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UHC Specialty Updates: Rate Cap, Enhanced Dental Options, Off-Cycle Adds

UHC provided three important updates on their Specialty products.


Dental 5% Rate Cap Extended Through July 2021

The UHC Dental Rate Cap Program guarantees that groups enrolling in a new plan will receive no more than a 5% increase at their first renewal. UHC is excited to announce that they are extending the Dental Rate Cap Program through July 2021 effective dates!



  • Group size includes 2 - 100 eligible employees
  • Offer not available to groups situs RI, WI, WA, FL (2-50), and ACEC groups
  • Applies for both voluntary and contributory coverages
  • Available to both New Business and NCEA (new coverage existing account)


Enhanced Dental Plan Options

FlexAppeal Enhanced (X series) and Preventive MaxMultiplier (H series) dental plans are a great way to strategically position additional benefits for a group either as single option or part of a dual option strategy.


Dental plan codes that include the letter X offer white composites, up to 4 cleanings per year with a supportive diagnosis as well as coverage for implants.


Dental plan codes that include the letter H do not apply preventative and diagnostic services towards the annual maximum. Members can reserve their annual max dollars for future restorative services.


Off-Cycle Specialty Adds

UHC allows certain Specialty products to be added off-cycle without any approvals. Save time and add the Specialty now instead of waiting for the renewal date!


The below products do not need approval to be added off-cycle:

  • Contributory & Vol Dental
  • Contributory & Vol Vision
  • Non-contributory & Contributory Basic Life
  • Non-contributory & Contributory STD
  • Non-contributory & Contributory LTD


The below products do need approval to be added off-cycle:

  • Supplemental Life
  • Voluntary STD
  • Voluntary LTD


The rate guarantee period will be adjusted so the off-cycle products renew at policy anniversary.   


For questions or help with a UHC Specialty quote, please contact a member of your B&P Sales Team - 888.722.3373.