You still have time to take advantage of Health Net's most recent underwriting deals!
Certain Aetna plans with 1/1/19 – 6/30/19 effective dates listed incorrect benefits for Outpatient Surgery & Non-Preferred Rx. These errors effected benefit summaries, SBCs, and any quotes in bpQuote prior to 2/6/19.
CCSB is excited to announce their new PayNow function available through the Employer Portal.
Health Net is mailing Form 1095-B between February 11, 2019 and February 15, 2019, for the 2018 tax year.
Kaiser is extending their bonus for Kaiser membership on new groups written through CaliforniaChoice and Covered CA for Small Business that meet certain requirements.
Increase your earning potential by working with Principal. Place new business and retain business with Principal, and you may be eligible for their group benefit bonus programs.
Earn even more for offering your clients California’s most comprehensive access to doctors and hospitals offering!
UnitedHealthcare is offering a bonus to agents in California who sell new medical plans with effective dates from February 1, 2019 through January 1, 2020. Eligible cases are new fully insured Small Group and Key Account groups located in California that have at least 10 enrolled employees and effective dates from February 1, 2019 through January 1, 2020.
Anthem, Inc. has announced that IngenioRx, its new pharmacy benefit manager (PBM), will enter the market ahead of schedule. IngenioRx was conceived with the mission to restore trust and confidence in pharmacy care by focusing on total health, demystifying the way pharmacy works, and delivering a seamless experience across the continuum of care.
As 2018 drew to a close, the quarterly Small Business Index published by MetLife and the U.S. Chamber of Commerce dipped slightly, indicating that small business owners may be tempering their optimism a bit heading into the new year.
As part of our service commitment to you and your groups, Beere&Purves is now offering ongoing maintenance for your EaseCentral groups.
January 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season.
Beere&Purves is excited to add the new EaseCentral-Anthem Blue Cross API Integration to BrokerPicks! When you sell a new medical group with Anthem Blue Cross and want to process changes through EaseCentral, elect our EaseCentral-Anthem API BrokerPick and B&P will pay for the integration.
Visit our NEW, comprehensive Q1 2019 Resource Library for access to all the Q1 2019 materials you'll need in a single convenient location.
We underwrite every Anthem Blue Cross group in house, regardless of size! This means your groups get approved quicker and members can access benefits sooner!
We've added new documents and features to the Beere&Purves website. Below is a quick summary of what you will see on our medical carrier partner pages.
As part of our service commitment to you and your groups, Beere&Purves is now offering ongoing maintenance for your EaseCentral groups.
For a limited time, EaseCentral is offering HRIS, their powerful suite of HR tools, for only $2 PEPM. When brokers buy today, they lock in this price and feature set of HRIS forever.
January 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season. ID Cards Members should not use their existing ID card after the new policy's effective date, even if they haven't received their new carrier's ID card.
December 1st is almost upon us, here are some important reminders to help you provide the best possible service to your clients this enrollment season. ID Cards Members should not use their existing ID card after the new policy's effective date, even if they haven't received their new carrier's ID card.
Certain Aetna plans with 1/1/19 – 6/30/19 effective dates listed incorrect benefits for Outpatient Surgery & Non-Preferred Rx. These errors effected benefit summaries, SBCs, and any quotes in bpQuote prior to 2/6/19.
HealthConnect will be performing quarterly maintenance on the quote engine on Friday, February 8th, from 6 PM to 9 PM.
bpQuote has added Vision Worksheets to the Proposal Options sections of the quote engine.
The Full Benefits Report has been enhanced in bpQuote to allow the user to "Sort by Current/Renewal" which shows Current and Renewal benefits on the same page.
As announced on 12/4/18, CalChoice was required to make changes to their 2019 Oscar benefits per the DMHC. Today, Oscar announced they also were required to make an adjustment.
Due to recent changed required by the CA DMHC, Oscar plans available within CaliforniaChoice for 1/1/19-3/31/19 effective dates had to be altered.
HealthConnect will be preforming routine maintenance on Friday, November 9, 2018 from 6:00-9:00 PM PST. During this time period, access to bpQuote may be unavailable. For questions, please contact a member of your B&P Sales Team - 888.722.3373.
