clearing the way for a merger that will create a healthcare giant with a hand in insurance, prescription-drug benefits and drugstores across the U.S.

  • Aetna Plan & Rate Updates Effective October 2018

    Jul 12, 2018

    Aetna announced a RATE PASS for October 1, 2018 effective dates, with no changes to plan benefits. All rates are available for quoting!

  • Aetna: Plan & Rate Updates Effective July 2018

    Apr 17, 2018

    Aetna announced rate updates for July 1, 2018 effective dates with no changes to plan benefits. Rates are available for quoting!

  • Aetna: New Case Submission Deadlines

    Mar 19, 2018

    Aetna updated their Small Group Affordable Care Act (ACA) submission deadlines. Starting with May effective dates, new business submission deadlines for Small Group ACA plans in California are the 20th of the month prior to the effective date for 1st of the month effective dates and the 5th of the month for 15th of the month effective dates.

  • Aetna Small Group No Longer Selling Life Insurance

    Mar 09, 2018

    Effective April 1, 2018, Aetna Small Group will no longer sell life products to new business.

  • Aetna: Plan & Rate Updates Effective April 2018

    Jan 16, 2018

    ​Aetna announced rate updates for April 1, 2018 effective dates with no changes to plan benefits. Rates are available for quoting!RATESMedical: Rate changeDental: Two rate changes Rate change effective 4/1/18-4/30/18Rate change effective 5/1/18-6/30/18Vision: RATE PASSLife: Pending​​BOOK RATESAetna 2018 book rates are provided below and available on the B​&P website. ​​HMO Rate Guide​MC Rate GuideFor questions, please conta​ct a member of your B&P Sales Team - 888.

  • Aetna Agrees to be Acquired by CVS

    Dec 04, 2017

    Press Release​December 3, 2017​Woonsocket, RI and Hartford, CT​CVS Health to Acquire AetnaCombination aims to provide consumers with a better experience, reduced costs and improved access to health care experts in homes and communities across the country. ​Combines CVS Health’s Unmatched Local Presence and Clinical Capabilities with Aetna’s Leading Health Care Benefits and ServicesProvides Greater Integration of Care, Empowering Consumers and their Health Professionals to Make More Informed Decisions Transaction Expected to Generate Significant Synergies for Shareholders and Benefits for CustomersRead the full ​press release.

  • Aetna: Plan & Rate Updates Effective January 2018

    Oct 16, 2017

    Aetna announced ​plan and rate updates for January 1, 2018 effective dates. Rates are available for quoting!RATESMedical: Varies by plan and regionDependents:Currently, children ages 0 to 20 are in one premium age band. Effective January 1, 2018 for new and renewing business, children ages 0 to 20 will follow the new Federal uniform age curve: ​One age band for children 0-14; and Separate single age bands for children 15-20 The rating for large families will not be impacted; the three oldest children under the age of 21 will continue to be used for rating.

  • 1-100: Aetna Plan & Rate Updates Effective October 2017

    Aug 02, 2017

    Aetna announced a medical RATE PASS for October 1, 2017 effective dates. Rates are available for quoting!RatesMedicalHMO: RATE PASSPPO: RATE PASSDental: Rate ChangeVision: RATE PASSLife: RATE PASSNetworks​Saint John's Health Clinic is joining Aetna's HMO and HMO Deductible network effective August 1, 2017 The SCCIPA EPO and MC plans (Santa Clara County) are not available for new business as of 9/1/17; members enrolled in these plans will be asked to enroll in a different network at the time of their renewal starting January 2018​October Rate GuideRate Guides for October 1, 2017 is provided below and on the B&P web​site.

  • Aetna and Sutter Health to Form Health Care Joint Venture

    Jun 13, 2017

    Aetna and Sutter Health to Form Health Care Joint Venture in Northern CaliforniaAetna and Sutter Health are launching a new jointly owned health plan. The new joint venture will bring new, affordable insurance plan options to the greater Sacramento, Central Valley and Bay Area communities in 2018*. The collaboration is designed to deliver high-quality, fully insured and self-insured commercial health care products to employers and their employees.

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  • Ultimate Health: Examples of Innovative Benefits

    Aug 02, 2018

    Many benefits address only one or two benefit categories: saving time, promoting well-being, supporting financially, or providing tax savings. Ultimate Health is a supplemental healthcare reimbursement plan designed to help companies address virtually every benefit category.

  • ArmadaCare: Are Executive Medical Reimbursement Plans Dead?

