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CCSB Plan & Rate Updates Effective October 2025

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Covered California for Small Business announced rate updates for October 1, 2025 effective dates. Rates are available for quoting!

 

Rate Updates

Quarterly trend from 2025 Q3 to 2025 Q4 (may vary by plan and region): 

  • Blue Shield:
    • HMO: 2.7%
    • PPO: 1.8%
  • Kaiser Permanente: Pass*
  • Sharp Health Plan: 1.8%

 

Annual trend from 2024 Q4 to 2025 Q4 (may vary by plan and region): 

  • Blue Shield:
    • HMO: 8.5%
    • PPO: 6.4%
  • Kaiser Permanente: 7.3%
  • Sharp Health Plan:
    • Plans without added INF: 9.4%
    • Plans with added INF: 62.2%

 

*Reminder: Kaiser Permanente only changes rates once a year (in January) so their quarterly trends will be 0% for Q2, Q3 and Q4. Their annual trend will be the same all year too at 7.3%.

 

For questions or help with a CCSB quote, please contact a member of your B&P Sales Team - (888) 722-3373.