An Anthem Blue Cross PPO plan (available in the Full & Select PPO networks) had an error in HealthConnect on the Emergency Room benefit stating that the plan deductible did not apply. The plans affected are: Anthem Blue Cross Gold PPO 750/20%/6500 and Anthem Blue Cross Gold Select PPO 750/20%/6500.
The Medical Plan Selection page now includes links to the Carrier’s Summary of Benefits for each plan. Just click on the “SoB” link next to each plan’s quoted premium for all of the benefit details you need.
On Monday, HealthConnect fixed an issue with the Benefit and Employee Rate Comparison Excel File that switched the generated rates at the bottom of the page. The correct rates for a plan were being listed under the wrong set of benefits.
As 2018 drew to a close, the quarterly Small Business Index published by MetLife and the U.S. Chamber of Commerce dipped slightly, indicating that small business owners may be tempering their optimism a bit heading into the new year.
Ricardo Lara took office as California Insurance Commissioner at a ceremony in Sacramento on Monday, January 7, pledging to protect the victims of wildfires and other disasters, defend all Californians from the threat of climate change and insurance scams, and promote innovation and technology.
In his first act as California's 40th Governor, Governor Gavin Newsom announced a series of major, first-in-the-nation executive actions and budget proposals to lower prescription drug and health care costs for all California families and move California closer to the goal of health care for all.
The CDI issued its first Impact of Prescription Drug Costs on Health Insurance Premiums.
The IRS has pushed back the furnishing deadlines for forms 1095-B and 1095-C that are sent to individuals to March 4, 2019. The previous deadline was January 31, 2019.
EaseCentral is offering 25% off of pre-purchased ACA Reports for users that have not generated reports using ACA with EaseCentral.
CVS's acquisition of Aetna is now official. See Aetna's FAQ for more information on what this acquisition means for brokers and clients.
The IRS has announced the 2019 FSA, Transit and Parking limits with increases due to inflation.
EaseCentral, the leading HR and benefits SaaS platform powered by insurance brokers, today announced a partnership with Anthem Blue Cross, to create a more comprehensive method for brokers to offer and enroll consumers in benefit plans.
California will formally forbid the sale of short-term health plans and work requirements for those who receive subsidized healthcare, under laws signed on Saturday by Gov. Jerry Brown, with both proposals crafted as sharp rejoinders to efforts by the Trump administration.
Anthem Blue Cross and Sutter Health Medical Groups have been engaged in contract negotiations for several months to reach agreement on reasonable reimbursement rates and contractual terms that are beneficial to both organizations.
Enloe Medical Center has agreed to extend its Commercial Hospital contract with Anthem Blue Cross through midnight February 21, 2019. Enloe Medical Center is in Chico (Butte County).
Anthem Blue Cross has an update on their contract negotiations with Sutter Health.
Enloe Medical Center has agreed to extend its Commercial Hospital contract with Anthem Blue Cross through midnight January 31, 2019.
Anthem Blue Cross is pleased to announce that Providence St. Joseph Health has rescinded its notice of termination.
Enloe Medical Center has agreed to extend its Commercial Hospital contract to January 15, 2019 which Anthem has verbally accepted.
Anthem Blue Cross and Sutter Health continue contract negotiations, however, their contract agreement for commercial business ended December 31, 2018...
Anthem is pleased to announce that Davita Health Plan of California rescinded its notice of termination. The current contacts remain in full force and effect until a new agreement is fully executed.
Anthem Blue Cross was recently informed that Dignity Health Medical Network-Sequoia will close its doors and discontinue all services on November 1, 2018.
Anthem Blue Cross was recently informed that the Premier Physician Network satellite sites listed below will close and discontinue services effective December 1, 2018.
Certain Aetna plans with 1/1/19 – 6/30/19 effective dates listed incorrect benefits for Outpatient Surgery & Non-Preferred Rx. These errors effected benefit summaries, SBCs, and any quotes in bpQuote prior to 2/6/19.
Aetna announced rate updates for April 1, 2019 effective dates with no changes to plan benefits. Rates are available for quoting!
CVS's acquisition of Aetna is now official. See Aetna's FAQ for more information on what this acquisition means for brokers and clients.
Aetna announced plan and rate updates for January 1, 2019 effective dates. Rates are available for quoting!
