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Anthem: Plan & Rate Updates Effective January 2018

Anthem Blue Cross announced rate and plan updates for January 1, 2018 effective dates. All rates are available for quoting except Dental Prime & Complete (expected soon). 



  • PPO: -0.4% avg. quarterly rate change 
  • HMO: 2.4% avg. quarterly rate change 

Anthem Blue Cross has been extremely consistent with a net change of 6.6% for PPO plans and -3.1% for HMO plans since January 1, 2016. 

Ancillary: Minor rate changes 


Currently, children ages 0 to 20 are in one premium age band. Effective January 1, 2018 for new and renewing business, children ages 0 to 20 will follow the new Federal uniform age curve: 

  • One age band for children 0-14; and 
  • Separate single age bands for children 15-20 

The rating for large families will not be impacted; the three oldest children under the age of 21 will continue to be used for rating.


New Plans: 

  • Gold Select HMO 1000/30%/4000 
  • Gold HMO 1000/30%/4000 
  • Bronze Select PPO HSA 4500/35%/6550 
  • Bronze PPO HSA 45000/35%/6550 

Discontinued Plans: 

  • Silver Select HMO 1750/40%/7150 
  • Silver HMO 1750/40%/7150 

Existing Plans: Anthem PPO plans will receive changes to office visit copays, out-of-pocket maximums and pharmacy.


Anthem has extended their current underwriting promotions through March 15, 2018 

  • 30% participation for groups of 5+ enrolled 
  • DE9C not required for groups of 6+ enrolled 
  • Dual HMO Network option is available 
  • Individual coverage both on and off Exchange is a valid waiver 
  • Same day turnaround for new business enrollment


Book rates for Anthem Blue Cross provided below and on the B&P website. 

For questions, please ​contact a member of your B&P Sales Team - 888.722.3373.