Broker Commissions & Bonuses

 

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Broker Commissions

Broker Bonuses

Aetna   Medical 1-100
 
   $0 - $1,000,000 annual premium 5.0%
   $1,000,001+ annual premium 1.0%
Dental  
   All 9.0%
   Sold with Medical additional 1%
Anthem Blue Cross Medical 1-100
  There are no Anthem Blue Cross small group bonuses at this time.

   $0 - $1,000,000 annual premium 5.0%
   $1,000,001+ annual premium 0.8%
Dental Metallic PPO (ER Sponsored & Voluntary) (2-100) 10.0%
Dental Net DHMO (2-100) 10.0%
Vision (ER Sponsored & Voluntary) (2-100) 10.0%
Life, AD&D (2-100) 15.0%
STD & LTD (2-100) 15.0%
Optional/Voluntary products (10-100) 15.0%
CaliforniaChoice Medical 1-100 enrolled
5.0%
There are no CaliforniaChoice-specific bonuses
at this time.
Dental, Life, Vision (Voluntary) 12.0%
Chiropractic 6.5%
Cigna + Oscar  Medical  5.0% There are no Cigna + Oscar bonus programs at this time.
ChoiceBuilder  Dental, Life, Vision, Chiropractic 10.0% There are no ChoiceBuilder bonus programs at this time.

Covered CA for Small 
Business
 

Medical, Dental
5.0%
Delta Dental  Dental, Vision, Personal Protection Plan 10.0%
Guardian
Dental: Contributory, Non-Contributory, Voluntary, Managed Dental Care (MDC), Managed Dental Guard (MDG)
Vision:
Contributory, Non-Contributory, Voluntary
 
 
   First $5,000 of annual premium
10.0%
   Next $5,000 of annual premium
8.25%
   Next $15,000 of annual premium
6.25%
   Next $5,000 of annual premium
4.25%
   Next $20,000 of annual premium
3.25%
   Next $450,000 of annual premium 1.5%
   Next $2,000,000 of annual premium 1.25%
   Excess over $2,500,000 of annual premium 0.5%
Dental: First Commonwealth (FCW)  
   Managed Dental Care (DHMO) only plans 10.0%
   For plans with both Managed Dental Care (DHMO) and PPO Benefits 7.0%
Life & AD&D  
   First $15,000 of annual premium 10.0%
   Next $10,000 of annual premium 7.0%
   Next $25,000 of annual premium 5.0%
   Next $50,000 of annual premium 1.0%
   Excess over $100,000 of annual premium 0.5%
Voluntary Life & AD&D  
   All premium 13.0%
STD  
   First $10,000 of annual premium 10.0%
   Next $10,000 of annual premium 7.5%
   Next $10,000 of annual premium 5.0%
   Next $20,000 of annual premium 2.5%
   Next $450,000 of annual premium 1.5%
   Next $2,000,000 of annual premium 1.0%
   Excess over $2,500,000 of annual premium 0.5%
Voluntary STD  
   All premium 13.0%
LTD  
   First $15,000 of annual premium 15.0%
   Next $5,000 of annual premium 12.5%
   Next $5,000 of annual premium 10.0%
   Next $25,000 of annual premium 5.0%
   Excess over $50,000 of annual premium 0.5%
Voluntary LTD  
   All premium 13.0%
Health Net  Medical 1-100
5.0% (all years)
Dental, Life, Vision 10.0%
Humana Dental & Vision
 
   For the first $10,000 10.0%
   For the next $10,000 7.5%
   For the next $10,000 5.0%
   For the next $20,000 2.5%
   Over $50,000 1.5%
Life, AD&D 1-50 10.0%
Life, AD&D 51+  
   For the first $5,000 15.0%
   For the first $20,000 10.0%
   For the first $25,000 7.0%
   For the first $50,000 3.0%
   For the first $100,000 2.0%
   For the first $200,000 1.0%
Voluntary Life, AD&D 15.0%
Kaiser Permanente Medical 1-100
 
