Guardian Financial Support and Benefit Enhancements for Dental and Vision Customers

Guardian has heard directly from many of you about how significantly the pandemic has impacted employers and their members’ ability to receive dental care.

Guardian's new Guardian Pandemic Support Program* can help your clients manage costs and provide employees with affordable, uninterrupted access to dental care as practices reopen for elective treatments. This new program includes:

• A choice of a one-month premium credit for new and in-force, fully-insured dental and vision plans or an extended rate guarantee. Commissions would be based on premiums received.
  • Existing dental and vision customers may choose a two-year rate guarantee on both products.
  • New customers may choose a two-year rate guarantee for dental and a two- or three-year rate guarantee for vision.
  • Guardian has developed strategic partnerships with many Ben Admin and Third-Party Administrators to provide additional services, such as billing to mutual clients. They will collaborate with each partner to develop business processes to help support this program.
• Enhancing of frequency limits on dental cleanings, exams, and fluoride treatments (if applicable) to a minimum of two per calendar year beginning July 1, 2020 through December 31, 2021.
• Dental Maximum Rollover enhancements, including removal of the claim requirement in order to roll over funds for 2020, and $100 added to each member’s Maximum Rollover Account beginning January 1, 2021. Administrative Services Only (ASO) customers should contact their Guardian Service Representative to participate in this enhancement.

To help you communicate this news to your clients, please share the Guardian Pandemic Support Program flyer, which includes more details on the program.

As everyone prepares for the post-pandemic environment together, Guardian's commitment to delivering quality dental benefits that promote good oral health is stronger than ever. Guardian thanks you for the trust you place in in them to partner with you through these times.

For questions, please contact a member of your B&P Sales Team - 888.722.3373.

*Subject to regulatory approval, where applicable. At this time, the Program is not available for NY sitused groups.