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CaliforniaChoice Plan & Rate Updates Effective July 2025

CaliforniaChoice announced plan and rate updates for July 1, 2025 effective dates. Rates are available for quoting!

 

Rates

Medical rates are changing in Q3 2025 for all carriers except Kaiser Permanente and Western Health Advantage:

 

Quarterly trends from Q2 2025 to Q3 2025 (may vary by plan and region):

  • Anthem Blue Cross HMO: 1.2%
  • Anthem Blue Cross PPO: 1.1%
  • Health Net: 2.4%
  • Kaiser Permanente: Pass
  • Sharp Health Plan: 5.0%
  • Sutter Health Plus: Pass
  • UnitedHealthcare: 1.8%
  • Western Health Advantage: 7.0%

 

Annual trends from Q3 2024 to Q3 2025 (may vary by plan and region):

  • Anthem Blue Cross HMO: 8.7%
  • Anthem Blue Cross PPO: 8.7%
  • Health Net: 9.5%
  • Kaiser Permanente: 7.4%
  • Sharp Health Plan: 9.3%
  • Sutter Health Plus: 14.5%
  • UnitedHealthcare: 2.4%
  • Western Health Advantage: 21.0%

 

New Anthem Platinum PPO B (Prudent Buyer - Full Network)

Anthem Blue Cross is introducing a new Platinum PPO B plan effective July 1, 2025. This new plan is a full network PPO plan on Anthem's Prudent Buyer network with the following deductibles and out-of-pocket maximums.

  • Individual deductible: $0
  • Family deductible: $0
  • Individual out-of-pocket maximum: $5,000
  • Family out-of-pocket maximum: $10,000

 

This plan mirrors the Platinum PPO A, except that it has lower Individual and Family OOPMs.

 

Book Rates

Book rates for CaliforniaChoice will be posted to the B&P website (login required) when they are available.

 

For questions, please contact a member of your B&P Sales Team - (888) 722-3373.