    Feb 27, 2018

    When you talk about an executive medical reimbursement plan, also called expense reimbursed insurance, it’s not rare to get questions like, “Is that still allowed,” or “I thought you couldn’t do that anymore?” Let’s tackle those questions and get to the bottom of it.

  • Introducing Ultimate Health by ArmadaCare

    Oct 13, 2017

    Ultimate Health by ArmadaCare is a supplemental healthcare reimbursement plan designed to help companies offer a broad range of coverage types that tailor to different life stage needs, a way to get back to 100% coverage levels, a tax-efficient compensation tool, along with health, wellness and travel support services.Ultimate Health is suitable for any size and type of company and can be added onto virtually any company base medical plan at any month of the year.

  • CaliforniaChoice Plan & Rate Updates Effective January 2019

    Oct 22, 2018

    CaliforniaChoice announced rate and benefit changes for January 1, 2019. Rates are available for quoting!

  • CalChoice Bonus Matching on All Carriers!

    Oct 11, 2018

    Kaiser is already offering a broker bonus for new CaliforniaChoice business with Kaiser enrollment, now, CaliforniaChoice is offering an additional bonus for new business in all other carriers!

  • CaliforniaChoice Chiropractic Corrections

    Sep 10, 2018

    CaliforniaChoice was recently notified by Health Net that chiropractic coverage is not covered on the following plans that were introduced effective 10/1/18: Gold HMO C, Gold HMO D, Gold HMO E, Platinum HMO C, Platinum HMO D and Platinum HMO E.

  • CaliforniaChoice: New Kaiser Permanente Bonus

    Jun 21, 2018

    You can now earn a $50 per member bonus on new groups with 50+ full-time employees (FTEs). The Kaiser Permanente bonus is available for new groups with a coverage effective date of July 1, 2018, through January 1, 2019.

  • Oscar Now Available Through CaliforniaChoice

    Aug 29, 2018

    CaliforniaChoice administrators announced today it is adding Oscar Health to its CaliforniaChoice small business, multi-carrier private exchange.

  • CaliforniaChoice: Plan & Rate Updates Effective October 2018

    Jul 17, 2018

    CaliforniaChoice announced plan and rate updates for October 1, 2018 effective dates. Rates are available for quoting!

  • Canopy Health's South Bay Expansion Approved

    Jun 26, 2018

    Canopy Health’s expansion into the South Bay has been officially approved by the Department of Managed Health Care (DMHC).

  • CaliforniaChoice: Plan & Rate Updates Effective July 2018

    Apr 10, 2018

    ​CaliforniaChoice announced plan and rate updates for July 1, 2018 effective dates. Rates are available for quoting!

  • CaliforniaChoice Extends Big Broker Bonus

    Mar 08, 2018

    For effective dates through June 1, 2018, you’ll earn a bonus for each enrolled employee in every group with a minimum of five employees.

  • CaliforniaChoice: Plan & Rate Updates Effective April 2018

    Jan 22, 2018

    ​CaliforniaChoice announced plan and rate updates for April 1, 2018 effective dates. Rates are available for quoting!RATESMedical: ​A RATE PASS has been offered by Anthem Blue Cross, Kaiser Permanente, Sutter Health Plus, UnitedHealthcare and Western Health Advantage.Health Net and Sharp Health Plan will adjust ratesAncillary: RATE PASSPLANS & BENEFITSUpdated Medical PlansKaiser Permanente, Sutter Health Plus, and Western Health Advantage will implement some minor benefit changes retroactive to January 1, 2018.

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  • Choice Builder Plan & Rate Updates Effective January 2019

    Oct 22, 2018

    Choice Builder announced rate adjustments and minor benefit changes for January 1, 2019 effective dates. All rates are available for quoting!

  • Choice Builder: Plan & Rate Update Effective July 2018

    Apr 17, 2018

    Choice Builder announced a Rate Pass for July 1, 2018 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2018. All rates are available for quoting!

  • Choice Builder Plan & Rate Update Effective April 2018

    Jan 08, 2018

    Choice Builder announced a Rate Pass for April 1, 2018 effective dates with no changes to benefits or underwriting. All rates are available for quoting! RATES ​Dental: RATE PASS Vision: RATE PASS Life: RATE PASS Chiro: RATE PASSAPRIL RATE GUIDEThe Rate Guide will be posted to the ​B&P website as soon as it becomes available.

