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Health Net Large Group Enhanced Choice Rate Cap Program (101-500 Eligibles)

Qualified new groups can take advantage of a second-year rate cap¹ on all Enhanced Choice plans for effective dates 1/1/2023 through 2/29/2024.


The rate cap options are as follows:

  • +8.5% if selected plans are limited to SmartCare, Salud HMO y Más, PPO/HDHP HSA-Compatible Plans, ExcelCare (HMO/EOA) or CanopyCare HMO “active” enrollment.
  • +10.5% for Health Net's Enhanced Choice PPO-Only package to a maximum of three plans.
  • +9.5% for the standard Enhance Choice portfolio of up to six plans and pegging employer contributions at SmartCare/Salud HMO y Más or CanopyCare “active” enrollment.


Health Net will continue to work to ensure access to quality and affordable health coverage for the communities they serve.



As always, Health Net is here for you. If you have questions or need assistance, please contact your Health Net Sales Executive.


1. Rate cap eligibility is determined on a case-by-case basis. For qualifications and other important details, terms and conditions, refer to the New Business Rate Cap Agreement document, available from your Health Net Sales Executive.