Guardian 2-99

  • Four Reasons to Keep Medical and Dental Separate

    Sep 28, 2015

    ​Under Health Care Reform (HCR), pediatric oral (Dental) coverage is one of the essential health care benefits employers must provide to their employees. So one of the first decisions plan sponsors need to make about benefits is whether to rely on limited Dental coverage via their health insurer, or keep it with a separate Dental carrier.

  • Guardian First to Introduce College Tuition Rewards® for Dental Members

    Jun 26, 2015

    The national average cost of attending a four-year public college is more than $28,000 per year, and more than $59,000 for a private college*. Given these costs and future projections, the need for financial assistance has become increasingly important. As part of its commitment to help customers attain financial confidence, The Guardian Life Insurance Company of America® (Guardian) announced the launch of the ​College Tuition Benefit®, a value-added benefit that helps Guardian Dental members pay for college.

  • Guardian's Employee Satisfaction Resources

    Apr 28, 2015

    Workplace benefits are generally valued by employees, but only 1 in 5 place “High Value” on their benefits. The new Guardian Employee Satisfaction infographic is a resource that you can use to help clients better understand the key drivers of benefits satisfaction — which is important because it can lead to greater employee productivity.

  • Guardian Introduces Benefits Value Tool

    Apr 28, 2015

    Give your clients a new way to look at benefits The Guardian Benefits Value Tool is an innovative online resource for employers that measures how employee benefits are valued by your clients. It can help your clients understand and reexamine their benefits offering, and shows them how their approach to benefits compares with companies their size and what this can mean to the their benefits program in the future.

  • Top Three Enrollment Trends

    Nov 24, 2014

    ​To view a printable version of the above flyer, click ​here.For questions, please ​contact member of your b&p Sales Team - 888.722.3373.

  • Guardian Rate Update Effective September 2014

    Jul 24, 2014

    Guardian has announced rate adjustments for September 1, 2014. The new rates will be in effect through February 28, 2015. There were not any region, SIC or participation changes. The rating changes include: All Plans and Group Sizes using a sample Walnut Creek zip code and 90th UCR:The EE, ES & EC rates had minimal changes.

  • The Power to Save

    Jun 24, 2014

    ​To view the printable version, click ​here.For questions, please ​contact a member of your b&p Sales Team - 888.722.3373.

  • Guardian to Acquire Premier Access

    Apr 09, 2014

    Guardian is pleased to announce their intent to acquire Premier Access Insurance Company and its affiliated companies,subject to applicable regulatory approval. Premier Access is a recognized provider of dental coverage and care to employers and individuals in the western United States.This good news underscores Guardian’s commitment to investing in their leading dental products and services.

  • 1-50: Small Business Tax Credit Available

    Apr 02, 2014

    ​Tax credits can help your clients save when they “SHOP”One of the biggest impacts that the Affordable Care Act (ACA) has on small group benefits is the introduction of the Small Business Health Options (SHOP) exchange for groups with 50 or less employees.Your clients may opt to purchase benefits on the exchange in order to receive tax credits available for small businesses with fewer than 25 employees and average wages of $50k or less.

  • Guardian Rate Update Effective April 2014

    Mar 13, 2014

    Guardian announced new rates effective April 1, 2014. There were no benefit, underwriting, region or SIC changes, while actual rate changes varied by plan, region, group size and dependent status.Quoting is now available for April 1 and beyond in bpquote.Please contact any member of your b&p Sales Team for assistance with quote requests and questions regarding Guardian's new rates - 888.

  • 2-50: Guardian's ACA Compliant Pediatric Dental Options

    Nov 13, 2013

    While in most states the pediatric oral care EHB can be provided through a stand-alone dental plan, employers may choose to have their medical plan provide all of their Essential Health Benefits. The benefits and network offered may vary by carrier and by state and some may be more comprehensive than others.

  • 2-50: Guardian Early Renewal Deadline Extended November 2013

    Oct 15, 2013

    Guardian has been working with many of their brokers and customers who have chosen to renew their medical plans early and want their dental plan to have the same anniversary. Guardian is pleased to announce that they have extended the deadline for these early renewals for groups with 50 or fewer employees until November 11, 2013.

