UHC: The Benefits of Surest Level Funded

UnitedHealthcare’s Surest health plan is becoming an increasingly attractive option for employers looking to manage health care costs. According to the Kaiser Family Foundation Employer Health Benefits Survey, 42% of small firms reported having a level funded plan in 2024, up from just 7% in 2019.

In a recent blog post, Surest outlines key details and benefits level funded health plans can offer employers:

• Predictable monthly payments: Employers pay a fixed monthly payment that covers employee claims, plan administration, and stop-loss coverage.
• Risk management: Plans include stop-loss coverage which protects employers from catastrophic claims.
• Potential for refunds: Employer may receive a surplus refund if actual claims are lower than the maximum claims liability.
• Customizable plan design: Employers can tailor health benefits to fit their workforce's needs.
• Greater insights for cost management: Employers get detailed monthly reports to help keep their employees engaged and reduce costs.

Read the full blog post on Surest.com.

For questions or help with a Surest quote, please contact a member of your B&P Sales Team – (888) 722-3373.