CCSB Plan & Rate Updates Effective January 2027

Covered California for Small Business announced rate updates for January 1, 2027 effective dates. Rates are available for quoting!

Rates

Quarterly trend from 2026 Q4 to 2027 Q1 (may vary by plan and region): 

• Blue Shield:
  • HMO: 3.2%
  • PPO: 3.7%
• Kaiser Permanente: 4.9%*
• Sharp Health Plan: 0.8%

*Reminder: Kaiser Permanente only changes rates once a year (January) so they will not have any quarterly rate changes for the rest of the year.

Annual trend from 2026 Q1 to 2027 Q1 (may vary by plan and region): 

• Blue Shield:
  • HMO: 13.4%
  • PPO: 13.7%
• Kaiser Permanente: 4.9%
• Sharp Health Plan: 10.9%

Western Health Advantage Returns to CCSB Portfolio

Western Health Advantage (WHA) is rejoining CCSB's portfolio as of January 1, 2027. WHA is a leading non-profit HMO serving Northern California residents across 10 counties (Sacramento, El Dorado, Placer, Yolo, Colusa, Solano, Napa, Sonoma, Marin and Humboldt). WHA will be offering the following 7 plans in CCSB's portfolio:

• WHA Platinum 90 HMO 0/20 PCP + Child Dental ALT
• WHA Platinum 90 HMO 0/25 PCP + Child Dental
• WHA Gold 80 HMO 325/40 PCP + Child Dental
• WHA Gold 80 HMO 1000/40 PCP + Child Dental ALT
• WHA Silver 70 HMO 2500/60 PCP + Child Dental
• WHA Silver 70 HDHP HMO 3200/25% PCP + Child Dental
• WHA Bronze 60 HMO 5800/60 PCP + Child Dental

For questions or help with a CCSB quote, please contact a member of your B&P Sales Team - (888) 722-3373.