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Guardian Rate Adjustments Effective 2022

Guardian announced rate updates for January 1, 2022 effective dates. Rates are available for quoting!



  • Rates will decrease 5% on average
  • Guardian has updated how they reimburse claims based on UCR and will now use a combination of Fair Health and Guardian data
  • Some SIC loads will change for 2022


There are no benefit changes for 2022.


For questions, please contact a member of your B&P Sales Team - 888.722.3373.