Starting January 1, 2020, California Senate Bill 78 (CA SB 78) requires all California residents, including children, to maintain minimum essential coverage or be subject to a state tax penalty (unless they qualify for an exemption).
A 1/1/20 Anthem Blue Cross plan accidentally listed an incorrect Brand Name Rx Copay. The incorrect Copay was listed as $50 when it should have listed $55.
WHA listed an incorrect Individual with Family Coverage Deductible on their Gold HMO D (HSA Eligible) plan within the 1/1/20 CaliforniaChoice portfolio. The incorrect Individual with Family Coverage Deductible was listed as $2,700 when it should have listed $2,800.
The IRS released Rev. Proc. 2019-44 which set new limits for Healthcare FSA, Transit and Parking for 2020.
Covered California for Small Business sent an email to all active CCSB employers about the California Individual Mandate and how CCSB can help.
Anthem's Act Wise consumer-driven health (CDH) plans give your clients a simple, supportive and more streamlined experience every step of the way. Employers can expect less administrative work, along with smart reporting tools. And there’s only one bill, one website and one renewal for them to work with.
Principal's EAP vendor, Magellan, is offering free services to anyone who needs some support due to the wildfires in California.
Due to the new law (California SB78) signed by Governor Gavin Newsom on June 27, 2019 which institutes an individual mandate to have qualifying health coverage throughout the year beginning January 1, 2020 and to avoid paying penalties when filing 2020 state income tax return in 2021. UnitedHealthcare will allow employees and/or their dependents who previously declined coverage in 2019 a special open enrollment January 1, 2020.
If you haven’t already heard, Beere&Purves signed a small group General Agency contract with Kaiser Permanente. You can sell Kaiser Permanente business through Beere&Purves beginning with a December 1, 2019 effective date.
Hospital stays can create financial stress. And it’s not always just about the medical bills. Families have other expenses, too. That’s where hospital indemnity plans comes in.
As you may know, PG&E is planning a PSPS in the Bay Area and Beere&Purves could be affected. This is our service contingency plan if we lose power.
We are pleased to announce that Beere&Purves has signed a small group General Agency contract with Kaiser Permanente. You can sell Kaiser Permanente business through Beere&Purves beginning with a December 1, 2019 effective date.
We are excited to announce that we have partnered with Human Interest as our preferred retirement plan provider!
Join B&P's Workers' Compensation Specialist, Patrick Kim, for his Workers' Compensation Boot Camp Webinar Series. Through these four sessions, you'll learn everything you need to know to operate successfully in the workers' compensation market.
As part of our service commitment to you and your groups, Beere&Purves is now offering ongoing maintenance for your EaseCentral groups.
January 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season.
Beere&Purves is excited to add the new EaseCentral-Anthem Blue Cross API Integration to BrokerPicks! When you sell a new medical group with Anthem Blue Cross and want to process changes through EaseCentral, elect our EaseCentral-Anthem API BrokerPick and B&P will pay for the integration.
Visit our NEW, comprehensive Q1 2019 Resource Library for access to all the Q1 2019 materials you'll need in a single convenient location.
We underwrite every Anthem Blue Cross group in house, regardless of size! This means your groups get approved quicker and members can access benefits sooner!
We've added new documents and features to the Beere&Purves website. Below is a quick summary of what you will see on our medical carrier partner pages.
A 1/1/20 Anthem Blue Cross plan accidentally listed an incorrect Brand Name Rx Copay. The incorrect Copay was listed as $50 when it should have listed $55.
WHA listed an incorrect Individual with Family Coverage Deductible on their Gold HMO D (HSA Eligible) plan within the 1/1/20 CaliforniaChoice portfolio. The incorrect Individual with Family Coverage Deductible was listed as $2,700 when it should have listed $2,800.
HealthConnect will be performing quarterly maintenance on the quote engine on Friday, November 8th from 6PM - 9PM PST.
UnitedHealthcare introduced six new PPO plans effective 7/1/19. Unfortunately, the six new plans did not use the correct plan availability information when quoting out of state employees.
HealthConnect will be performing quarterly maintenance on the quote engine on Friday, August 9th, from 6PM to 9PM. HealthConnect does not anticipate a full outage during this time, but the system may become temporarily unstable for users accessing the system.
