Q4 2025 Rate Availability Update
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Q4 2025 rates are now all available in bpQuote. Click the links below to read more about carrier-specific changes. Annual rate changes listed below may vary by plan and region.
| Carrier | Status | HMO Q4 Annual Trend | PPO Q4 Annual Trend |
|---|---|---|---|
| Aetna | Live | 11.7% | 14.9% |
| Anthem | Live | 9.9% | 9.3% |
| CalChoice | Live | Varies | Varies |
| CCSB | Live | Varies | Varies |
| Health Net | Live | 10.1% | 7.5% |
| Kaiser Permanente* | Live | Northern CA: 8.2% Southern CA: 5.1% | 7.0% |
| UnitedHealthcare | Live | Northern CA: 7.4% Southern CA: 4.4% | Northern CA: 9.4% Southern CA: 10.2% |
*Reminder: Kaiser Permanente's January 2025 rates are good for the entire year, they will not be making any rate adjustments until 2026.
Balance by CCHP, Blue Shield, Sharp, Sutter Health Plan, and Western Health Advantage rates for Q4 2025 are also available for quoting.
Broker Bonuses
Many carriers are offering broker bonuses throughout Q3 and Q4 2025. See our Broker Commissions & Bonuses page for more information.
For questions or help with a quote, please contact a member of your B&P Sales Team – (888) 722-3373.