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Anthem: Plan & Rate Updates Effective January 2018

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Anthem Blue Cross announced rate and plan updates for January 1, 2018 effective dates. All rates are available for quoting except Dental Prime & Complete (expected soon). 

RATES 

Medical: 

• ​PPO: -0.4% avg. quarterly rate change 
  
• HMO: 2.4% avg. quarterly rate change 
  

Anthem Blue Cross has been extremely consistent with a net change of 6.6% for PPO plans and -3.1% for HMO plans since January 1, 2016. 

Ancillary: Minor rate changes 

Dependents: 

Currently, children ages 0 to 20 are in one premium age band. Effective January 1, 2018 for new and renewing business, children ages 0 to 20 will follow the new Federal uniform age curve: 

• ​One age band for children 0-14; and 
  
• Separate single age bands for children 15-20 
  

The rating for large families will not be impacted; the three oldest children under the age of 21 will continue to be used for rating.

PLANS & BENEFITS 

New Plans: 

• ​Gold Select HMO 1000/30%/4000 
  
• Gold HMO 1000/30%/4000 
  
• Bronze Select PPO HSA 4500/35%/6550 
  
• Bronze PPO HSA 45000/35%/6550 
  

Discontinued Plans: 

• ​Silver Select HMO 1750/40%/7150 
  
• Silver HMO 1750/40%/7150 
  

Existing Plans: Anthem PPO plans will receive changes to office visit copays, out-of-pocket maximums and pharmacy.

UNDERWRITING 

Anthem has extended their current underwriting promotions through March 15, 2018 

• ​30% participation for groups of 5+ enrolled 
  
• DE9C not required for groups of 6+ enrolled 
  
• Dual HMO Network option is available 
  
• Individual coverage both on and off Exchange is a valid waiver 
  
• Same day turnaround for new business enrollment
  

BOOK RATES 

Book rates for Anthem Blue Cross provided below and on the B&P website. 

• ​​Employee Elect Rates 
  

For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.