  • 1-100: Choice Builder Plan & Rate Updates Effective January 2018

    Oct 19, 2017

    ​Choice Builder announced rate adjustments and minor benefit changes for January 1, 2018 effective dates. All rates are available for quoting!RatesRate changes for Ameritas, Anthem Blue Cross, Delta Dental & MetLife.Plans & BenefitsMetLife Voluntary Silver PPO removed the 12 month waiting period for Major and Ortho services.​​Ameritas Platinum and Gold plans added Dental Implants.

  • 1-100: Choice Builder Plan & Rate Updates Effective October 2017

    Jul 14, 2017

    ​​Choice Builder announced a Rate Pass and minor benefit changes for October 1, 2017 effective dates. All rates are available for quoting!RATES ​Dental: RATE PASSVision: RATE PASS​Life: RATE PASSChiro: RATE PASSPLANS & BENEFITSVSP:​ Increase to frames allowance on all Employer Sponsored and Voluntary Vision Plans. OCTOBER RATE GUIDE​The rate guide for October 2017 will be posted on the ​B&P website as soon as it's available.

  • Choice Builder Rate Update Effective July 2017

    Apr 12, 2017

    Choice Builder announced a Rate Pass for July 1, 2017 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2017. All rates are available for quoting!RATES Dental: RATE PASSVision: RATE PASS Life: RATE PASS Chiro: RATE PASSJULY RATE GUIDEThe Rate Guide is available below and on the ​B&P website.

  • Choice Builder: Provider Search Instructions

    Apr 06, 2017

    ​For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • 1-100: Choice Builder Plan & Rate Updates Effective April 2017

    Jan 27, 2017

    ​Choice Builder has announced a Rate Pass for April 1, 2017 effective dates except for the addition of rates for the new MetLife dental plans. All rates are available for quoting!RATES​Dental: RATE PASS*Vision: RATE PASSLife: RATE PASSChiro: RATE PASS*Rates added for the new MetLife dental plans.PLANS & BENEFITSNew Plan Offerings MetLife Platinum Plus PPO & Platinum PPOEmployer sponsored only5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) onlyMetLife Silver PPOEmployer Sponsored and voluntaryGroup sizes:Employer sponsored: 5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Voluntary: 4 group sizes (10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) only​APRIL BOOK RATESBook rates for April 2017 effective dates are provided below and on the b&p​website.

  • Anthem Blue Cross Joins Choice Builder

    Oct 31, 2016

    For questions, please contact a member of your b&p Sales Team - 888.722.3373.​​

  • Choice Builder Plan & Rate Updates Effective December 2016

    Oct 28, 2016

    Choice Builder announced a RATE PASS for all products, for December 1, 2016 through March 30, 2017 effective dates and the addition of new dental plans through Anthem Blue Cross. All rates are available for quoting! RATESDental: RATE PASSVision: RATE PASSLife: RATE PASSChiro: RATE PASSNEW PLAN OPTIONS Anthem Blue Cross has been added to the portfolio as a new Dental carrier.

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  • Covered California for Small Business Plan & Rate Updates Effective January 2019

    Oct 15, 2018

    Covered California for Small Business announces rates and plans for 2019 with an average premium increase of 4.6%.

  • Become a CCSB Certified Agent!

    Oct 02, 2018

    Covered California for Small Business (CCSB) is growing, make sure you are certified to help enroll California small businesses into affordable, high-quality group health insurance plans.

  • Covered CA for Small Business Bonus Program!

    Sep 12, 2018

    Covered CA for Small Business has a new incentive program that pays when you sign up new small groups with 6 or more employees from October 1, 2018 to January 1, 2019.

  • Introducing Covered California for Small Business

    Aug 20, 2018

    We are excited to announce that Beere&Purves has been awarded a General Agent contract for Covered California for Small Business (CCSB) effective September 1, 2018. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and CCSB does exactly that.

  • Delta Dental: 10-99 Broker Bonus!

    Oct 17, 2018

    Delta Dental is offering a Broker Bonus for groups with 10-99 enrolled! Earn up to $1,500 per group!

  • Delta Dental: Plan & Rate Updates Effective January 2019

    Aug 23, 2018

    Delta Dental announced a RATE PASS for January 1, 2019 effective dates with some changes to plan benefits. Rates are available for quoting!

  • Delta: Allied Benefit Suite Adds AXA, Removes Unum

    Oct 02, 2018

    Allied Administrators has updated the Allied Benefit Suite (ABS) Life/AD&D and Disability carrier to AXA from Unum.

  • Introducing the Allied Benefit Suite

    Jul 02, 2018

    Allied Administrators has expanded their market-leading benefits by creating the Allied Benefit Suite. Starting July 1, 2018, as part of Delta Dental’s Small Business Program, Allied will begin administering the following benefits in California and expand to additional states throughout the year.

