Cigna + Oscar Plan & Rate Updates Effective January 2024

Cigna + Oscar announced plan and rate updates for January 1, 2024 effective dates. Rates are available for quoting!

Rates

Medical rates will be changing, the quarterly trend varies by plan and region:

• Overall: -0.1%
• Open Access Plus: 0.1%
• LocalPlus: -0.4%

The annual rate trend varies by plan and region:

• Overall: 8.6%
• Open Access Plus: 8.8%
• LocalPlus: 8.3%

Plan Updates

New Plans

Cigna + Oscar is adding the following plans in 2024, available in the Open Access Plus PPO and LocalPlus PPO networks:

• Gold $3500 HSA
• Gold $3500 HSA INF

New Virtual Primary Care

Cigna + Oscar is adding enhanced virtual primary care offerings to all non-HSA plans (pending regulatory approval). This is in addition to their unlimited $0* 24/7 Virtual Urgent Care (*small fee for HSA members).

• Virtual Primary Care will also be unlimited at a $0 copay offering comprehensive primary care focused on driving health outcomes for patients.
• C+O Virtual Primary Care will be easily accessible through the Oscar Health App
• Virtual Primary Care will be available to new groups eff 1/1/24 and upon their 2024 renewal

See Cigna + Oscar's flyers for more information on their Virtual Primary Care benefit:

• Virtual Primary Care One Pager (PDF)
• Virtual Urgent Care vs. Virtual Primary Care (PDF)

Benefit Updates

Some plans may experience some benefit and name changes with for the 2024 plan year.

Book Rates

Book rates for Cigna + Oscar will be provided on the B&P website when they are available.

For questions or help with a Cigna + Oscar quote, please contact a member of your B&P Sales Team - 888.722.3373.