  • 2-50: Guardian Sends 2014 Plan Renewals

    Sep 06, 2013

    This October, Guardian will begin sending your small group clients their 2014 dental plan renewals. As you know, plans with 50 lives or less will need to include the pediatric oral care Essential Health Benefit (EHB) under the Affordable Care Act (ACA). Your clients will be able to choose the ACA-compliant option that works best for them.

  • Guardian Assists with Navigating Health Care Reform

    Aug 02, 2013

    The world of employee benefits continues to change, especially as we approach 2014 and the implementation of several important Affordable Care Act provisions. Whether it be the introduction of Essential Health Benefits, which impacts dental plans, or the launch of the new online public exchanges that will change the way many employers and individuals purchase benefits, Guardian is here is to help you through this historic period of change.

  • Guardian: Dental Rate Update Effective September 1, 2013

    Jul 12, 2013

    September 2013 Dental Rates Guardian announced new dental rates effective September 1, 2013. There were no benefit, underwriting, region or SIC changes, while actual rate changes varied by plan, region, group size and dependent status. Quoting is now available for September 1, 2013 & beyond in bpquote. Please contact any member of your b&p Sales Team for assistance with quote requests and questions regarding Guardian's new dental rates - 888.

  • The Impact of ACA on Dental Care

    Jun 28, 2013

    Learn how the Affordable Care Act will impact dental care. Watch the videos from a recent roundtable discussion by leading experts in the fields of benefits, HR and specialty markets as they discuss: How dental benefits are defined by the Affordable Care Act Pediatric dental benefits as a key factor New opportunities for brokers This series of videos includes insights and perspectives from a panel of insiders, sponsored by Guardian and hosted by Elliot Kass, Contributing Editor, Employee Benefit Adviser.

  • 2-50: Guardian's Early Renewal Option

    Jun 19, 2013

    Your clients have a lot of new decisions to make about their benefits. But they don’t have to give up the Guardian dental plans that work so well for their employees. Renewal options to meet client needs. Some medical carriers are offering an early renewal to help their customers control costs and have more time to make decisions on the law’s mandates.

  • Guardian Offers Voluntary Disability Plans

    Jun 05, 2013

    Click here for a printable version.

  • Guardian Recognized as a Top Dental Carrier

    Feb 19, 2013

    Guardian is pleased to announce that they have been recognized by the readers of Benefits Selling magazine as one of the best dental carriers. This is the third time in the last four years that Guardian has earned this recognition. Benefit Selling's readership of 55,000 benefits brokers voted Guardian as one of the "carriers that offers the best dental coverage" in the 2012 Readers' Choice Awards.

  • Guardian's Dental Network is Stronger Than Ever

    Feb 19, 2013

    In 2012, Guardian was hard at work continuing to strengthen their dental network. The result? Guardian’s network grew over 12% between January 1, 2012 and January 1, 2013. They added 9,940 unique dentists at 18,751 locations, making it one of the largest PPO networks in the country with over 88,500 dentists at more than 200,000 locations.

Agent Forms Revision Date Start Date End Date
Agent Direct Deposit Form 07/01/2010 07/01/2010

Employer Forms Revision Date Start Date End Date
Actively At Work Statement 01/05/2018 01/05/2018
Employee Census List, All Lines 07/23/2015 07/23/2015
Employee Census List, Dental 07/23/2015 07/23/2015
Employer Addtl Info Questionnaire (AIQ) 08/16/2018 08/16/2018
Employer App, PPO Dental Only 07/02/2012 07/02/2012
Employer Automatic Premium Withdrawl 03/01/2012 03/01/2012
Guardian Anytime Registration 07/01/2020 07/01/2020

Employee Forms Revision Date Start Date End Date
Beneficiary Designation/Change Form 05/01/2014 05/01/2014
Employee App & Change Form, PPO Dental Only 07/10/2013 07/10/2013
Employee Loss of Coverage Form 03/17/2012 03/17/2012

Vision Revision Date Start Date End Date
Vision Benefit Summary Options 02/03/2014 02/03/2014

Effective Dates

Book Rates

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Effective Dates

Bonus Programs

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