HealthConnect will be performing quarterly maintenance on the quote engine on Friday, May 10th, from 6 PM to 9 PM. HealthConnect does not anticipate a full outage during this time, but the system may become temporarily unstable for users accessing the system.
HealthConnect will be performing maintenance on the quote engine beginning 7 PM Friday, April 19th, through 5 AM Saturday, April 20th. bpQuote will be unavailable during this time.
A few Medical reports within the Proposal will start to link to each Carrier's Summary of Benefits. Starting 3/1/19, the links will be added to the three Employee Worksheet reports (New Hire, ACA & regular or pre-ACA).
Certain Aetna plans with 1/1/19 – 6/30/19 effective dates listed incorrect benefits for Outpatient Surgery & Non-Preferred Rx. These errors effected benefit summaries, SBCs, and any quotes in bpQuote prior to 2/6/19.
HealthConnect will be performing quarterly maintenance on the quote engine on Friday, February 8th, from 6 PM to 9 PM.
The IRS released Rev. Proc. 2019-44 which set new limits for Healthcare FSA, Transit and Parking for 2020.
TASC has added Identity Theft Protection at no added cost for Universal Benefit Account participants.
Governor Gavin Newsom approved Senate Bill No. 778 on August 30, 2019. The bill extended the sexual harassment training deadline to January 1, 2021. The previous deadline was January 1, 2020, so this extension gives employers with 5 or more employees an extra year to complete the necessary training.
We understand that you and your clients are responsible for more work than ever before. Therefore, we are providing you with this reminder that the Medicare Modernization Act (MMA) requires your clients to complete two disclosure requirements pertaining to the creditable coverage of their prescription drug plan.
TASC is hosting educational and product demo webinars throughout July, August, and September. For more information, click on the titles below.
The IRS has released the 2020 annual HSA contribution limits as well as the HDHP deductible and out-of-pocket expense limits. The tables below show the 2019 and 2020 amounts with the year-over-year changes.
TASC has introduced their new Universal Benefit Account (UBA) which provides brokers, clients and participants with an efficient and benefit filled experience like no other in the TPA benefit marketplace.
TASC is hosting educational and product demo webinars throughout April, May, and June.
EaseCentral, the leading HR and benefits SaaS platform powered by insurance brokers, has announced an integration with insurance provider The Guardian Life Insurance Company of America®, (Guardian).
This March, EaseCentral will become Ease. Register to attend the upcoming webinar, Ease Revamped: A First Look.
Anthem Blue Cross is pleased to announce that Stanford Health Care (henceforth “Stanford”) once again participates in the Anthem Blue Cross network.
Anthem Blue Cross is pleased to announce that they have signed a Commercial Hospital Agreement with newly established Colusa Medical Center, located in Colusa County.
Anthem Blue Cross is pleased to announce that they have successfully renewed their Commercial Hospital Agreement (including Medicare Advantage) with Palomar Health, which includes Palomar Medical Center (050115) and Pomerado Hospital (050636). The hospitals are located in San Diego County.
Anthem Blue Cross is pleased to announce that they have successfully renewed their Commercial Hospital Agreement (including Medicare Advantage) with Kern Medical Center, located in the City of Bakersfield in Kern County.
Anthem Blue Cross is pleased to announce that they have successfully renewed their Commercial Hospital Agreement with El Camino Hospital, which includes hospital campuses in Mountain View and Los Gatos.
Anthem Blue Cross is pleased to announce that NorthBay Healthcare, with includes NorthBay Medical Center and NorthBay VacaValley Hospital, once again participates in the Anthem Blue Cross network.
Anthem Blue Cross is pleased to announce that they have successfully renewed their Commercial Hospital Agreement (including Medicare Advantage) with St. Agnes Medical Center, located in the City of Fresno, Fresno County.
El Camino Hospital, with hospital campuses in Mountain View and Los Gatos, has agreed to extend its Commercial Hospital contract with Anthem Blue Cross to August 31, 2019.
Anthem Blue Cross is pleased to announce that they have successfully renewed their Commercial Hospital and Medical Group PPO Agreements with Children’s Hospital Los Angeles.
El Camino Hospital, with hospital campuses in Mountain View and Los Gatos, issued a notice to terminate its Contracting Hospital Agreement with Anthem Blue Cross.
