Sign In

UHC Specialty Updates: Financial Protection Post-Sale Document, Bundling Program, STD & LTD Participation/Contribution

UHC provided the following important updates on their Specialty products.


Financial Protection Post-Sale Document

UHC’s Plan Administrator Guide for Life and Disability Products flyer is a helpful resource to distribute to Plan Administrators when their group is enrolled in UHC’s Financial Protection Products (life, supplemental life, short-term disability, and long-term disability).


This document helps the Plan Administrator understand their role and their responsibility when it comes to Financial Protection.


Some of the topics include:

  • Eligibility requirements
  • Late entrant
  • Evidence of insurability
  • Waiver of premium
  • Much more!


2-99 Bundling Program

UHC’s 2-50 Specialty Bundling Program (2-99 in CA) has been extended through January 2023! Adding 2 or more specialty lines, including voluntary coverages, can help groups get a substantial one-time administrative credit to their bill about 4 months after adding the coverage.


Qualification Requirements:

  • Effective dates through 12/31/22
  • 2-50 Only (2-99 CO and CA)
  • Minimum of 2 lines sold together (NB or NCEA)
  • Meet Minimum ANNUAL premium threshold



See UHC’s Bundling Program flyer for more details.


STD & LTD Participation and Contribution Requirements

Did you know that back injuries, cancer, heart disease, and other illnesses cause the majority of long-term absences for employees? It is important for employees to have short term and long-term disability coverage for when the unexpected may happen.


Participation Requirements:

  • Non-Contributory: 100% employer paid and requires 100% employee participation
  • Contributory: 25-99% employer paid and requires 50% eligible employee participation
  • Voluntary: 0-24% employer paid and requires 25% eligible employee participation


*Contributory and Voluntary STD & LTD are only available for groups with 10 or more eligible employees.

*Consult with your UHC Account Executive on state guidelines and availability.


For questions or help with a UHC Specialty quote, please contact a member of your B&P Sales Team - 888.722.3373.