  • Delta Eliminates Out-of-State Restrictions

    May 29, 2018

    Delta Dental has eliminated the restriction on the number of eligible employees allowed to reside out-of-state on their PPO plans. Delta Dental now requires a minimum of two California employees enrolled with groups sitused in California.

  • Delta Dental: Personal Protection Plan

    Mar 05, 2018

    Effective April 1, 2018, new and current Delta Dental groups can add a new service called the Personal Protection Plan.

  • Delta Dental & EyeMed Available for Groups with 2-4 Employees

    Oct 20, 2017

    EyeMed is now available alongside Delta Dental for groups with 2-4 employees! Previously, EyeMed was available alongside Delta Dental for group with 5 or more employees.​For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • 5 Medical Conditions That Can Harm Your Mouth

    Aug 01, 2017

    ​Did you know that problems in other parts of your body can have consequences for your teeth and gums? From diabetes to ulcers, these illnesses can erode teeth, cause bad breath and even turn your tongue black!Acid reflux. Your dentist may be the first to notice gastroesophageal reflux disease, commonly known as acid reflux.

  • Delta Dental Survey Finds Fewer Americans Missing Work Due to Oral Health Issues

    Jun 06, 2017

    News Release​Oak Brook, Illinois​May 25, 2017Delta Dental Survey Sees 7% Decline in Out-of-Office Days​Tooth aches, pain and unplanned trips to the dentists keeping American adults away from the office are on the decline compared to last year, finds a survey from Delta Dental. In 2016, more than one-quarter (28 percent) of adults in the workforce cited missing work due to oral health issues.

  • What You Need to Know about Delta Dental

    Jan 18, 2017

    Rates January 2017 Rate Updates ​Dental: Two-Year Rate Pass Vision: Two-Year Rate Pass Delta Dental's rate pass for 2017 and 2018 effective dates means they haven't raised rates since 2013!​Plans & Benefits Plan Name Reminders ​PPO A changed to PPO Value. PPO B12 changed to PPO Enhanced. PPO C changed to PPO Plus Premier Enhanced.

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  • Employers: Changes to California Coverage Exclusions for New and Renewal Policies Effective July 1, 2018 or Later

    Jun 04, 2018

    Recent changes to California law (SB189) will require the following attention.

  • EMPLOYERS: Now Doing Business in Louisiana

    Dec 08, 2017

    EMPLOYERS is now writing workers' compensation insurance in Louisiana. In addition to competitive rates and effective services, appointed agents also have access to instant online quoting through EACCESS ®— EMPLOYERS' online quoting system. EACCESS provides the ability to quickly and easily submit and quote new business (including multi-state policies) in numerous, targeted class codes.

  • EMPLOYERS: Pick Your Prize Promo

    Dec 04, 2017

    Earn a $100 gift card* for every 3 new small business workers' compensation policies bound with EMPLOYERS.​​Small business is defined as below $25,000 estimated annual premium Incentive period includes new policies bound December 1, 2017 - January 31, 2018 Earn up to a maximum of $400​Login to ​EACCESS for a full list of small business classes and start quoting today!*This promotion is only offered to select licensed and appointed EMPLOYERS agencies.

  • Workers' Compensation: 4% of Premium Assessments for 2018

    Dec 04, 2017

    Workers' Comp Executive​November 30, 2017California employers – be they insured or self-insured – will be paying more to fund the state’s workers’ comp system next year. Insured employers will be paying nearly 4% of premium – a 28% overall increase for assessments over 2017 – while the rate for self-insured employers is up nearly 17%.

  • EMPLOYERS: Named Insureds on Workers' Compensation Policies

    Nov 09, 2017

    Most policy management problems, including coverage and premium audit issues, arise from discrepancies related to how Named Insureds are listed on policies. A Named Insured is a legal entity that EMPLOYERS® has agreed to cover and has been endorsed onto a policy. To help avoid problems, it is important that at the time of application, you confirm the following for each Named Insured: ​The accurate legal entity name is listed on the application (the legal entity name would be the name used in the execution of official business documents, such as IRS filings and business licenses.

  • EMPLOYERS: 4 Things You Need to Know About Work Comp Premium Audit

    Oct 03, 2017

    ​Premium audits are required by the insurance carrier and are typically routine and relatively quick. At the end of your annual policy period, a final premium audit is conducted to determine if you paid the appropriate amount for your workers' compensation insurance based on your actual payroll, operations and job classifications.

