3 reasons why Vision Benefits deserve a moment
Those high-profile benefits often grab all the attention during client meetings. (Yes, we're talking about you, medical insurance.) But, carve out a little time as part of your next proposal to focus in on your Vision insurance recommendation. Vision is one of those benefits where the value is easy to see, for both your clients and their employees.
1. Showcase the savings.
A well-constructed vision insurance plan saves employees money on total costs – including out-of-pocket costs – for eye exams, prescription glasses, sunglasses, and contact lenses. Without vision insurance, out-of-pocket costs can add up fast for employees.
See how much of a difference Vision insurance from MetLife can make in the example below. Keep in mind this is an illustration only. Costs and savings may vary – see the Plan Summary for the plan details.
2. Highlight the network.
Just like Dental insurance, the provider network can be a big differentiator. Employees want to go to the eye care provider of their choice – and they want to save money.
You can confidently recommend MetLife's vision network. With more than 100,000 access points nationwide including a mix of private and retail locations, MetLife is adding Walmart and Sam's Club to its network for groups. Along with strong discounts that add up, over 94 percent of the network's private practice providers offer extended evening, weekend, or early morning hours for extra convenience.
3. Focus on what's covered.
The value of any plan is realized in what's covered. While Vision insurance is pretty straightforward, anyone who has shopped for glasses or contacts knows there are a lot of choices to be made.
MetLife's Vision plans reflect the latest research and include industry-leading standard features, many of which are only offered as options by other carriers. Here are a few examples when you visit an in-network provider:
- No out-of-pocket costs on polycarbonate (shatter-resistant) lenses for children up to age 18, and ultraviolet (UV) coating. Fixed copayments for scratch-resistant and anti-reflective coatings and progressive lenses
- Savings on contact lens fittings and evaluations, plus laser vision correction and non-prescription sunglasses
Give Vision benefits a moment to shine during your next client meeting. The value to you – and your clients – is clear. Download and share details about MetLife Vision.
For questions or help with a MetLife quote, please contact a member of your B&P Sales Team - 888.722.3373.
Actual savings by enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits to an eyecare professional per family per year and the cost of services and eyewear received. Review the Schedule of Benefits for the plan's specific benefits and other important details.
Savings from enrolling in a MetLife Vision Plan will depend on various factors, including plan premiums, number of visits to an eye care professional per year and the cost of services and materials received. Your out-of-pocket costs may vary from those shown in these examples. Be sure to review the Schedule of Benefits for your plan's specific benefits and other important details.
Comparison is based on national averages and most commonly purchased brands.
Based on employee-only rate for a M130-10/25 standard plan design with employees nationwide.
MetLife data, April 2019
All lens enhancements are available at participating private practices. Maximum copays and pricing are subject to change without notice.
Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.
Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.