CVS Health and Aetna can go ahead with their about $68 billion deal, the Justice Department said, clearing the way for a merger that will create a healthcare giant with a hand in insurance, prescription-drug benefits and drugstores across the U.S.
Aetna announced a RATE PASS for October 1, 2018 effective dates, with no changes to plan benefits. All rates are available for quoting!
Aetna announced rate updates for July 1, 2018 effective dates with no changes to plan benefits. Rates are available for quoting!
Aetna updated their Small Group Affordable Care Act (ACA) submission deadlines. Starting with May effective dates, new business submission deadlines for Small Group ACA plans in California are the 20th of the month prior to the effective date for 1st of the month effective dates and the 5th of the month for 15th of the month effective dates.
Effective April 1, 2018, Aetna Small Group will no longer sell life products to new business.
Aetna announced rate updates for April 1, 2018 effective dates with no changes to plan benefits. Rates are available for quoting!RATESMedical: Rate changeDental: Two rate changes Rate change effective 4/1/18-4/30/18Rate change effective 5/1/18-6/30/18Vision: RATE PASSLife: PendingBOOK RATESAetna 2018 book rates are provided below and available on the B&P website. HMO Rate GuideMC Rate GuideFor questions, please contact a member of your B&P Sales Team - 888.
Anthem, Inc. has announced that IngenioRx, its new pharmacy benefit manager (PBM), will enter the market ahead of schedule. IngenioRx was conceived with the mission to restore trust and confidence in pharmacy care by focusing on total health, demystifying the way pharmacy works, and delivering a seamless experience across the continuum of care.
Anthem Blue Cross and Sutter Health Medical Groups have been engaged in contract negotiations for several months to reach agreement on reasonable reimbursement rates and contractual terms that are beneficial to both organizations.
Enloe Medical Center has agreed to extend its Commercial Hospital contract with Anthem Blue Cross through midnight February 21, 2019. Enloe Medical Center is in Chico (Butte County).
Anthem Blue Cross has an update on their contract negotiations with Sutter Health.
Enloe Medical Center has agreed to extend its Commercial Hospital contract with Anthem Blue Cross through midnight January 31, 2019.
Anthem announced plan and rate updated for April 1, 2019 effective dates. Rates are available for quoting!
Anthem is adjusting how they will handle Anniversary Date Changes effective February 1, 2019.
Anthem Blue Cross is pleased to announce that Providence St. Joseph Health has rescinded its notice of termination.
Enloe Medical Center has agreed to extend its Commercial Hospital contract to January 15, 2019 which Anthem has verbally accepted.
Anthem Blue Cross and Sutter Health continue contract negotiations, however, their contract agreement for commercial business ended December 31, 2018...
Many benefits address only one or two benefit categories: saving time, promoting well-being, supporting financially, or providing tax savings. Ultimate Health is a supplemental healthcare reimbursement plan designed to help companies address virtually every benefit category.
When you talk about an executive medical reimbursement plan, also called expense reimbursed insurance, it’s not rare to get questions like, “Is that still allowed,” or “I thought you couldn’t do that anymore?” Let’s tackle those questions and get to the bottom of it.
Ultimate Health by ArmadaCare is a supplemental healthcare reimbursement plan designed to help companies offer a broad range of coverage types that tailor to different life stage needs, a way to get back to 100% coverage levels, a tax-efficient compensation tool, along with health, wellness and travel support services.Ultimate Health is suitable for any size and type of company and can be added onto virtually any company base medical plan at any month of the year.
Kaiser is extending their bonus for Kaiser membership on new groups written through CaliforniaChoice and Covered CA for Small Business that meet certain requirements.
CaliforniaChoice announced plan and rate updates for April 1, 2019 effective dates. Rates are available for quoting!
CaliforniaChoice offers an online enrollment option for your new CaliforniaChoice groups.
As announced on 12/4/18, CalChoice was required to make changes to their 2019 Oscar benefits per the DMHC. Today, Oscar announced they also were required to make an adjustment.
Due to recent changed required by the CA DMHC, Oscar plans available within CaliforniaChoice for 1/1/19-3/31/19 effective dates had to be altered.
In case you missed it, CaliforniaChoice recently made several announcements about some exciting changes.