Aetna announced plan and rate updates for January 1, 2020 effective dates. Rates are available for quoting!
Aetna (including Innovation Health and Coventry, subsidiaries, and affiliates) is paying rebates in some markets. The rebates Aetna is paying are modest, and most policyholders/employers won't receive a rebate at all.
Aetna’s OAMC/EPO and all Health Net plans had Q4 rate reductions that were recently reflected in bpQuote.
Aetna announced rate updates for October 1, 2019 effective dates with no changes to plans or benefits. Rates are available for quoting!
Aetna recently announced that ACH Debit will be the standard method for premium payments for new ACA Small Group business beginning with August 1, 2019 effective dates
Aetna announced a new broker bonus beginning July 1, 2019 and running through December 1, 2019.
Aetna has made some great changes for July 1, 2019 effective dates, see how they’ve improved their products to align with the market.
Aetna announced rate updates for July 1, 2019 effective dates. Rates are available for quoting!
Certain Aetna plans with 1/1/19 – 6/30/19 effective dates listed incorrect benefits for Outpatient Surgery & Non-Preferred Rx. These errors effected benefit summaries, SBCs, and any quotes in bpQuote prior to 2/6/19.
Aetna announced rate updates for April 1, 2019 effective dates with no changes to plan benefits. Rates are available for quoting!
Anthem's Act Wise consumer-driven health (CDH) plans give your clients a simple, supportive and more streamlined experience every step of the way. Employers can expect less administrative work, along with smart reporting tools. And there’s only one bill, one website and one renewal for them to work with.
Did you know that eye doctors are often the first to find signs of chronic health conditions, including cancer, heart disease and diabetes - all through an eye exam?
Anthem is taking steps to help their California members and emergency personnel impacted by wildfires. Here's what members who live anywhere in California need to know:
Small business owners have a lot on their minds and even more on their plates. That’s why Anthem is relaunching their annual pre-renewal campaign this month.
Anthem announced rate and plan updates for January 1, 2020 effective dates. Rates are available for quoting!
Anthem Blue Cross is pleased to announce that Stanford Health Care (henceforth “Stanford”) once again participates in the Anthem Blue Cross network.
Anthem is offering a promotion for dual PPO (Full PPO and Select PPO within the same group) offering for new effective dates of 10/1/2019 - 1/15/2020 with the Employer’s principal business address in either Region 1 or 9 for Small Group medical.
Medical Loss Ratio (MLR) dropped below 80 percent during the 2016-2018 period. Clients with Anthem Small Group medical plans during the 2018 calendar year will get some money back.
Some new and renewing members will get an email with an activation code to register on anthem.com/ca within 72 hours of completing enrollment. This code lets members go online, register and view their digital ID card right away. Plus, members can set their ID card preference as digital.
Anthem's new mobile app, Sydney, is here. Sydney replaces the Anthem Anywhere app, giving members a smart, more human experience.
Anthem's Act Wise consumer-driven health (CDH) plans give your clients a simple, supportive and more streamlined experience every step of the way. Employers can expect less administrative work, along with smart reporting tools. And there’s only one bill, one website and one renewal for them to work with.
Hospital stays can create financial stress. And it’s not always just about the medical bills. Families have other expenses, too. That’s where hospital indemnity plans comes in.
Did you know that eye doctors are often the first to find signs of chronic health conditions, including cancer, heart disease and diabetes - all through an eye exam?
Anthem is taking steps to help their California members and emergency personnel impacted by wildfires. Here's what members who live anywhere in California need to know:
Your clients need flexible, creative ways to attract top talent and grow their businesses. And Anthem knows that 8 out of 10 employees are willing to pay for benefits that flex with them.
The updated Open Enrollment (OE) Booklet combines everything your Large Group clients’ employees need to know about choosing and using their plan in one place. And instead of distributing paper brochures, your clients can simply email a PDF or a digital magazine directly to their employees. They can also include the OE Booklet on a custom Open Enrollment website.
We're excited to announce that your groups can get the Alliance Access Plan for free when you write your Anthem Blue Cross Large Group (101-300) business through Beere&Purves!
People don’t usually budget for accidents. But when they happen, the cost of an injury due to an accident can be staggering. That’s where accident protection can help.