   $0 - $1,000,000 annual premium 5.0%
   $1,000,001+ annual premium 1.0%
Dental  
   KPIC PPO and fee-for-service $2.74 PMPM in 2023 ($2.62 PMPM in 2022)
   Dental HMO (DeltaCare) $1.37 PMPM in 2023 ($1.31 PMPM in 2022)
MetLife Dental (HMO & PPO)
 

2023 Broker Supplemental Compensation Plan:

2024 Broker Supplemental Compensation Plan:

   First $5,000 of annual premium 10.0%
   Next $5,000 of annual premium 7.5%
   Next $20,000 of annual premium 5.0%
   Next $10,000 of annual premium 3.5%
   Next $10,000 of annual premium 3.0%
   Next $10,000 of annual premium 2.0%
   Next $190,000 of annual premium 1.75%
   Next $250,000 of annual premium 1.0%
   Next $500,000 of annual premium 0.5%
   Next $4,000,000 of annual premium 0.25%
   $5,000,000+ annual premium 0.1%
Basic Life, Core Life, Dependent Life, AD&D, STD  
   First $5,000 of annual premium  15.0%
   Next $5,000 of annual premium 10.0%
   Next $20,000 of annual premium 5.0%
   Next $10,000 of annual premium 3.5%
   Next $10,000 of annual premium 3.0%
   Next $10,000 of annual premium 2.0%
   Next $190,000 of annual premium 1.75%
   Next $250,000 of annual premium 1.0%
   Next $500,000 of annual premium 0.5%
   Next $4,000,000 of annual premium 0.25%
   $5,000,000+ annual premium 0.1%
Vision  
   Safeguard 10.0%
   VSP 10.0%
LTD  
   First $15,000 of annual premium 15.0%
   Next $10,000 of annual premium 10.0%
   Next $25,000 of annual premium 5.0%
   Next $200,000 of annual premium 2.0%
   $250,000+ annual premium 1.0%
Buy-Up Life, Enhanced Optional Life, Enhanced /
Buy-Up Dependent Life
15.0%
Principal Dental, STD, Group Term Life, Vision
   
   First $5,000 of annual premium 10.0%
   Next $5,000 of annual premium 8.0%
   Next $15,000 of annual premium 6.0%
   Next $25,000 of annual premium 4.0%
   Next $100,000 of annual premium 3.0%
   Next $350,000 of annual premium 2.5%
   $500,000+ annual premium 1.6%
LTD  
   First $15,000 of annual premium 15.0%
   Next $10,000 of annual premium 10.0%
   Next $25,000 of annual premium 5.0%
   Next $50,000 of annual premium 2.0%
   Next $100,000 of annual premium 1.0%
   Next $300,000 of annual premium 0.6%
   Next $500,000 of annual premium 0.3%
   $1,000,000+ annual premium 0.1%
Critical Illness  
   Year 1 30.0%
   Year 2+ 15.0%
UnitedHealthcare Medical 1-100 enrolled
5.0% (all years)
Dental (HMO & PPO) up to 50 eligible 10.0%
Dental (HMO & PPO) 51+ eligible  
   First $10,000 of annual premium 10.0%
   Next $15,000 of annual premium 7.5%
   Next $15,000 of annual premium 5.0%
   Next $20,000 of annual premium 2.5%
   $60,000+ annual premium 1.5%
Vision 10.0%
Life up to 50 eligible 10.0%
Life 51+ eligible  
   First $25,000 of annual premium 10.0%
   Next $25,000 of annual premium 7.0%
   Next $50,000 of annual premium 3.0%
   Next $100,000 of annual premium 2.0%
   $200,000+ annual premium 1.0%
STD & LTD  
   First $15,000 of annual premium 15%
   Next $10,000 of annual premium 10%
   Next $25,000 of annual premium 5%
   $50,000+ of annual premium 1%
VSP Vision
 
There are no VSP bonus programs at this time.
   First $5,000 of paid premium 10.0%
   Next $5,000 of paid premium 5.0%
   Next $10,000 of paid premium 3.56%
   Next $10,000 of paid premium 3.0%
   Next $20,000 of paid premium 2.31%
   Next $200,000 of paid premium 1.44%
   Next $250,000 of paid premium 0.73%
   $500,000+ annual premium 0.35%

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