Two 1/1/19 CaliforniaChoice plans added to the quote engine on 10/22/18 showed incorrect benefits. Shown below is a summary of the corrections that were made.
CaliforniaChoice announced rate and benefit changes for January 1, 2019. Rates are available for quoting!
Kaiser is already offering a broker bonus for new CaliforniaChoice business with Kaiser enrollment, now, CaliforniaChoice is offering an additional bonus for new business in all other carriers!
CaliforniaChoice was recently notified by Health Net that chiropractic coverage is not covered on the following plans that were introduced effective 10/1/18: Gold HMO C, Gold HMO D, Gold HMO E, Platinum HMO C, Platinum HMO D and Platinum HMO E.
Choice Builder announced rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Choice Builder announced rate adjustments and minor benefit changes for January 1, 2019 effective dates. All rates are available for quoting!
Choice Builder announced a Rate Pass for July 1, 2018 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2018. All rates are available for quoting!
Choice Builder announced a Rate Pass for April 1, 2018 effective dates with no changes to benefits or underwriting. All rates are available for quoting! RATES Dental: RATE PASS Vision: RATE PASS Life: RATE PASS Chiro: RATE PASSAPRIL RATE GUIDEThe Rate Guide will be posted to the B&P website as soon as it becomes available.
Choice Builder announced rate adjustments and minor benefit changes for January 1, 2018 effective dates. All rates are available for quoting!RatesRate changes for Ameritas, Anthem Blue Cross, Delta Dental & MetLife.Plans & BenefitsMetLife Voluntary Silver PPO removed the 12 month waiting period for Major and Ortho services.Ameritas Platinum and Gold plans added Dental Implants.
Choice Builder announced a Rate Pass and minor benefit changes for October 1, 2017 effective dates. All rates are available for quoting!RATES Dental: RATE PASSVision: RATE PASSLife: RATE PASSChiro: RATE PASSPLANS & BENEFITSVSP: Increase to frames allowance on all Employer Sponsored and Voluntary Vision Plans. OCTOBER RATE GUIDEThe rate guide for October 2017 will be posted on the B&P website as soon as it's available.
Choice Builder announced a Rate Pass for July 1, 2017 effective dates with no changes to benefits or underwriting. Rates are effective through December 1, 2017. All rates are available for quoting!RATES Dental: RATE PASSVision: RATE PASS Life: RATE PASS Chiro: RATE PASSJULY RATE GUIDEThe Rate Guide is available below and on the B&P website.
For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Choice Builder has announced a Rate Pass for April 1, 2017 effective dates except for the addition of rates for the new MetLife dental plans. All rates are available for quoting!RATESDental: RATE PASS*Vision: RATE PASSLife: RATE PASSChiro: RATE PASS*Rates added for the new MetLife dental plans.PLANS & BENEFITSNew Plan Offerings MetLife Platinum Plus PPO & Platinum PPOEmployer sponsored only5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) onlyMetLife Silver PPOEmployer Sponsored and voluntaryGroup sizes:Employer sponsored: 5 group sizes (2-9, 10-24, 25-49, 50-99, 100-199)Voluntary: 4 group sizes (10-24, 25-49, 50-99, 100-199)Ortho option is available for group sizes (10-24, 25-49, 50-99, 100-199) onlyAPRIL BOOK RATESBook rates for April 2017 effective dates are provided below and on the b&pwebsite.
For questions, please contact a member of your b&p Sales Team - 888.722.3373.
CCSB is excited to announce their new PayNow function available through the Employer Portal.
Kaiser is extending their bonus for Kaiser membership on new groups written through CaliforniaChoice and Covered CA for Small Business that meet certain requirements.
Earn even more for offering your clients California’s most comprehensive access to doctors and hospitals offering!
Covered California for Small Business announced rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Beginning 2/1/19, CCSB will require 51% of a group's employees to reside in a California rating area.
Covered California for Small Business announces rates and plans for 2019 with an average premium increase of 4.6%.
Covered California for Small Business (CCSB) is growing, make sure you are certified to help enroll California small businesses into affordable, high-quality group health insurance plans.
Covered CA for Small Business has a new incentive program that pays when you sign up new small groups with 6 or more employees from October 1, 2018 to January 1, 2019.