Anthem Specialty just released a new savings program effective September 1, 2019, that will help you provide additional savings to your groups with 101 - 5,000 lives.
We are excited to announce that we have signed a new general agent contract with Anthem Blue Cross for their 101-300 pooled product effective immediately!
ArmadaCare has moved beyond the C-Suite with other unique employer-paid supplemental plan options. Come find out how these plans can help solve business problems for your clients.
Many benefits address only one or two benefit categories: saving time, promoting well-being, supporting financially, or providing tax savings. Ultimate Health is a supplemental healthcare reimbursement plan designed to help companies address virtually every benefit category.
When you talk about an executive medical reimbursement plan, also called expense reimbursed insurance, it’s not rare to get questions like, “Is that still allowed,” or “I thought you couldn’t do that anymore?” Let’s tackle those questions and get to the bottom of it.
Ultimate Health by ArmadaCare is a supplemental healthcare reimbursement plan designed to help companies offer a broad range of coverage types that tailor to different life stage needs, a way to get back to 100% coverage levels, a tax-efficient compensation tool, along with health, wellness and travel support services.Ultimate Health is suitable for any size and type of company and can be added onto virtually any company base medical plan at any month of the year.
CaliforniaChoice announced rate and benefit changes for January 1, 2020 effective dates with no underwriting changes. Rates are available for quoting!
CaliforniaChoice is delivering what clients want with their Triple Tier Option.
Aetna’s OAMC/EPO and all Health Net plans had Q4 rate reductions that were recently reflected in bpQuote.
CaliforniaChoice announced plan and rate updates for October 1, 2019 effective dates. Rates are available for quoting!
CaliforniaChoice is adding two Anthem Blue Cross full network HMO plans effective September 1, 2019.
CaliforniaChoice's new Initial Quote is now available. The redesigned format is simpler and easier to present, making CaliforniaChoice easier to sell than ever before!
CaliforniaChoice groups with at least 4 employees enrolling in Oscar are eligible for a broker bonus!
CaliforniaChoice has announced a new partnership with ChooseHealthy, a program where members can shop and save on a variety of health and wellness products at negotiated rates.
CaliforniaChoice announced rate updates for July 1, 2019 effective dates with no changes to plans or benefits. Rates are available for quoting!
With baseball officially in season, CaliforniaChoice wants to remind you of their own triple play!
ChoiceBuilder announced plan and rate adjustments for January 1, 2020 effective dates. All rates are available for quoting!
DeltaCare USA plans will have a new rating methodology effective November 1, 2019.
Choice Builder has added a low-cost DHMO with Delta Dental. And, Delta Dental rates are guaranteed for plans effective through 12/1/19. With rates this low and the ability to lock them in for multiple years, Choice Builder has never been more attractive.
Choice Builder announced rate updates for October 1, 2019 effective dates. Rates are available for quoting!
Choice Builder has made some recent changes that make selling even easier! They're also making changes effective 10/1/19 that will affect new and renewing groups.
Choice Builder makes selling ancillary easy by combining simple underwriting with a wide variety of plan options.
Great news! Anthem Blue Cross has made a positive change to their Dental benefits.!
Choice Builder announced rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Choice Builder announced rate adjustments and minor benefit changes for January 1, 2019 effective dates. All rates are available for quoting!
Choice Builder announced a Rate Pass for July 1, 2018 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2018. All rates are available for quoting!
Covered California for Small Business sent an email to all active CCSB employers about the California Individual Mandate and how CCSB can help.
Covered California for Small Business announced rate updates for January 1, 2020 effective dates. Rates are available for quoting!
Aetna’s OAMC/EPO and all Health Net plans had Q4 rate reductions that were recently reflected in bpQuote.
Covered California for Small Business has a new agent incentive program! The program is for new groups with October 1, 2019 to January 1, 2020 effective dates.
Covered California for Small Business is hitting the road and hosting three meetings in the Bay Area the week of August 19th. Register for the event that works best for you!
Covered California for Small Business announced rate updates for October 1, 2019 effective dates. Rates are available for quoting!
Covered California for Small Business announced rate updates for July 1, 2019 effective dates. Rates are available for quoting!