  • EMPLOYERS: Off-Site Transitional Duty Program FAQs

    Oct 02, 2017

    ​What are the benefits of using the Off-Site Transitional Duty Program? ​Reduces lost time days. Non-profit placement within 24 hours (on average) of receiving an approved job description or list of restrictions from the employee’s physician. Electronic timecard tracking with 24/7/365 accessibility for the employer, claims handler and case manager. Structured return-to-work process with meaningful and productive work.

  • 3 Ways to Get the Most Out of Your Workers' Compensation Policy

    Jul 31, 2017

    Workers’ compensation insurance is an important safety net that protects your business and employees in case of an on-the-job illness or injury. However, you might not be aware of some additional resources your insurance carrier may provide to help you maintain a safe workplace, save money and get more value out of your policy.

  • Billing Changes to Integrated MediComp

    Dec 20, 2016

    ​As of November 1, 2016, Integrated MediComp's combined billing feature with Anthem's small group health coverage was discontinued. New customers participating in Integrated MediComp will now receive an invoice directly from EMPLOYERS for their workers' compensation insurance coverage and will have their choice of four convenient direct bill payment options: ​100% payment in full 10% down payment and 11 monthly installment payments 30% down payment and three quarterly installment payments ​PrecisePay® (pay-as-you-go) system requires a minimum premium threshold of $2,500 Please note that existing Integrated MediComp participants will need to select one of the above payment options at renewal.

  • New Waiver Rules for Workers Compensation Effective January 2017

    Dec 02, 2016

    New Exclusion Rule Effective January 2017 What's Changing? The recent passage of ​AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.

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  • Guardian Rate Adjustments Effective January 2018

    Sep 05, 2017

    Guardian has announced rate adjustments for January 1, 2018 effective dates with no changes to benefits or underwriting. Rates are available for quoting! ​​RATES Average Increase: <1%CONTRACT UPDATEB&P can now write groups up to 99 lives! Groups will fewer than 51 employees can continue to be quoted in bpQuote. For groups of 51-99, please ​contact a member of your B&P Sales Team.

  • Guardian: Quoting Available up to 99 Lives Effective Immediately

    Sep 05, 2017

    ​Beere&Purves' can now write groups up to 99 lives with Guardian Life Insurance Company!For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • Guardian Awarded Life Insurance Brand of the Year by Harris Poll Survey

    Jun 15, 2017

    Guardian Awarded Life Insurance Brand of the Year by Harris Poll’s 2017 EquiTrend Survey​Business Wire​June 15, 2017NEW YORK - The Guardian Life Insurance Company of America (Guardian), one of the nation’s largest mutual life insurers and a leading provider of employee benefits, has been recognized as Brand of the Year in the Life Insurance category, according to The Harris Poll® EquiTrend Study, which reveals the strongest brands across industries based on consumer response.

  • Guardian Named a Winning "W" Company by 2020 Women on Boards

    Jun 06, 2017

    2020 Women on Boards RecognitionFor 2016, Guardian has been named a Winning “W” Company, ​2020 Women on Boards’ highest award. This honor is given to companies that champion diversity by having 20 percent or more of their board seats held by women. 2020 Women on Boards is a national campaign working to increase the percentage of women who serve on company boards to 20 percent or more by the year 2020.

  • What You Need to Know about Guardian

    May 02, 2017

    ​Plans & BenefitsGuardian plans are available for groups with 2-49 employees. Dental plans are available for quoting in bpQuote. Please ​contact a member of your B&P Sales Team for quotes with additional lines of coverage and discounts.DentalOne of the largest dental networks nationwide with ​360,800+ total locationsNo waiting period for groups with 5+ employeesImplants for groups with 2+ employees​Maximum Rollover on all plansVision​ Flexible copay and frequency optionsTwo provider networks VSP: 58,000 access pointsDavis Vision: 44,000 access points​Life & DisabilityOffer big company benefits to small business clients including the following Guaranteed Issue* amounts for groups under 10 employees:​2-4 Employees Life: $50,000 STD: $1,500 per week LTD: $2,500 per month 5-9 Employees Life: $100,000 STD: $1,500 per week LTD: $6,000 per month​Groups with 10-49 Employees can receive other generous Guaranteed Issue amounts.

  • Guardian Small Group Sales Highlights

    May 01, 2017

    ​​Download PDF.For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • What is an Employee's Benefits IQ?

    Nov 30, 2016

    Workers Overestimate Their Employee Benefits IQ. How Big of a Problem is That? Working Americans don’t understand their employee benefits as well as they think. Guardian asked a variety of true/false questions about group insurance products and terminology. While IQ results varied, the average grade of C clearly indicates a need for more effective education and benefits enrollment support.

