Introducing Principal

​We are excited to announce the addition of Principal to the Beere&Purves portfolio effective immediately. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and Principal does exactly that.

Principal offers:

• Dental standalone for groups of 3+ lives
• Vision, Life, STD and LTD standalone for groups of 5+ lives
• Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater
• 5% discount on Dental, Life, STD and LTD if 3 or more lines are selected

Dental highlights:

• Point of Service Plan (POS) for California Contracts
• Strong national network with 113,000+ dentists, California alone has:
• 8,356 EPO dentists
• 19,108 PPO dentists
• Child orthodontia down to 3 lives, adult orthodontia available for 25+ lives
• Refreshed annual maximum at takeover

Vision highlights:

• VSP Choice provider network
• Provide ID cards
• Consolidated billing with other Principal products

Life/AD&D highlights:

• Flat or multiples of salary
• Ability to class out
• Expanded definition of owner compensation; salary plus net income averaged over 2 years

STD highlights:

• 70% benefit available
• Optional benefit of 20% up to $1,000 not coordinated with SDI available
• Own job description

LTD highlights:

• Expanded definition of owner compensation; salary plus net income averaged over 2 years
• No mandatory rehabilitation
• Specialty contract for attorneys and physicians

Rates are available for Dental, Vision and Life in bpQuote. Contact B&P for direct quotes for any or all lines of coverage.

For questions, please co​ntact a member of your B&P Sales Team - 888.722.3373.​