CaliforniaChoice, Covered CA for Small Business, Principal, and UnitedHealthcare all have 2019 bonus programs for specific effective dates. Click on the hyperlinks below each carrier to see the full details and program rules.
CCSB is excited to announce their new PayNow function available through the Employer Portal.
Kaiser is extending their bonus for Kaiser membership on new groups written through CaliforniaChoice and Covered CA for Small Business that meet certain requirements.
Earn even more for offering your clients California’s most comprehensive access to doctors and hospitals offering!
Covered California for Small Business announced rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Beginning 2/1/19, CCSB will require 51% of a group's employees to reside in a California rating area.
Covered California for Small Business announces rates and plans for 2019 with an average premium increase of 4.6%.
Covered California for Small Business (CCSB) is growing, make sure you are certified to help enroll California small businesses into affordable, high-quality group health insurance plans.
Covered CA for Small Business has a new incentive program that pays when you sign up new small groups with 6 or more employees from October 1, 2018 to January 1, 2019.
We are excited to announce that Beere&Purves has been awarded a General Agent contract for Covered California for Small Business (CCSB) effective September 1, 2018. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and CCSB does exactly that.
VSP within the Allied Benefit Suite will have a rate pass in 2020. Rates are available for quoting in bpQuote!
With VSP taking over for EyeMed in the Allied Benefit Suite, any inforce groups with EyeMed vision should keep the following in mind.
The Allied Benefit Suite added VSP to the portfolio allowing you to bundle Delta Dental, VSP, AXA Life/AD&D, LTD, and the Personal Protection Plan!
Delta Dental announced a rate pass for January 1, 2020 effective dates with no changes to plan benefits.
Allied Administrators announced plan and rate updates effective July 1, 2019 for the Allied Benefit Suite that will affect vision, life, and the Personal Protection Plan. Delta Dental rates remain unchanged.
Allied Administrators is excited to introduce their new vision partner, VSP!
Discover the long-term benefits of AXA's life and disability insurance coverage through the Allied Benefit Suite.
The Allied Benefit Suite allows you to offer top rated carriers with simple administration. Download your tool kit today!
Delta Dental's new $2,500 maximum is now available in bpQuote along with the AXA Life rates through the Allied Benefit Suite.
Delta Dental is offering a Broker Bonus for groups with 10-99 enrolled! Earn up to $1,500 per group!
EMPLOYERS recently unveiled several automation enhancements that provide you with more self-service tools right at your fingertips. Their latest investment in technology allows your clients to quickly and easily submit their premium audits online!
It’s time to spring into action — earn a $100 gift card for every four new small business workers’ compensation policies bound with EMPLOYERS in the next four months!
Recent changes to California law (SB189) will require the following attention.
EMPLOYERS is now writing workers' compensation insurance in Louisiana. In addition to competitive rates and effective services, appointed agents also have access to instant online quoting through EACCESS ®— EMPLOYERS' online quoting system. EACCESS provides the ability to quickly and easily submit and quote new business (including multi-state policies) in numerous, targeted class codes.
Earn a $100 gift card* for every 3 new small business workers' compensation policies bound with EMPLOYERS.Small business is defined as below $25,000 estimated annual premium Incentive period includes new policies bound December 1, 2017 - January 31, 2018 Earn up to a maximum of $400Login to EACCESS for a full list of small business classes and start quoting today!*This promotion is only offered to select licensed and appointed EMPLOYERS agencies.
Workers' Comp ExecutiveNovember 30, 2017California employers – be they insured or self-insured – will be paying more to fund the state’s workers’ comp system next year. Insured employers will be paying nearly 4% of premium – a 28% overall increase for assessments over 2017 – while the rate for self-insured employers is up nearly 17%.
Most policy management problems, including coverage and premium audit issues, arise from discrepancies related to how Named Insureds are listed on policies. A Named Insured is a legal entity that EMPLOYERS® has agreed to cover and has been endorsed onto a policy. To help avoid problems, it is important that at the time of application, you confirm the following for each Named Insured: The accurate legal entity name is listed on the application (the legal entity name would be the name used in the execution of official business documents, such as IRS filings and business licenses.