  • Guardian Joins Forces with Maxwell Health to Launch Guardian BenefitsCenter

    Jul 28, 2016

    The Guardian Life Insurance Company of America® (Guardian), a leading provider of employee benefits, announced it is working with Maxwell Health (Maxwell) to launch Guardian BenefitsCenter, a multi-carrier, proprietary platform that provides brokers and their clients with a comprehensive end-to-end operating system for delivering employee health and financial security benefits.“The launch of Guardian BenefitsCenter is another example of how Guardian is at the forefront of the workplace benefits market,” said Dong Ahn, Executive Vice President, Group and Worksite Markets at Guardian.

  • Guardian Offers Path to Affordable Whole Life Policy Ownership

    Jul 28, 2016

    The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, announced two new enhancements to its whole life insurance offerings. Guardian’s Lifetime Protection Builder and Enhanced Whole Life Policy Loan Options provide policyholders choice around how their protection is structured and how they may access policy cash value for any use.

  • Employers Increasingly Outsourcing Employee Benefits Administration

    Mar 29, 2016

    It’s time to re-evaluate. With employee benefits administration becoming increasingly complex, companies need to take stock of their in-house resources and capabilities to ensure they can achieve their benefits goals. An increasing number of outsourcing solutions with niche expertise can be leveraged. Guardian's Third Annual Guardian Workplace Benefits StudySM can provide insights on how to take a more strategic approach to employee benefits plans.

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  • MetLife Lowers Rates for Q4 Dental Plans in CA by 4-8%

    Aug 14, 2018

    MetLife lowers rate for Q4 dental plans in CA by 4-8%. The new lowered rates are available in bpQuote as of today.

  • MetLife: 5 Smart Moves for a Dental Plan that Delivers

    Aug 14, 2018

    When considering a new dental plan, the first thing clients often ask about is network size. While the number of dentists is an important consideration, take the opportunity to dig into and evaluate other factors that can make a big difference in driving satisfaction and savings1 for your clients and their employees. It's a combination of network size, discounts, quality, and cost protections that provides real value.

  • MetLife: 2018 Employee Benefit Trends Study

    Apr 30, 2018

    MetLife's 16th Annual U.S. Employee Benefit Trends examines what matters to employees and helps identify the strategies and investments employers can make to attract and retain the best talent and help improve job satisfaction and productivity, so both employees and businesses thrive.

  • MetLife: Simply Smart Bundles for Small Business

    Mar 28, 2018

    Recommending the right combination of voluntary benefits can offer your clients an appealing option to build benefits programs that stand out without adding to the budget or administrative burden.

  • MetLife: Tap into the Value of Voluntary

    Feb 28, 2018

    The competition for talent is fierce for small businesses. One in four say the talent pool for their open positions is poor, and the Society for Human Resource Management lists retaining employees as one of the top three issues facing companies with 3-99 employees (along with employee productivity and controlling health insurance costs).

  • MetLife: Why Small Business Owners Offer Added Benefits

    Jan 05, 2018

    Help small business clients expand beyond medicalIt's no secret that cost is a key driver in most decision making for small business owners. When trying to balance many financial obligations, adding additional benefits can be a tough sell. MetLife’s latest white paper can help you warm the door by sharing real life examples of small businesses that strategically added benefits and how they did it.

  • MetLife: Go Beyond by Looking Ahead

    Nov 30, 2017

    ​The broker role in an evolving benefits landscapeMetLife's latest U.S. Employee Benefit Trends research report shares findings and insights to help brokers tap into client needs and identify opportunities for growth with both existing and new customers.The stakes have changedNew opportunities are opening up in the benefits environment driven by workforce change and digital disruption.

  • The Power of Legal Plans for Small Business Benefits Programs

    Nov 06, 2017

    ​At some point, virtually everyone will need to deal with a legal issue. With important legal implications associated with many common life events, an affordable legal services plan is a natural and valued fit for your clients – especially those small business clients looking to add more to their benefits program without added cost.

  • MetLife: Build Culture, Win With Talent

    Oct 03, 2017

    Driving small business success through benefits​For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.

  • Help Small Business Clients See Beyond Medical Insurance

    Jul 05, 2017

    ​It's no joke or secret that for small business owners cost is a key driver in most decision making. When trying to balance many financial obligations adding insurance programs can be a tough sell. MetLife's insightful white paper can help you warm the door by sharing real life examples of small businesses that added benefits to their offerings and how they did it.