We are excited to announce that Beere&Purves has been awarded a General Agent contract for Covered California for Small Business (CCSB) effective September 1, 2018. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and CCSB does exactly that.
The Allied Benefit Suite allows you to offer top rated carriers with simple administration. Download your tool kit today!
Delta Dental's new $2,500 maximum is now available in bpQuote along with the AXA Life rates through the Allied Benefit Suite.
Delta Dental is offering a Broker Bonus for groups with 10-99 enrolled! Earn up to $1,500 per group!
Delta Dental announced a RATE PASS for January 1, 2019 effective dates with some changes to plan benefits. Rates are available for quoting!
Allied Administrators has updated the Allied Benefit Suite (ABS) Life/AD&D and Disability carrier to AXA from Unum.
Allied Administrators has expanded their market-leading benefits by creating the Allied Benefit Suite. Starting July 1, 2018, as part of Delta Dental’s Small Business Program, Allied will begin administering the following benefits in California and expand to additional states throughout the year.
Delta Dental has eliminated the restriction on the number of eligible employees allowed to reside out-of-state on their PPO plans. Delta Dental now requires a minimum of two California employees enrolled with groups sitused in California.
Effective April 1, 2018, new and current Delta Dental groups can add a new service called the Personal Protection Plan.
EyeMed is now available alongside Delta Dental for groups with 2-4 employees! Previously, EyeMed was available alongside Delta Dental for group with 5 or more employees.For questions, please contact a member of your B&P Sales Team - 888.722.3373.
Did you know that problems in other parts of your body can have consequences for your teeth and gums? From diabetes to ulcers, these illnesses can erode teeth, cause bad breath and even turn your tongue black!Acid reflux. Your dentist may be the first to notice gastroesophageal reflux disease, commonly known as acid reflux.
Recent changes to California law (SB189) will require the following attention.
EMPLOYERS is now writing workers' compensation insurance in Louisiana. In addition to competitive rates and effective services, appointed agents also have access to instant online quoting through EACCESS ®— EMPLOYERS' online quoting system. EACCESS provides the ability to quickly and easily submit and quote new business (including multi-state policies) in numerous, targeted class codes.
Earn a $100 gift card* for every 3 new small business workers' compensation policies bound with EMPLOYERS.Small business is defined as below $25,000 estimated annual premium Incentive period includes new policies bound December 1, 2017 - January 31, 2018 Earn up to a maximum of $400Login to EACCESS for a full list of small business classes and start quoting today!*This promotion is only offered to select licensed and appointed EMPLOYERS agencies.
Workers' Comp ExecutiveNovember 30, 2017California employers – be they insured or self-insured – will be paying more to fund the state’s workers’ comp system next year. Insured employers will be paying nearly 4% of premium – a 28% overall increase for assessments over 2017 – while the rate for self-insured employers is up nearly 17%.
Most policy management problems, including coverage and premium audit issues, arise from discrepancies related to how Named Insureds are listed on policies. A Named Insured is a legal entity that EMPLOYERS® has agreed to cover and has been endorsed onto a policy. To help avoid problems, it is important that at the time of application, you confirm the following for each Named Insured: The accurate legal entity name is listed on the application (the legal entity name would be the name used in the execution of official business documents, such as IRS filings and business licenses.
Premium audits are required by the insurance carrier and are typically routine and relatively quick. At the end of your annual policy period, a final premium audit is conducted to determine if you paid the appropriate amount for your workers' compensation insurance based on your actual payroll, operations and job classifications.
What are the benefits of using the Off-Site Transitional Duty Program? Reduces lost time days. Non-profit placement within 24 hours (on average) of receiving an approved job description or list of restrictions from the employee’s physician. Electronic timecard tracking with 24/7/365 accessibility for the employer, claims handler and case manager. Structured return-to-work process with meaningful and productive work.
Workers’ compensation insurance is an important safety net that protects your business and employees in case of an on-the-job illness or injury. However, you might not be aware of some additional resources your insurance carrier may provide to help you maintain a safe workplace, save money and get more value out of your policy.
