UHC: 4 Ways Level Funded Health Plans Help Manage Costs for Employers

Level funded plans are designed to offer employers predictability with the potential for upfront savings and a surplus refund. According to the Kaiser Family Foundation Employer Health Benefit Survey, 42% of small firms in 2024 reported have a level funding plan, compared to just 7% in 2019.

What’s driving the increased adoption of these plans? As health care costs continue to rise and broader economic uncertainty persists, employers are seeking more cost-effective plan designs. Enter level funding.

Here are 4 ways level funded plans can help manage costs for employers:

1. Level funded plans offer predictability and mitigate the risks of self-funded plans
2. Plan sponsors may receive a surplus refund with level funded plans
3. Level funded plans offer greater insights to help manage costs
4. Member experience is key within the level funded model

See UHC's article to learn more about how level funded plans can help your clients manage costs.

For questions or help with a level funded quote, please contact a member of your B&P Sales Team – (888) 722-3373.