IRS Announces 2026 FSA, Transit & Parking Limits

The IRS announced increases to the 2026 FSA, Transit and Parking limits in Revenue Procedure 2025-32.

• Healthcare FSA annual contribution limit increased to $3,400 from $3,300
• Healthcare FSA maximum carrier over amount increased to $680 from $660
• Commuter monthly maximum increased to $340/month from $325/month

Previously announced 2026 limits:

• Health Savings Account annual contribution limit increased to $4,400 for individuals and $8,750 for families, up from $4,300 and $8,550, respectively
• Minimum deductible for HDHP coverage increased to $1,700 for individuals and $3,400 for families, up from $1,650 and $3,300, respectively
• Maximum out-of-pocket for HDHP coverage increased to $8,500 for individuals and $17,000 for families, up from $8,300 and $16,600, respectively
• The Dependent Care FSA limit increased to $7,500 per year from $5,000 per year

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