As of November 1, 2016, Integrated MediComp's combined billing feature with Anthem's small group health coverage was discontinued. New customers participating in Integrated MediComp will now receive an invoice directly from EMPLOYERS for their workers' compensation insurance coverage and will have their choice of four convenient direct bill payment options: 100% payment in full 10% down payment and 11 monthly installment payments 30% down payment and three quarterly installment payments PrecisePay® (pay-as-you-go) system requires a minimum premium threshold of $2,500 Please note that existing Integrated MediComp participants will need to select one of the above payment options at renewal.
New Exclusion Rule Effective January 2017 What's Changing? The recent passage of AB 2883 introduces a significant change to the exclusion rules governing Workers' Compensation policies. Currently, certain individuals are provided benefits under a Workers Compensation policy by election, but effective January 1, 2017, these same individuals will no longer be excluded from the Workers' Compensation policy unless a compliant waiver is signed and submitted to the Work Comp carrier.
It’s time to re-evaluate. With employee benefits administration becoming increasingly complex, companies need to take stock of their in-house resources and capabilities to ensure they can achieve their benefits goals. An increasing number of outsourcing solutions with niche expertise can be leveraged. Guardian's Third Annual Guardian Workplace Benefits StudySM can provide insights on how to take a more strategic approach to employee benefits plans.
NEW YORK, N.Y., September 8, 2015 —The Guardian Life Insurance Company of America® (Guardian), one of the nation’s largest mutual life insurers, is taking Whole Life insurance to a new level with the introduction of the Index Participation Feature (IPF).1,2 This patent-pending feature allows Whole Life policyholders to link a portion of their cash value to the performance of the S&P 500 Price Return Index,3 subject to a cap and floor – a feature that no other Whole Life insurance carrier offers in the market today.
Guardian has announced rate adjustments for January 1, 2016 through December 31, 2016 effective dates with no changes to benefits or underwriting. Rates are available for quoting! RATESEE: 3% EE+SP: 3% EE+CH: -0.5% up to 0.5%FAMILY: -0.5% up to 0.5% JANUARY BOOK RATES Book rates for January 2016 effective dates are not yet available. Once they become available, you can access them on the b&p website.
Under Health Care Reform (HCR), pediatric oral (Dental) coverage is one of the essential health care benefits employers must provide to their employees. So one of the first decisions plan sponsors need to make about benefits is whether to rely on limited Dental coverage via their health insurer, or keep it with a separate Dental carrier.
The national average cost of attending a four-year public college is more than $28,000 per year, and more than $59,000 for a private college*. Given these costs and future projections, the need for financial assistance has become increasingly important. As part of its commitment to help customers attain financial confidence, The Guardian Life Insurance Company of America® (Guardian) announced the launch of the College Tuition Benefit®, a value-added benefit that helps Guardian Dental members pay for college.
Workplace benefits are generally valued by employees, but only 1 in 5 place “High Value” on their benefits. The new Guardian Employee Satisfaction infographic is a resource that you can use to help clients better understand the key drivers of benefits satisfaction — which is important because it can lead to greater employee productivity.
Give your clients a new way to look at benefits The Guardian Benefits Value Tool is an innovative online resource for employers that measures how employee benefits are valued by your clients. It can help your clients understand and reexamine their benefits offering, and shows them how their approach to benefits compares with companies their size and what this can mean to the their benefits program in the future.
You still have time to take advantage of Health Net's most recent underwriting deals!
Health Net is mailing Form 1095-B between February 11, 2019 and February 15, 2019, for the 2018 tax year.
Health Net announced rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Health Net's CommunityCare HMO network provides lower costs, a wide range of care options and more flexibility for specialist care.
Health Net's $100 per member bonus has been extended through January 2019! Brokers can still earn bonuses in Q4 2018.
Health Net is excited to announce the expansion of Teladoc into their 2019 group coverage!
Health Net announced plan and rate updated for January 1, 2019 effective dates. Rates are available for quoting!
Health Net announced plan and rate updates for October 1, 2018 effective dates. All plans are available for quoting.
Health Net is helping ensure that plan members who have lost their homes or have been evacuated due to current wildfire activity in Siskiyou, San Diego and Santa Barbara Counties have access to essential prescription medications, critical Health Net information, and other healthcare services to help them cope with grief, loss, stress, or trauma.
