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UHC UW Promotion: Simplified Underwriting for Groups Leaving Cigna + Oscar

UHC is excited to offer an easy solution to move your Cigna + Oscar business to UHC! Below are the underwriting promotion and Broker Bonus details; including the submission requirements. Please note all other guidelines apply.


  • Employer Group Application
  • Copy of Cigna + Oscar bill (to confirm group is coming off C+O for broker bonus purposes)
  • CA Participation Certification Form (groups with 3 or more enrolling EEs) in lieu of DE9C. No Payroll requirements for new hires.
  • For groups writing alongside a staff model carrier (including Kaiser)
    • UHC is waiving the staff model requirement of 5 CA enrolling employees on Choice Simplified package! NOTE: There must be at least 1 CA enrolling employee in order to write a UHC CA policy. NOTE: These groups cannot go through SAMx, please send them to your B&P Sales Rep with:
      • Employer application
      • Cigna + Oscar invoice
      • Participation Certification Form 3+ enrolling
      • Prime Enrollment Spreadsheet
      • Copy of staff model invoice
      • Product Benefit Selection Form
      • Copy of the Binder Check or Direct Debit Form
  • For groups with 50% OOS employee or more:
    • UHC is waiving CA Underwriting approval for groups with more than 50% OOS Employees.


Broker Bonus

UHC is offering a broker bonus for groups that are coming from a carrier that is exiting the market.

  • $60 per enrolled UHC subscriber (employee) on groups moving off Cigna + Oscar to UHC CA small business, this applies to groups enrolling in either fully insured or level-funded.


Click here to see UHC's Broker Bonus flyer for more information.


Contact your B&P Sales Rep to request a UHC quote - (888) 722-3373.