Introducing Principal
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Principal offers:
- Dental standalone for groups of 3+ lives
- Vision, Life, STD and LTD standalone for groups of 5+ lives
- Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater
- 5% discount on Dental, Life, STD and LTD if 3 or more lines are selected
Dental highlights:
- Point of Service Plan (POS) for California Contracts
- Strong national network with 113,000+ dentists, California alone has:
- 8,356 EPO dentists
- 19,108 PPO dentists
- Child orthodontia down to 3 lives, adult orthodontia available for 25+ lives
- Refreshed annual maximum at takeover
Vision highlights:
- VSP Choice provider network
- Provide ID cards
- Consolidated billing with other Principal products
Life/AD&D highlights:
- Flat or multiples of salary
- Ability to class out
- Expanded definition of owner compensation; salary plus net income averaged over 2 years
STD highlights:
- 70% benefit available
- Optional benefit of 20% up to $1,000 not coordinated with SDI available
- Own job description
LTD highlights:
- Expanded definition of owner compensation; salary plus net income averaged over 2 years
- No mandatory rehabilitation
- Specialty contract for attorneys and physicians
Rates are available for Dental, Vision and Life in bpQuote. Contact B&P for direct quotes for any or all lines of coverage.