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ASKCCSB: Learn More About COBRA

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Covered California for Small Business (CCSB) sent the below ASKCCSB newsletter to Employer Groups on Thursday, July 30, 2020 at 2:00 PM.

 

ASKCCSB answers some of the most frequently asked questions that their Call Center receives and this issue covers questions on COBRA.

 

For questions, please contact a member of your B&P Sales Team - 888.722.3373.

Learn more about COBRA 

Covered California for Small Business (CCSB) is committed to providing employers with the tools and resources necessary to manage your employees' benefits. This is why we created ASKCCSB to answer questions that will make managing your employees' health plans a breeze.

 

What is COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives employees and/or their dependents who lost their health benefits the option to continue his or her group health benefits provided by the employer’s health plan for a limited period of time under certain circumstances such as voluntary or involuntary job loss, reduction in hours worked, death, divorce, and other life events. Depending on the employer’s group size, the individual may be eligible for COBRA or Cal-COBRA.

 

What if I have an employee who is losing coverage?

The individual can retain health coverage through COBRA or Cal-COBRA and will likely be responsible for the full cost of the premium and added administrative fees. In addition, the individual has the option and may be eligible to seek affordable coverage options through Covered California for individuals and families. For more information, please visit CoveredCA.com.

 

We've included two downloadable flyers on COBRA and Cal-COBRA, including a version you can share with employees.

  • Click here for a COBRA Employer resource outlining the details of Cal-COBRA, Fed-COBRA, and extending coverage through COBRA.
  • Click here for a COBRA Employee resource highlighting different options available after a recent loss in coverage.

 

Is there a topic you would like to learn more about? Please click here to complete a short survey and suggest future ASKCCSB helpful topics.