Kaiser Plan & Rate Updates Effective January 2027
Kaiser announced plan and rate updates for January 1, 2027 effective dates. Rates are available for quoting!
Rates
Medical HMO:
- Northern CA: 5.4% average annual increase
- Southern CA: 5.8% average annual increase
Medical PPO: 0.0% average annual increase
Kaiser Permanente only changes rates once a year, so these January 2027 rates will be good for all 2027.
Plan Updates
New Silver KP Plus Plan Design
Kaiser Permanente is introducing a Silver 70 2000/65 PCP KP Plus + Child Dental Alt plan design. KP Plus helps attract customers and members who wouldn't ordinarily consider Kaiser Permanente. These plans are unique because members get access to top-rated care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers a set number of times each year.
Each year, members receive:
- 10 out-of-network office visits and outpatient medical services (combined)
- 5 out-of-network prescription fills or refills
KP Plus offers affordability and flexibility:
- Lower monthly rates and out-of-pocket costs when compared to typical PPO and point-of-service (POS) plans
- Freedom to select an in-network or out-of-network provider for care as needed
Please note: these new KP Plus plans are labeled as "HMO" plans in bpQuote since they only have some out-of-network benefits.
Benefit Updates
Kaiser Permanente plans may have some benefit changes due to actuarial value updates.
Book Rates
Book rates will be posted to our Carrier Documents page (login required) when they are available.
For questions, please contact a member of your B&P Sales Team – (888) 722-3373.