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  • Principal: Enhanced Short-Term Disability

    Mar 21, 2018

    Help your clients keep their employees happy by offering a benefit of an additional 20% of their earnings through Principal's enhanced short-term disability insurance.

  • Principal Quoting Through Beere&Purves

    Jan 08, 2018

    Principal quotes can be obtained through your B&P Sales Team for the most competitive rates for Dental, Vision, Life, STD, LTD, Accident, and Critical Illness.Principal’s rates are no longer available in bpQuote as of January 8, 2018.For questions, or to request a quote, please ​contact a member of your B&P Sales Team - 888.

  • Introducing Principal

    Oct 14, 2017

    ​We are excited to announce the addition of Principal to the Beere&Purves portfolio effective immediately. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and Principal does exactly that.Principal offers:Dental standalone for groups of 3+ livesVision, Life, STD and LTD standalone for groups of 5+ lives Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater5% discount on dental, life, STD and LTD if 3 or more lines are selectedDental highlights:Point of Service Plan (POS) for California Contracts Strong national network with 113,000+ dentists, California alone has:8,356 EPO dentists19,108 PPO dentistsChild orthodontia down to 3 lives, adult orthodontia available for 25+ livesRefreshed annual maximum at takeoverVision highlights:VSP Choice provider networkProvide ID cardsConsolidated billing with other Principal productsLife/AD&D highlights:Flat or multiples of salaryAbility to class outExpanded definition of owner compensation; salary plus net income averaged over 2 yearsSTD highlights:70% benefit availableOptional benefit of 20% up to $1,000 not coordinated with SDI availableOwn job descriptionLTD highlights:Expanded definition of owner compensation; salary plus net income averaged over 2 yearsNo mandatory rehabilitationSpecialty contract for attorneys and physiciansRates are available for dental, vision and life in bpQuote.

  • Five Components of TriNet Full-Service HR

    Jan 26, 2017

    TriNet has long been recognized as a leading provider of full-service HR solutions and a trusted advisor to thousands of small and midsize companies in a wide range of industries. TriNet's HR services are built with five distinct components: 1. HR Team: industry specialization, employee onboarding, and benefits enrollment 2. Payroll: tax remittance and filing, real-time entry, and direct deposit 3.

  • Introducing Broker-Friendly TriNet

    Feb 05, 2016

    We are excited to announce our new partnership with TriNet! We recognize you may compete against a PEO for new clients or existing clients may view PEOs as a viable option for their business, so we want to make sure you are prepared to protect your business. TriNet is the only broker-friendly PEO, so when consulting with your existing clients and prospects, you can confidently recommend TriNet's HR bundled solutions without the threat of losing the business and revenue.

  • UHC Announced 1/1/19 Benefit Corrections to Three Plans

    Oct 19, 2018

    UnitedHealthcare announced that three of their 1/1/19 Medical plans (available across multiple networks) had some benefit errors. Shown below is a summary of the corrections made.

  • UHC: Plan & Rate Updates Effective January 1, 2019

    Sep 27, 2018

    UHC announced rate and plan updates for January 1, 2019 effective dates. Rates are available for quoting!

  • UHC: New Sales Bonus for 10/1/18-1/31/19 Effective Dates

    Sep 20, 2018

    UnitedHealthcare is offering a bonus to agents in California who sell new fully insured small group medical plans with effective dates from October 1, 2018 through January 31, 2019. Eligible new cases are fully insured medical groups with up to 100 eligible employees located in California that have effective dates from October 1, 2018 through January 31, 2019.

  • UHC: New Dental Guidelines for Groups with 5-9 Lives

    Aug 31, 2018

    UnitedHealthcare has updated their dental guidelines and are no offering a richer set of plan designs for groups of 5+.

  • UHC: Plan & Rate Updates Effective October 2018

    Jul 02, 2018

    UnitedHealthcare announced rate updates for October 1, 2018 effective dates, with no changes to existing plan benefits. All rates are available for quoting.

  • Canopy Health's South Bay Expansion Approved

    Jun 26, 2018

    Canopy Health’s expansion into the South Bay has been officially approved by the Department of Managed Health Care (DMHC).

  • UHC: Dental Rate Guarantee

    May 29, 2018

    Help customers get a 5% second year rate cap when they add a dental plan by January 1, 2019.

  • UHC: New Data Security Process

    Apr 27, 2018

    UnitedHealthcare is focused on protecting customer information in light of how the world has changed from a cyber and privacy risk perspective, and increased data security issues within all industries. UnitedHealthcare would like to work with all members of their valued distribution team to confirm that your data security controls and encryption processes minimize risk and effectively operate on behalf of mutual customers.