Premium audits are required by the insurance carrier and are typically routine and relatively quick. At the end of your annual policy period, a final premium audit is conducted to determine if you paid the appropriate amount for your workers' compensation insurance based on your actual payroll, operations and job classifications.
What are the benefits of using the Off-Site Transitional Duty Program? Reduces lost time days. Non-profit placement within 24 hours (on average) of receiving an approved job description or list of restrictions from the employee’s physician. Electronic timecard tracking with 24/7/365 accessibility for the employer, claims handler and case manager. Structured return-to-work process with meaningful and productive work.
Workers’ compensation insurance is an important safety net that protects your business and employees in case of an on-the-job illness or injury. However, you might not be aware of some additional resources your insurance carrier may provide to help you maintain a safe workplace, save money and get more value out of your policy.
The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, announced two new enhancements to its whole life insurance offerings. Guardian’s Lifetime Protection Builder and Enhanced Whole Life Policy Loan Options provide policyholders choice around how their protection is structured and how they may access policy cash value for any use.
It’s time to re-evaluate. With employee benefits administration becoming increasingly complex, companies need to take stock of their in-house resources and capabilities to ensure they can achieve their benefits goals. An increasing number of outsourcing solutions with niche expertise can be leveraged. Guardian's Third Annual Guardian Workplace Benefits StudySM can provide insights on how to take a more strategic approach to employee benefits plans.
NEW YORK, N.Y., September 8, 2015 —The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, is taking Whole Life insurance to a new level with the introduction of the Index Participation Feature (IPF).1,2 This patent-pending feature allows Whole Life policyholders to link a portion of their cash value to the performance of the S&P 500 Price Return Index,3 subject to a cap and floor – a feature that no other Whole Life insurance carrier offers in the market today.
Guardian has announced rate adjustments for January 1, 2016 through December 31, 2016 effective dates with no changes to benefits or underwriting. Rates are available for quoting! RATESEE: 3% EE+SP: 3% EE+CH: -0.5% up to 0.5%FAMILY: -0.5% up to 0.5% JANUARY BOOK RATES Book rates for January 2016 effective dates are not yet available. Once they become available, you can access them on the b&p website.
Under Health Care Reform (HCR), pediatric oral (Dental) coverage is one of the essential health care benefits employers must provide to their employees. So one of the first decisions plan sponsors need to make about benefits is whether to rely on limited Dental coverage via their health insurer, or keep it with a separate Dental carrier.
The national average cost of attending a four-year public college is more than $28,000 per year, and more than $59,000 for a private college*. Given these costs and future projections, the need for financial assistance has become increasingly important. As part of its commitment to help customers attain financial confidence, The Guardian Life Insurance Company of America® (Guardian) announced the launch of the College Tuition Benefit®, a value-added benefit that helps Guardian Dental members pay for college.
Workplace benefits are generally valued by employees, but only 1 in 5 place “High Value” on their benefits. The new Guardian Employee Satisfaction infographic is a resource that you can use to help clients better understand the key drivers of benefits satisfaction — which is important because it can lead to greater employee productivity.
Give your clients a new way to look at benefits The Guardian Benefits Value Tool is an innovative online resource for employers that measures how employee benefits are valued by your clients. It can help your clients understand and reexamine their benefits offering, and shows them how their approach to benefits compares with companies their size and what this can mean to the their benefits program in the future.
Starting January 1, 2020, California Senate Bill 78 (CA SB 78) requires all California residents, including children, to maintain minimum essential coverage or be subject to a state tax penalty (unless they qualify for an exemption).
Health Net is your source for big options for small business, keeping people and companies healthy through every stage of life. Their 2020 Small Group Solutions Portfolio delivers plan choices and price points that satisfy - making it attractive to small employer groups and easy for you and brokers to sell.
Health Net announced rate and plan updates for January 1, 2020 effective dates. Rates are available for quoting!
Health Net is mailing an important reminder to employer groups about a CMS notice they must provide their employees by October 15, 2019: Pharmacy plan creditable coverage.
Health Net has extended their bonus program through December 1, 2019! Plus they've upped the payout to $125 per member!
Aetna’s OAMC/EPO and all Health Net plans had Q4 rate reductions that were recently reflected in bpQuote.
Health Net has made three underwriting updates effective July 1, 2019.
Health Net announced rate updates for October 1, 2019 effective dates with no changes to plans or benefits. Rates are available for quoting!
