CaliforniaChoice Plan & Rate Updates Effective October 2026
CaliforniaChoice announced plan and rate updates for July 1, 2026 effective dates. Rates are available for quoting!
Rates
Medical rates are changing for all CaliforniaChoice carriers except Kaiser Permanente and Western Health Advantage.
Here are the annual rate trends from Q4 2025 to Q4 2026 (trends may vary by plan and region):
- Anthem Blue Cross HMO: 11.3%
- Anthem Blue Cross PPO: 10.5%
- Health Net: 18.6%
- Kaiser Permanente: 7.3%
- Sharp Health Plan: 11.3%
- Sutter Health Plan: -0.9%
- UnitedHealthcare: 22.4%
- Western Health Advantage: 14.8%
New Out-of-State Availability for 2 Anthem Select PPO Plans
CaliforniaChoice announced that beginning July 1, 2026, the Anthem Gold Select PPO C and Anthem Gold Select PPO D will be available for out-of-state members. Previously, out-of-state members could only enroll in Anthem Prudent Buyer PPO options, so this change provides additional options.
As a reminder, Anthem's Select PPO uses the same Blue Card network as the Prudent Buyer PPO when outside of California, meaning there could be cost savings by enrolling in one of these Select PPO options for out-of-state members.
Book Rates
Book rates for CaliforniaChoice will be posted to the B&P website (login required) when they are available.
For questions, please contact a member of your B&P Sales Team - (888) 722-3373.