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Cigna + Oscar Plan & Rate Updates Effective January 2024

Cigna + Oscar announced plan and rate updates for January 1, 2024 effective dates. Rates are available for quoting!



Medical rates will be changing, the quarterly trend varies by plan and region:

  • Overall: -0.1%
  • Open Access Plus: 0.1%
  • LocalPlus: -0.4%


The annual rate trend varies by plan and region:


  • Overall: 8.6%
  • Open Access Plus: 8.8%
  • LocalPlus: 8.3%


Plan Updates

New Plans

Cigna + Oscar is adding the following plans in 2024, available in the Open Access Plus PPO and LocalPlus PPO networks:

  • Gold $3500 HSA
  • Gold $3500 HSA INF


New Virtual Primary Care

Cigna + Oscar is adding enhanced virtual primary care offerings to all non-HSA plans (pending regulatory approval). This is in addition to their unlimited $0* 24/7 Virtual Urgent Care (*small fee for HSA members).

  • Virtual Primary Care will also be unlimited at a $0 copay offering comprehensive primary care focused on driving health outcomes for patients.
  • C+O Virtual Primary Care will be easily accessible through the Oscar Health App
  • Virtual Primary Care will be available to new groups eff 1/1/24 and upon their 2024 renewal


See Cigna + Oscar's flyers for more information on their Virtual Primary Care benefit:


Benefit Updates

Some plans may experience some benefit and name changes with for the 2024 plan year.


Book Rates

Book rates for Cigna + Oscar will be provided on the B&P website when they are available.


For questions or help with a Cigna + Oscar quote, please contact a member of your B&P Sales Team - 888.722.3373.