Effective July 1, 2018, CA AB 1048 authorizes a pharmacist to dispense a Schedule II controlled substance as a partial fill if requested by the patient or the provider.
As 2018 drew to a close, the quarterly Small Business Index published by MetLife and the U.S. Chamber of Commerce dipped slightly, indicating that small business owners may be tempering their optimism a bit heading into the new year.
In the continued war for talent, employers increasingly rely on benefits to help differentiate their organization and attract and retain better employees. Brokers have long played a critical role in this battle, helping employers build better benefits package.
MetLife lowers rate for Q4 dental plans in CA by 4-8%. The new lowered rates are available in bpQuote as of today.
When considering a new dental plan, the first thing clients often ask about is network size. While the number of dentists is an important consideration, take the opportunity to dig into and evaluate other factors that can make a big difference in driving satisfaction and savings1 for your clients and their employees. It's a combination of network size, discounts, quality, and cost protections that provides real value.
MetLife's 16th Annual U.S. Employee Benefit Trends examines what matters to employees and helps identify the strategies and investments employers can make to attract and retain the best talent and help improve job satisfaction and productivity, so both employees and businesses thrive.
Recommending the right combination of voluntary benefits can offer your clients an appealing option to build benefits programs that stand out without adding to the budget or administrative burden.
The competition for talent is fierce for small businesses. One in four say the talent pool for their open positions is poor, and the Society for Human Resource Management lists retaining employees as one of the top three issues facing companies with 3-99 employees (along with employee productivity and controlling health insurance costs).
Help small business clients expand beyond medicalIt's no secret that cost is a key driver in most decision making for small business owners. When trying to balance many financial obligations, adding additional benefits can be a tough sell. MetLife’s latest white paper can help you warm the door by sharing real life examples of small businesses that strategically added benefits and how they did it.
The broker role in an evolving benefits landscapeMetLife's latest U.S. Employee Benefit Trends research report shares findings and insights to help brokers tap into client needs and identify opportunities for growth with both existing and new customers.The stakes have changedNew opportunities are opening up in the benefits environment driven by workforce change and digital disruption.
At some point, virtually everyone will need to deal with a legal issue. With important legal implications associated with many common life events, an affordable legal services plan is a natural and valued fit for your clients – especially those small business clients looking to add more to their benefits program without added cost.
Increase your earning potential by working with Principal. Place new business and retain business with Principal, and you may be eligible for their group benefit bonus programs.
Help your clients keep their employees happy by offering a benefit of an additional 20% of their earnings through Principal's enhanced short-term disability insurance.
Principal quotes can be obtained through your B&P Sales Team for the most competitive rates for Dental, Vision, Life, STD, LTD, Accident, and Critical Illness.Principal’s rates are no longer available in bpQuote as of January 8, 2018.For questions, or to request a quote, please contact a member of your B&P Sales Team - 888.
We are excited to announce the addition of Principal to the Beere&Purves portfolio effective immediately. As your business partner, we continue to make sure you have access to carriers that will help you meet the needs of your clients and their employees, and Principal does exactly that.Principal offers:Dental standalone for groups of 3+ livesVision, Life, STD and LTD standalone for groups of 5+ lives Voluntary Accident and Critical Illness for groups with 5 enrolled or 10% participation, whichever is greater5% discount on dental, life, STD and LTD if 3 or more lines are selectedDental highlights:Point of Service Plan (POS) for California Contracts Strong national network with 113,000+ dentists, California alone has:8,356 EPO dentists19,108 PPO dentistsChild orthodontia down to 3 lives, adult orthodontia available for 25+ livesRefreshed annual maximum at takeoverVision highlights:VSP Choice provider networkProvide ID cardsConsolidated billing with other Principal productsLife/AD&D highlights:Flat or multiples of salaryAbility to class outExpanded definition of owner compensation; salary plus net income averaged over 2 yearsSTD highlights:70% benefit availableOptional benefit of 20% up to $1,000 not coordinated with SDI availableOwn job descriptionLTD highlights:Expanded definition of owner compensation; salary plus net income averaged over 2 yearsNo mandatory rehabilitationSpecialty contract for attorneys and physiciansRates are available for dental, vision and life in bpQuote.
