Q1 2026 Rate Availability Update
Q1 2026 rates for most B&P carrier partners are available in bpQuote. Click the links below to read more about carrier-specific changes. Annual rate changes listed below may vary by plan and region.
| Carrier | Status | HMO Q4 Annual Trend | PPO Q4 Annual Trend |
|---|---|---|---|
| Aetna | Live | 8.7% | 9.4% |
| Anthem | Live | 12.7% | 10.2% |
| CalChoice | Expected 10/8/25 | Pending | Pending |
| CCSB | Live | Varies | Varies |
| Health Net | Live | 12.2% | 8.6% |
| Kaiser Permanente* | Live | Northern CA: 7.1% Southern CA: 6.5% | 7.3% |
| UnitedHealthcare | Live | Northern CA: 13.9% Southern CA: 11.1% | Northern CA: 12.8% Southern CA: 13.5% |
*Reminder: Kaiser Permanente's January 2026 rates are good for the entire year, they will not be making any rate adjustments until 2027.
Blue Shield, Sharp, and Sutter Health Plan rates for Q1 2026 are also available for quoting. Balance by CCHP and Western Health Advantage rates for Q1 2026 are not available yet.
Broker Bonuses
Many carriers are offering broker bonuses throughout Q4 2025. See our Broker Commissions & Bonuses page for more information.
For questions or help with a quote, please contact a member of your B&P Sales Team – (888) 722-3373.