  • UHC: Plan & Rate Updates Effective July 2018

    Apr 10, 2018

    UHC announced rate updates for July 1, 2018 effective dates with no changes to plan benefits. Rates are available for quoting!

  • UHC: Expansion of Direct-to-Consumer Pharmacy Discounts

    Mar 19, 2018

    UnitedHealthcare will expand pharmacy discounts to millions of its plan participants when they fill prescriptions through retail pharmacies or home delivery. The new program will apply to over 7 million people enrolled in UnitedHealthcare fully insured commercial group benefit plans, lowering out-of-pocket costs by directly providing consumers with savings from pharmacy manufacturer rebates at the time of purchase.

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  • VSP: Plan & Rate Updates Effective January 2019

    Oct 09, 2018

    VSP has announced a Rate Pass through December 31, 2019, with no changes to plan benefits or underwriting.

  • VSP: $5,000 Sweepstakes

    Oct 03, 2018

    When your employees create an account on vsp.com, they'll get the most out of their VSP benefit and be eligible to win a $5,000 shopping spree.

  • VSP: Extra $40 To Spend on Select Frames

    Sep 14, 2018

    Now through January 31, eligible VSP® Vision Care members get an extra $40 to spend on bebe, Cole Haan, Flexon®, and Salvatore Ferragamo frames.

  • VSP EasyOptions for Groups Enrolling 50 or More Employees

    Aug 16, 2018

    VSP has a new EasyOptions package for groups enrolling 50 or more employees that allows each employee to select a covered upgrade after they receive their prescription from their VSP network doctor.

  • VSP: Get an Extra $40 to Spend on Select Frames

    Jul 26, 2018

    Now through August 31, eligible VSP® Vision Care members get an extra $40 to spend on Anne Klein, CALVIN KLEIN and Dragon® frames.

  • VSP Offering Fully Covered Standard Progressives Beginning July 1, 2018

    May 31, 2018

    Once again, VSP Vision Care is raising the bar as the only vision care company to offer fully-covered standard progressive lenses—included as part of the VSP Choice, Signature, or VSP Individual Vision Plans.

  • VSP: Get an Extra $40 to Spend on Select Frame Brands

    Oct 20, 2017

    Be the hero! Let your employees know that now through December 31, eligible VSP® members get an extra $40 to spend on bebe®, Calvin Klein, Columbia, Dragon®, and Flexon® frames. No extra paperwork, no hassle, just incredible frames. Maximize your employees’ benefits by sharing the news.Share the ​coupon.For questions, please ​contact a member of your B&P Sales Team - 888.

  • VSP: Plan & Rate Updates Effective January 2018

    Oct 05, 2017

    VSP has announced a Rate Pass through December 31, 2018, with no changes to plan benefits or underwriting. Rates are available for quoting!RATESChoice Plans: ​Non-voluntary: RATE PASSVoluntary: RATE PASSSignature Plans: ​Non-voluntary: RATE PASSVoluntary:​ RATE PASSBOOK RATESThe January 1, 2018 book rates for VSP are provided below and available on the B&P website. ​5-99 Choice Rate Guide (3-tier)​5-99 Choice Rate Guide (4-tier)​5-99 Signature Rate Guide (3-tier)​5-99 Signature Rate Guide (4-tier)For questions, please ​contact a member of your B&P Sales Team - 888.

  • VSP: Renewal of Exclusive Longterm Global Eyewear Licensing Agreement

    Oct 03, 2017

    ​MARCHON EYEWEAR, INC. AND CALVIN KLEIN, INC. ANNOUNCE RENEWAL OF EXCLUSIVE LONGTERM GLOBAL EYEWEAR LICENSING AGREEMENT​MELVILLE, NY + NEW YORK, NY, SEPTEMBER 29, 2017 – Marchon Eyewear, Inc., one of the world’s leading manufacturers and distributors of quality eyewear and sunwear, and Calvin Klein, Inc., the global lifestyle brand and wholly owned subsidiary of PVH Corp.

  • Most Popular Questions from VSP Members

    Jul 31, 2017

    As a VSP Vision Care member, you have access to great eye doctors, eyewear, and the affordable care you deserve. VSP wants to be sure you get the most out of your vision benefit! We know vision care naturally comes with some questions; here are five popular questions asked by VSP members: ​Where’s all of my benefit information? Your personalized benefit information and eligible services is just clicks away on vsp.

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