UnitedHealthcare is offering a bonus to agents in California who sell new medical plans with effective dates from February 1, 2019 through January 1, 2020. Eligible cases are new fully insured Small Group and Key Account groups located in California that have at least 10 enrolled employees and effective dates from February 1, 2019 through January 1, 2020.
UHC announced plan and rate updates for April 1, 2019 effective dates. Rates are available for quoting!
Groups adding new dental coverage are eligible for a 5% second year rate cap when they add a plan by June 1, 2019!
UnitedHealthcare is deeply concerned for the health, safety and wellbeing of its members who may be affected by the wildfires in Butte, Ventura and Los Angeles Counties. The company has taken the following action:
UHC is making it even easier to sell dental with their updated and improved Dental Simplified 2.0!
UnitedHealthcare announced that three of their 1/1/19 Medical plans (available across multiple networks) had some benefit errors. Shown below is a summary of the corrections made.
UHC announced rate and plan updates for January 1, 2019 effective dates. Rates are available for quoting!
UnitedHealthcare is offering a bonus to agents in California who sell new fully insured small group medical plans with effective dates from October 1, 2018 through January 31, 2019. Eligible new cases are fully insured medical groups with up to 100 eligible employees located in California that have effective dates from October 1, 2018 through January 31, 2019.
UnitedHealthcare has updated their dental guidelines and are no offering a richer set of plan designs for groups of 5+.
UnitedHealthcare announced rate updates for October 1, 2018 effective dates, with no changes to existing plan benefits. All rates are available for quoting.
VSP has announced a Rate Pass through December 31, 2019, with no changes to plan benefits or underwriting.
When your employees create an account on vsp.com, they'll get the most out of their VSP benefit and be eligible to win a $5,000 shopping spree.
Now through January 31, eligible VSP® Vision Care members get an extra $40 to spend on bebe, Cole Haan, Flexon®, and Salvatore Ferragamo frames.
VSP has a new EasyOptions package for groups enrolling 50 or more employees that allows each employee to select a covered upgrade after they receive their prescription from their VSP network doctor.
Now through August 31, eligible VSP® Vision Care members get an extra $40 to spend on Anne Klein, CALVIN KLEIN and Dragon® frames.
Once again, VSP Vision Care is raising the bar as the only vision care company to offer fully-covered standard progressive lenses—included as part of the VSP Choice, Signature, or VSP Individual Vision Plans.
Be the hero! Let your employees know that now through December 31, eligible VSP® members get an extra $40 to spend on bebe®, Calvin Klein, Columbia, Dragon®, and Flexon® frames. No extra paperwork, no hassle, just incredible frames. Maximize your employees’ benefits by sharing the news.Share the coupon.For questions, please contact a member of your B&P Sales Team - 888.
VSP has announced a Rate Pass through December 31, 2018, with no changes to plan benefits or underwriting. Rates are available for quoting!RATESChoice Plans: Non-voluntary: RATE PASSVoluntary: RATE PASSSignature Plans: Non-voluntary: RATE PASSVoluntary: RATE PASSBOOK RATESThe January 1, 2018 book rates for VSP are provided below and available on the B&P website. 5-99 Choice Rate Guide (3-tier)5-99 Choice Rate Guide (4-tier)5-99 Signature Rate Guide (3-tier)5-99 Signature Rate Guide (4-tier)For questions, please contact a member of your B&P Sales Team - 888.
MARCHON EYEWEAR, INC. AND CALVIN KLEIN, INC. ANNOUNCE RENEWAL OF EXCLUSIVE LONGTERM GLOBAL EYEWEAR LICENSING AGREEMENTMELVILLE, NY + NEW YORK, NY, SEPTEMBER 29, 2017 – Marchon Eyewear, Inc., one of the world’s leading manufacturers and distributors of quality eyewear and sunwear, and Calvin Klein, Inc., the global lifestyle brand and wholly owned subsidiary of PVH Corp.
As a VSP Vision Care member, you have access to great eye doctors, eyewear, and the affordable care you deserve. VSP wants to be sure you get the most out of your vision benefit! We know vision care naturally comes with some questions; here are five popular questions asked by VSP members: Where’s all of my benefit information? Your personalized benefit information and eligible services is just clicks away on vsp.