2027 Annual HSA Limits Announced
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The IRS has released the 2027 annual HSA contribution limits. The table below shows the 2026 and 2027 amounts with the year-over-year changes.
| HSA Contribution Limits | 2026 | 2027 | Change |
|---|---|---|---|
| Individual | $4,400 | $4,500 | +$100 |
| Family | $8,750 | $9,000 | +$250 |
There are no changes to the $1,000 HSA catch-up contribution limit.
Additionally, the IRS increased the minimum annual deductibles and the maximum out-of-pocket maximum for high deductible health plans.
| Self-only coverage | 2026 | 2027 | Change |
|---|---|---|---|
| Deductible | $1,700 | $1,750 | +$50 |
| Out-of-pocket maximum | $8,500 | $8,700 | +$200 |
| Family coverage | 2026 | 2027 | Change |
|---|---|---|---|
| Deductible | $3,400 | $3,500 | +$100 |
| Out-of-pocket maximum | $17,000 | $17,400 | +$400 |