Health Net is happy to announce their latest underwriting promotion. They have made their current program even better!
Health Net announced rate updates for July 1, 2019 effective dates with no changes to plans or benefits. Rates are available for quoting!
Employers in California with 5 or more employees will be required to offer a qualified retirement savings plan starting as early as 2020, or face financial penalties.
We are excited to announce that we have partnered with Human Interest as our preferred retirement plan provider!
If you haven’t already heard, Beere&Purves signed a small group General Agency contract with Kaiser Permanente. You can sell Kaiser Permanente business through Beere&Purves beginning with a December 1, 2019 effective date.
We are pleased to announce that Beere&Purves has signed a small group General Agency contract with Kaiser Permanente. You can sell Kaiser Permanente business through Beere&Purves beginning with a December 1, 2019 effective date.
As work and life continue to blend and unemployment remains low, the competition for employee talent is intense. Small businesses are seeking solutions to help their companies stand out as they tackle the challenge of attracting, engaging, and retaining employees. Strategic benefits can play a pivotal role.
With nearly one-fifth of the total American workforce now earning their primary income from gig or part-time work, the gig economy is here to stay.
Balancing cost concerns with employee needs can be hard for a small business. MetLife's broad range of products and plan designs give you the options you need to recommend the right mix of solutions at the right price for each client. And, with MetLife's Multi-Product Advantage, you also earn additional compensation.
MetLife is adding two new vision providers for 8/1/19 effective dates and later.
67 percent of small businesses reported difficulty in finding candidates with the skills they need, yet 69 percent of employees say they would be more likely to accept a job if they have the ability to customize benefits choices to meet their needs, and 45 percent say that customized benefits would make them more loyal to their current employer. The solution to how small and mid-size businesses can compete with their larger counterparts for top talent is often found in expanding the company’s benefit offering.
MetLife's recently released 17th Annual U.S. Employee Benefit Trends Study dives into the new work-life world to examine how employers can attract, engage, and retain the best talent by helping employees thrive in work and in life.
As 2018 drew to a close, the quarterly Small Business Index published by MetLife and the U.S. Chamber of Commerce dipped slightly, indicating that small business owners may be tempering their optimism a bit heading into the new year.
In the continued war for talent, employers increasingly rely on benefits to help differentiate their organization and attract and retain better employees. Brokers have long played a critical role in this battle, helping employers build better benefits package.
MetLife lowers rate for Q4 dental plans in CA by 4-8%. The new lowered rates are available in bpQuote as of today.
When considering a new dental plan, the first thing clients often ask about is network size. While the number of dentists is an important consideration, take the opportunity to dig into and evaluate other factors that can make a big difference in driving satisfaction and savings1 for your clients and their employees. It's a combination of network size, discounts, quality, and cost protections that provides real value.
Principal's EAP vendor, Magellan, is offering free services to anyone who needs some support due to the wildfires in California.
Principal is giving you even more reasons to sell dental only or bundled coverages! Promotion is available for groups through January 1, 2020.
CaliforniaChoice, Covered CA for Small Business, Principal, and UnitedHealthcare all have 2019 bonus programs for specific effective dates. Click on the hyperlinks below each carrier to see the full details and program rules.
Increase your earning potential by working with Principal. Place new business and retain business with Principal, and you may be eligible for their group benefit bonus programs.
Help your clients keep their employees happy by offering a benefit of an additional 20% of their earnings through Principal's enhanced short-term disability insurance.
Principal quotes can be obtained through your B&P Sales Team for the most competitive rates for Dental, Vision, Life, STD, LTD, Accident, and Critical Illness.Principal’s rates are no longer available in bpQuote as of January 8, 2018.For questions, or to request a quote, please contact a member of your B&P Sales Team - 888.
