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UHC: Restaurant & Hospitality Association Benefit Trust

UnitedHealthcare has partnered with the National Restaurant Association (NRA) and the California Restaurant Association (CRA) to offer exclusive health care pricing and solutions for NRA/CRA member businesses through the Restaurant & Hospitality Association Benefit Trust (NRA Trust).


The NRA Trust is available for groups with 2-99 employees and the following SIC codes only:

  • 5812: Eating Places
  • 5813: Drinking Places (alcoholic beverages)
  • 7011: Hotels and Motels
  • 7032: Sporting & Recreational Camps
  • 7041: Organization Hotel and Lodging Houses, on membership basis

The NRA Trust is sitused out of the state of Illinois as a Single Large Employer/Bona Fide Association and offers:

  • UHC Illinois plans
  • UHC’s Choice Plus National Network
  • Composite rates

Groups with 2-19 enrolled employees (and virgin groups with less than 100 employees) will be individually underwritten.

Groups with 20-99 eligible employees will be underwritten through GRx. GRx calculates group's risk based on de-identified prescription history.

Membership & Fees

All groups must be members of the National Restaurant Asso​ciation.

A 2.05% service fee will be added to the invoice for all NRA Trust members. The service fee will be a separate line item not included in the medical premium. The fee funds the Trust expenses.

Agent Appointments

Please note, the agent (and agency if commissions are paid to the agency) must be licensed in Illinois.

For questions or to obtain a quote, please ​contact a member of your B&P Sales Team – 888.722.3373.