We are excited to announce the addition of Principal to the Beere&Purves portfolio effective immediately. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and Principal does exactly that.Principal offers:Dental standalone for groups of 3+ livesVision, Life, STD and LTD standalone for groups of 5+ lives Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater5% discount on dental, life, STD and LTD if 3 or more lines are selectedDental highlights:Point of Service Plan (POS) for California Contracts Strong national network with 113,000+ dentists, California alone has:8,356 EPO dentists19,108 PPO dentistsChild orthodontia down to 3 lives, adult orthodontia available for 25+ livesRefreshed annual maximum at takeoverVision highlights:VSP Choice provider networkProvide ID cardsConsolidated billing with other Principal productsLife/AD&D highlights:Flat or multiples of salaryAbility to class outExpanded definition of owner compensation; salary plus net income averaged over 2 yearsSTD highlights:70% benefit availableOptional benefit of 20% up to $1,000 not coordinated with SDI availableOwn job descriptionLTD highlights:Expanded definition of owner compensation; salary plus net income averaged over 2 yearsNo mandatory rehabilitationSpecialty contract for attorneys and physiciansRates are available for dental, vision and life in bpQuote.
Due to the new law (California SB78) signed by Governor Gavin Newsom on June 27, 2019 which institutes an individual mandate to have qualifying health coverage throughout the year beginning January 1, 2020 and to avoid paying penalties when filing 2020 state income tax return in 2021. UnitedHealthcare will allow employees and/or their dependents who previously declined coverage in 2019 a special open enrollment January 1, 2020.
UHC announced rate and plan updates for January 1, 2020 effective dates. Rates are available for quoting!
UnitedHealthcare introduced six new PPO plans effective 7/1/19. Unfortunately, the six new plans did not use the correct plan availability information when quoting out of state employees.
Great news! UHC has now even more flexibility on dental participation!
UHC announced plan and rate updates for October 1, 2019 effective dates. Rates are available for quoting!
UnitedHealthcare has completed its expansion of the Harmony network to San Diego county. Harmony can now be quoted for groups beginning July 2, 2019.
United Healthcare is pleased to announce a new partnership with Smile Direct Club for new and existing dental accounts that include ortho coverage. Smile Direct Club can help enhance customer's smile-line for less than $1000!
You're invited to UHC’s Broker Advisory Meetings to hear about exciting new plans and programs, gain insights for success, and experience UHC’s Motion Program.
UHC announced plan and rate updates for July 1, 2019 effective dates. Rates are available for quoting!
UHC is adjusting their start-up guidelines on payroll which will make them more competitive in the market.
After an 11-year partnership, VSP has reached an agreement to acquire Visionworks, a full-service optical retailer.
VSP has announced a Rate Pass through December 31st, 2020, with no changes to plan benefits or underwriting. Rates are available for quoting!
VSP has announced a Rate Pass through December 31, 2019, with no changes to plan benefits or underwriting.
When your employees create an account on vsp.com, they'll get the most out of their VSP benefit and be eligible to win a $5,000 shopping spree.
Now through January 31, eligible VSP® Vision Care members get an extra $40 to spend on bebe, Cole Haan, Flexon®, and Salvatore Ferragamo frames.
VSP has a new EasyOptions package for groups enrolling 50 or more employees that allows each employee to select a covered upgrade after they receive their prescription from their VSP network doctor.
Now through August 31, eligible VSP® Vision Care members get an extra $40 to spend on Anne Klein, CALVIN KLEIN and Dragon® frames.
Once again, VSP Vision Care is raising the bar as the only vision care company to offer fully-covered standard progressive lenses—included as part of the VSP Choice, Signature, or VSP Individual Vision Plans.
Be the hero! Let your employees know that now through December 31, eligible VSP® members get an extra $40 to spend on bebe®, Calvin Klein, Columbia, Dragon®, and Flexon® frames. No extra paperwork, no hassle, just incredible frames. Maximize your employees’ benefits by sharing the news.Share the coupon.For questions, please contact a member of your B&P Sales Team - 888.
VSP has announced a Rate Pass through December 31, 2018, with no changes to plan benefits or underwriting. Rates are available for quoting!RATESChoice Plans: Non-voluntary: RATE PASSVoluntary: RATE PASSSignature Plans: Non-voluntary: RATE PASSVoluntary: RATE PASSBOOK RATESThe January 1, 2018 book rates for VSP are provided below and available on the B&P website. 5-99 Choice Rate Guide (3-tier)5-99 Choice Rate Guide (4-tier)5-99 Signature Rate Guide (3-tier)5-99 Signature Rate Guide (4-tier)For questions, please contact a member of your B&P Sales Team - 888.
